Markets / Mutual funds / Flexi Cap
JM Financial Mutual Fund · Equity fund · Direct plan · IDCW
JM Flexi Cap Fund is an open-ended diversified equity fund which aims to provide capital appreciation by investing primarily in equity and equity related securities of various market capitalisation.There can be no assurance that the investment objective of the scheme will be realized. The scheme does not guarantee/ indicate any returns. Investors are required to read all the scheme related information set out in this document carefully.
Bars: this plan; the thin mark is the Flexi Cap average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.6 | |||||||||||
| 2025 | -7.2 | -10.2 | +5.4 | +3.3 | +3.0 | +3.0 | -3.0 | -0.8 | +1.3 | +2.5 | -0.1 | -1.6 |
| 2026 | -3.8 | +1.1 | -11.4 | +11.7 | +1.0 | +3.6 | +1.7 | +2.6 | -4.1 | -3.5 | +6.4 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Holding | % of fund |
|---|---|
| ICICI Bank Limited INE090A01021 | 3.83% |
| State Bank of India INE062A01020 | 2.99% |
| HDFC Bank Limited INE040A01034 | 2.83% |
| One 97 Communications Limited INE982J01020 | 2.78% |
| Larsen & Toubro Limited INE018A01030 | 2.73% |
| Shriram Finance Limited INE721A01047 | 2.59% |
| Reliance Industries Limited INE002A01018 | 2.45% |
| Mahindra & Mahindra Limited INE101A01026 | 2.35% |
| Bharti Airtel Limited INE397D01024 | 2.19% |
| Godfrey Phillips India Limited INE260B01028 | 2.18% |
| Divi's Laboratories Limited INE361B01024 | 2.05% |
| Samvardhana Motherson International Ltd INE775A01035 | 1.95% |
| Apollo Hospitals Enterprise Limited INE437A01024 | 1.88% |
| Infosys Limited INE009A01021 | 1.85% |
| Tech Mahindra Limited INE669C01036 | 1.84% |
| Garware Hi-Tech Films Ltd INE291A01017 | 1.82% |
| Pine Labs Limited INE15B701018 | 1.78% |
| Redington Limited INE891D01026 | 1.69% |
| Tata Consultancy Services Limited INE467B01029 | 1.68% |
| Bharat Heavy Electricals Limited INE257A01026 | 1.67% |
| Sona BLW Precision Forgings Limited INE073K01018 | 1.60% |
| Arvind Limited INE034A01011 | 1.57% |
| IDFC First Bank Limited INE092T01019 | 1.44% |
| Tata Motors Limited INE1TAE01010 | 1.43% |
| Eternal Limited INE758T01015 | 1.37% |
| LG Electronics India Limited INE324D01010 | 1.35% |
| Ujjivan Small Finance Bank Limited INE551W01018 | 1.31% |
| Star Health and Allied Insurance Co Ltd INE575P01011 | 1.30% |
| Adani Enterprises Limited INE423A01024 | 1.29% |
| Maruti Suzuki India Limited INE585B01010 | 1.28% |
| Sun Pharmaceutical Industries Limited INE044A01036 | 1.26% |
| Coforge Limited INE591G01025 | 1.25% |
| InterGlobe Aviation Limited INE646L01027 | 1.24% |
| Bajaj Finance Limited INE296A01032 | 1.23% |
| Billionbrains Garage Ventures Ltd. INE0HOQ01053 | 1.19% |
| Multi Commodity Exchange of India Ltd. INE745G01043 | 1.19% |
| Navin Fluorine International Limited INE048G01026 | 1.17% |
| SCHNEIDER ELECTRIC INFRASTRUCTURE LTD. INE839M01018 | 1.12% |
| 360 ONE WAM LIMITED INE466L01038 | 1.11% |
| Bosch Limited INE323A01026 | 1.05% |
| NTPC Limited INE733E01010 | 1.04% |
| Axis Bank Limited INE238A01034 | 1.03% |
| Shadowfax Technologies Limited INE12UN01015 | 1.03% |
| Trent Limited INE849A01020 | 1.00% |
| Horizon Industrial Parks Limited INE685T01010 | 0.99% |
| EQUITAS SMALL FINANCE BANK LIMITED INE063P01018 | 0.96% |
| Hero MotoCorp Limited INE158A01026 | 0.95% |
| Life Insurance Corporation Of India INE0J1Y01017 | 0.95% |
| Honasa Consumer Limited INE0J5401028 | 0.95% |
| Adani Port & Special Economic Zone Ltd INE742F01042 | 0.85% |
| Exide Industries Limited INE302A01020 | 0.82% |
| Bandhan Bank Limited INE545U01014 | 0.77% |
| Asian Paints Limited INE021A01026 | 0.75% |
| Diamond Power Infrastructure Limited INE989C01038 | 0.73% |
| Emmvee Photovoltaic Power Limited INE1C6T01020 | 0.72% |
| Amber Enterprises India Limited INE371P01015 | 0.72% |
| Tata Motors Passenger Vehicles Limited INE155A01022 | 0.71% |
| Eicher Motors Limited INE066A01021 | 0.68% |
| Manappuram Finance Limited INE522D01027 | 0.65% |
| CarTrade Tech Limited INE290S01011 | 0.60% |
| Restaurant Brands Asia Limited INE07T201019 | 0.58% |
| Bosch Home Comfort India Limited INE782A01015 | 0.57% |
| One Source Specialty Pharma Ltd INE013P01021 | 0.56% |
| Neogen Chemicals Ltd INE136S01016 | 0.49% |
| Aarti Industries Limited INE769A01020 | 0.48% |
| SBI Funds Management Ltd INE640G01020 | 0.48% |
| Coromandel International Limited INE169A01031 | 0.46% |
| Punjab National Bank INE160A01022 | 0.46% |
| Clean Science and Technology Limited INE227W01023 | 0.45% |
| Ola Electric Mobility Limited INE0LXG01040 | 0.44% |
| ICRA LIMITED INE725G01011 | 0.42% |
| GE Vernova T&D India Limited INE200A01026 | 0.40% |
| TITAGARH RAIL SYSTEMS LIMITED INE615H01020 | 0.39% |
| LEAP India Limited INE00GO01025 | 0.36% |
| Fractal Analytics Limited INE212S01015 | 0.35% |
| United Spirits Limited INE854D01024 | 0.35% |
| Cohance Lifesciences Limited INE03QK01018 | 0.34% |
| SUBROS LIMITED INE287B01021 | 0.34% |
| Shaily Engineering Plastics Limited INE151G01028 | 0.32% |
| Elecon Engineering Company Limited INE205B01031 | 0.32% |
| Netweb Technologies India Limited INE0NT901020 | 0.31% |
| OPTIEMUS INFRACOM LIMITED INE350C01017 | 0.31% |
| BELRISE INDUSTRIES LIMITED INE894V01022 | 0.30% |
| INDIA CEMENTS LTD INE383A01012 | 0.26% |
| ESDS Software Solution Limited INE0DRI01029 | 0.15% |
| Holding | % of fund |
|---|---|
| Net Receivable/Payable | 1.40% |
| CCIL | 0.90% |
| 6% TVS Motor Co Ltd. Cumulative Non Convertible Redeemable Preference Shares INE494B04019 | 0.01% |
From the fund house's monthly portfolio (jmfinancialmf.com), as on Invalid Date. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹5,204 cr across all plans · this plan ₹9.51 cr |
| Fund house | JM Financial Mutual Fund |
| Category | Equity · Flexi Cap |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.06% · Regular 2.27% (5 Nov 2026) |
| Exit load | If the units are redeemed/switched out on or before 30 days from the date of allotment – 1.00%. If the units are redeemed / switched out after 30 days from the date of allotment – Nil. |
| Minimum investment | ₹1,000 · additional ₹100 |
| Scheme code (AMFI) | 120491 |
| ISIN | INF192K01CA1 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹115.0048 | +2.21% |
| Regular · Growth | ₹99.4776 | +0.97% |
| Regular · IDCW | ₹76.6552 | +0.97% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| ITI Flexi Cap Fund | +13.32% | +20.00% |
| Invesco India Flexi Cap Fund | +4.43% | +18.49% |
| 360 ONE Flexicap Fund | +7.39% | +18.26% |
| Motilal Oswal Flexi Cap Fund | +2.50% | +18.17% |
| Bajaj Finserv Flexi Cap Fund | +5.25% | +17.37% |
| HDFC Flexi Cap Fund | +2.04% | +17.36% |
| ICICI Prudential Flexi Cap fund | +5.14% | +16.87% |
| Aditya Birla Sun Life Flexi Cap Fund | +6.49% | +16.58% |
Information only, not investment advice.
₹104.5337 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 2.21%, 3 years: 14.82% a year, 5 years: 15.32% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.