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JM Liquid Fund - Regular Plan - Growth

NAVs of 6 Nov 2026

JM Financial Mutual Fund · Debt fund · Regular plan · Growth

LiquidRegular · GrowthRisk: Low to Moderate
NAV · 5 Nov 2026
₹77.2232 ▲ 0.03%
JM Financial Mutual Fund
Fund size₹2,066 crJuly - September 2026
1-month range₹76.86 – 77.22
1 year+6.29%rank 48 of 103
Expense ratio0.26%regular plan, a year
5 years+6.29%a year

What the fund does

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 calendar days only. Investors are required to read all the scheme related information set out in this document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.

BenchmarkCRISIL Liquid Debt A-I Index
Launched31 Dec 1997
Fund houseJM Financial Mutual Fund
Fund managersKillol Pandyasince 5 Nov 2024Ruchi Fozdarsince 3 Apr 2024Jayant Dhootsince 1 Aug 2025

NAV history

767777 2026-08-142026-08-272026-09-092026-09-222026-10-052026-10-162026-10-29

Returns

1 week
+0.16%avg 0.1%
1 month
+0.46%avg 0.3%
3 months
+1.46%avg 1.1%
6 months
+3.13%avg 0.5%
This year
+5.37%avg 2.1%
1 year
+6.29%avg 2.6% · #48/103
3 years (a year)
+6.73%avg 3.5% · #44/96
5 years (a year)
+6.29%avg 2.1% · #38/91
10 years (a year)
+5.99%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.6+0.6+0.6+0.5+0.4+0.5+0.4+0.6+0.4+0.5
2026+0.4+0.5+0.5+0.6+0.5+0.7+0.5+0.5+0.5+0.4+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2830 lines in all
Top 10 holdings40.8%of the fund
Debt1.5%bonds, government securities
Money market80.2%CDs, CPs, treasury bills

Where the money is

Equity 0.5%Debt 1.5%Money market 80.2%Cash & others 17.9%Short -2.7%

Credit quality (debt and money market)

A1+
75.7%
Sovereign
4.5%
AA
1.5%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Short positions-2.7%0.0%-2.66
Debt1.5%12.5%-11.06
Money market80.2%85.5%-5.34
Cash & others17.9%1.5%+16.39

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
Corporate Debt Market Development Fund - Class A2 Units
INF0RQ622028		–0.50%

Short positions 1

HoldingSector / type% of fund
Net Receivable/Payable–-2.66%

Bonds, money market and cash 28

HoldingSector / type% of fund
The Clearing Corporation of India Ltd. 01-OCT-2026–20.54%
L&T Finance Limited 05-NOV-2026**
INE498L14GG2		CRISIL A1+5.84%
Canara Bank 04-DEC-2026**#
INE476A16L39		CRISIL A1+5.81%
Indian Bank 15-DEC-2026**#
INE562A16QN8		CRISIL A1+5.80%
SIDBI 06-NOV-2026**#
INE556F16BQ4		CARE A1+4.38%
Tata Capital Ltd 15-DEC-2026**
INE976I14RY3		CRISIL A1+4.35%
REC Limited 22-OCT-2026**
INE020B14714		CARE A1+2.93%
HDFC Bank Limited 02-NOV-2026**#
INE040A16JX9		CARE A1+2.92%
Punjab & Sind Bank 06-NOV-2026**#
INE608A16TT0		ICRA A1+2.92%
EXIM Bank 11-NOV-2026**#
INE514E16CN1		CRISIL A1+2.92%
Canara Bank 17-NOV-2026**#
INE476A16K71		ICRA A1+2.92%
Redington Limited 13-NOV-2026**
INE891D14D01		CRISIL A1+2.92%
Power Finance Corporation Limited 18-NOV-2026**
INE134E14AZ1		CRISIL A1+2.91%
BAJAJ FINANCIAL SECURITIES LIMITED 13-NOV-2026**
INE01C314GT2		CRISIL A1+2.91%
Axis Bank Limited 26-NOV-2026**#
INE238AD6BO6		CRISIL A1+2.91%
Kotak Mahindra Bank Limited 27-NOV-2026#
INE237AD6091		CRISIL A1+2.91%
Bank of India 03-DEC-2026**#
INE084A16GH6		CARE A1+2.91%
ICICI Securities Limited 04-DEC-2026**
INE763G14N35		CRISIL A1+2.90%
Punjab & Sind Bank 10-DEC-2026**#
INE608A16TP8		ICRA A1+2.90%
91 Days Treasury Bill 24-Dec-2026
IN002026X255		SOVEREIGN2.90%
Tata Housing Development Company Ltd. 11-DEC-2026**
INE582L14JZ7		CARE A1+2.90%
Kotak Securities Ltd. 08-DEC-2026**
INE028E14YH3		CRISIL A1+2.90%
Manappuram Finance Limited 15-DEC-2026**
INE522D14QC4		CARE A1+2.89%
8.5% Tata Projects Ltd. 18-DEC-2026**
INE725H08170		CRISIL AA1.47%
91 Days Treasury Bill 19-Nov-2026
IN002026X206		SOVEREIGN1.46%
Kotak Mahindra Prime Limited 24-NOV-2026**
INE916D146H8		CRISIL A1+1.45%
Bank of Baroda 15-DEC-2026**#
INE028A16KW4		CARE A1+1.45%
182 Days Treasury Bill 05-Nov-2026
IN002026Y055		SOVEREIGN0.12%

From the fund house's monthly portfolio (jmfinancialmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.3%yearly, from daily NAVs
Worst fall-0.01%20 Oct 2026 → 22 Oct 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹2,066 cr across all plans · this plan ₹154 cr
Fund houseJM Financial Mutual Fund
CategoryDebt · Liquid
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.16% · Regular 0.26% (5 Nov 2026)
Exit loadDay 1 - 0.0070%,Day 2 - 0.0065%,Day 3 - 0.0060%,Day 4 - 0.0055%,Day 5 - 0.0050%,Day 6 - 0.0045%,Day 7 onwards - Nil
Minimum investment₹1,000 · additional ₹100
Scheme code (AMFI)100234
ISININF192K01882
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹78.1543+6.40%
Direct · Growth₹41.44370.00%
Direct · Growth₹41.44370.00%
Direct · IDCW₹11.0123+0.04%
Direct · IDCW₹44.3714+6.40%
Direct · IDCW₹10.43020.00%
Regular · Growth₹44.4016+6.30%
Regular · IDCW₹11.0097+0.04%
Regular · IDCW₹43.7091+6.29%
Regular · IDCW₹10.43020.00%
Regular · IDCW₹24.7272+6.29%

Top Liquid funds (regular plans)

Fund1 year3 years (a year)
Axis Liquid Fund+6.58%+6.98%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)+6.56%+6.97%
Groww Liquid Fund+6.52%+6.96%
PGIM India Liquid Fund+6.54%+6.96%
Franklin India Liquid Fund+6.55%+6.96%
Franklin India Liquid Fund+6.55%+6.96%
BANK OF INDIA LIQUID FUND+6.52%+6.95%
Tata Liquid Fund+6.50%+6.94%
JM Liquid Fund+6.29%+6.73%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of JM Liquid Fund - Regular Plan - Growth today?

₹77.2232 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of JM Liquid Fund - Regular Plan - Growth?

1 year: 6.29%, 3 years: 6.73% a year, 5 years: 6.29% a year

How does JM Liquid Fund rank in its category?

48 of 103 Liquid funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.