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Mutual fundsSIF

JM Short Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

JM Financial Mutual Fund · Debt fund · Regular plan · Growth

Short DurationRegular · GrowthRisk: low to Moderate
NAV · 6 Nov 2026
₹12.7780 ▲ 0.02%
JM Financial Mutual Fund
Fund size₹80.66 crJuly - September 2026
1-month range₹12.70 – 12.78
1 year+3.94%rank 27 of 44
Expense ratio1.09%regular plan, a year
5 years–a year

What the fund does

The Scheme will endeavor to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. Investors are required to read all the scheme related information set out in the offer documents carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.

BenchmarkCRISIL Short Duration Debt A-II Index
Launched29 Aug 2022
Fund houseJM Financial Mutual Fund
Fund managersKillol Pandyasince 5 Nov 2024Ruchi Fozdarsince 3 Apr 2024Jayant Dhootsince 1 Aug 2025

NAV history

131313 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.48%avg 0.6%
1 month
+0.29%avg 0.4%
3 months
+0.47%avg 0.4%
6 months
+2.27%avg 2.0%
This year
+3.47%avg 2.8%
1 year
+3.94%avg 3.1% · #27/44
3 years (a year)
+6.29%avg 5.2% · #31/44

Bars: this plan; the thin mark is the Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.3
2025+0.8+0.4+1.0+1.3+1.1+0.1+0.6+0.0+0.5+0.7+0.4+0.2
2026+0.0+0.7-0.4+0.6+0.1+1.4+0.3+0.2+0.2-0.1+0.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1921 lines in all
Top 10 holdings68.9%of the fund
Debt73.1%bonds, government securities
Money market19.7%CDs, CPs, treasury bills

Where the money is

Equity 0.5%Debt 73.1%Money market 19.7%Cash & others 6.7%

Credit quality (debt and money market)

AAA
61.6%
A1+
19.7%
Sovereign
11.5%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt73.1%86.3%-13.22
Money market19.7%10.7%+8.99
Cash & others6.7%2.5%+4.21

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
Corporate Debt Market Development Fund - Class A2 Units
INF0RQ622028		–0.49%

Bonds, money market and cash 20

HoldingSector / type% of fund
6.36% GOI 16-Feb-2031
IN0020250141		SOVEREIGN11.45%
HDFC Bank Limited 05-MAR-2027#
INE040A16IU7		CRISIL A1+7.36%
7.8% NABARD 15-MAR-2027
INE261F08EF5		ICRA AAA6.32%
7.68% SIDBI 09-JUL-2027**
INE556F08KO7		CRISIL AAA6.31%
7.9611% HDB Financial Services Limited 05-JAN-2028**
INE756I07FB6		CARE AAA6.29%
7.9% Mahindra & Mahindra Financial Serv Ltd. 21-FEB-2028**
INE774D07VO0		CARE AAA6.29%
7.85% Bajaj Housing Finance Ltd 01-SEP-2028**
INE377Y07433		CRISIL AAA6.28%
7.58% REC Limited 31-MAY-2029**
INE020B08FD6		ICRA AAA6.28%
Bank of Baroda 06-JAN-2027**#
INE028A16KX2		CARE A1+6.20%
Indian Bank 05-FEB-2027**#
INE562A16QI8		CRISIL A1+6.17%
7.85% Power Finance Corporation Limited 03-APR-2028**
INE134E08JP5		ICRA AAA4.43%
The Clearing Corporation of India Ltd. 01-OCT-2026–4.29%
7.4% Power Finance Corporation Limited 08-MAY-2030**
INE134E08KQ1		CRISIL AAA3.73%
7.27% Indian Railway Finance Corporation Ltd 15-JUN-2027**
INE053F07AB5		CRISIL AAA3.15%
8.12% L&T Finance Limited 29-JUN-2029**
INE498L07210		CARE AAA3.14%
7.645% LIC Housing Finance Limited 21-FEB-2030**
INE115A07RD3		CRISIL AAA3.12%
7.33% Indian Railway Finance Corporation Ltd 27-AUG-2027**
INE053F07AC3		CRISIL AAA2.52%
7.9% Bajaj Finance Limited 13-APR-2028**
INE296A07SI8		CRISIL AAA2.51%
Net Receivable/Payable–2.42%
7.7% NABARD 30-SEP-2027
INE261F08EI9		ICRA AAA1.26%

From the fund house's monthly portfolio (jmfinancialmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.1%yearly, from daily NAVs
Worst fall-0.57%2 Mar 2026 → 2 Apr 2026
Riskometerlow to Moderatelow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Sept 2022).

Fund details

Fund size (average AUM, July - September 2026)₹80.66 cr across all plans · this plan ₹18.20 cr
Fund houseJM Financial Mutual Fund
CategoryDebt · Short Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.39% · Regular 1.09% (6 Nov 2026)
Minimum investment₹1,000 · additional ₹100
Scheme code (AMFI)150542
ISININF192K01MM5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹13.2020+4.68%
Direct · IDCW₹13.2026+4.68%
Regular · IDCW₹12.7786+3.94%

Top Short Duration funds (regular plans)

Fund1 year3 years (a year)
Axis Short Term Fund+5.36%+7.76%
BANK OF INDIA SHORT TERM FUND+4.91%+7.68%
Groww Short Term Fund+5.38%+7.57%
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)+5.04%+7.42%
Mirae Asset Short Term Fund+4.40%+7.30%
Axis Short Term Fund+4.80%+7.20%
Axis Short Term Fund+4.80%+7.19%
HDFC Short Term Fund+4.46%+7.09%
JM Short Term Fund+3.94%+6.29%

All Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of JM Short Term Fund - Regular Plan - Growth today?

₹12.7780 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of JM Short Term Fund - Regular Plan - Growth?

1 year: 3.94%, 3 years: 6.29% a year

How does JM Short Term Fund rank in its category?

27 of 44 Short Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.