Kotak Banking and PSU Debt Fund - Direct Plan - IDCW

NAVs of 5 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Direct plan · IDCW

Banking & PSUDirect · IDCW

NAV · 5 Nov 2026

₹10.2728 ▲ 0.42%

Kotak Mahindra Mutual Fund

Fund size₹4,928 crJuly - September 2026

1-month range₹10.17 – 10.27

1 year-0.10%

3 years-0.07%a year

5 years-0.20%a year

What the fund does

Debt fund in the Banking & PSU category, from Kotak Mahindra Mutual Fund.

Fund houseKotak Mahindra Mutual Fund

NAV history

Returns

1 week

+0.91%avg 0.6%

1 month

+0.43%avg 0.3%

3 months

-0.11%avg 0.5%

6 months

-0.02%avg 2.6%

This year

+0.04%avg 3.9%

1 year

-0.10%avg 4.5%

3 years (a year)

-0.07%avg 7.0%

5 years (a year)

-0.20%avg 6.3%

Bars: this plan; the thin mark is the Banking & PSU average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.2
2025	+0.5	-0.5	+1.0	-0.6	+0.5	-0.9	+0.2	-0.2	+0.3	-0.0	+0.0	-0.0
2026	-0.2	+0.4	-0.6	+0.2	-0.1	+0.9	-0.6	-0.6	+0.2	-0.4	+0.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility2.4%yearly, from daily NAVs

Worst fall-7.12%30 Nov 2016 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹4,928 cr across all plans · this plan ₹0.74 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Debt · Banking & PSU
Plan	Direct
Option	IDCW
Scheme code (AMFI)	123692
ISIN	INF174K01KK1
NAV date	5 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹73.1347	+4.80%
Regular · Growth	₹69.8610	+4.43%
Regular · IDCW	₹13.1255	+4.43%

Top Banking & PSU funds (direct plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.84%	+7.46%
Franklin India Banking & PSU Debt Fund	+5.44%	+7.39%
LIC MF Banking & PSU Debt Fund	+4.66%	+7.26%
Kotak Banking and PSU Debt Fund	+4.80%	+7.25%
ICICI Prudential Banking and PSU Debt Fund	+4.97%	+7.14%
Invesco India Banking and PSU Debt Fund	+4.43%	+7.12%
Edelweiss Banking and PSU Debt Fund	+4.24%	+7.11%
SBI BANKING & PSU DEBT FUND	+4.50%	+7.10%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Kotak Banking and PSU Debt Fund - Direct Plan - IDCW today?

₹10.2728 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Banking and PSU Debt Fund - Direct Plan - IDCW?

1 year: -0.10%, 3 years: -0.07% a year, 5 years: -0.20% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.