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Kotak Credit Risk Fund - Regular Plan - Growth

NAVs of 6 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Regular plan · Growth

Credit RiskRegular · GrowthRisk: High
NAV · 5 Nov 2026
₹32.1027 ▲ 0.23%
Kotak Mahindra Mutual Fund
Fund size₹772 crJuly - September 2026
1-month range₹31.77 – 32.10
1 year+5.58%rank 14 of 17
Expense ratio1.74%regular plan, a year
5 years+5.78%a year

What the fund does

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.

BenchmarkCRISIL Credit Risk Debt B-II Index
Launched11 May 2010
Fund houseKotak Mahindra Mutual Fund
Fund managersFM 1 Mr. Vihag MishraFM2 Mr. Deepak Agrawal

NAV history

323232 2026-08-102026-08-212026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+0.84%avg 0.6%
1 month
+0.52%avg 0.4%
3 months
+0.76%avg 0.9%
6 months
+3.30%avg 3.3%
This year
+4.91%avg 7.1%
1 year
+5.58%avg 7.9% · #14/17
3 years (a year)
+7.45%avg 8.7% · #15/17
5 years (a year)
+5.78%avg 9.9% · #15/16

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.3
2025+0.8+0.5+0.7+1.3+1.4+0.3+0.8+0.2+1.0+1.0+0.5+0.2
2026+0.3+0.9-0.6+0.7+0.1+1.6+0.6+0.5+0.1-0.1+0.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility1.5%yearly, from daily NAVs
Worst fall-3.57%28 Feb 2020 → 30 Apr 2020
RiskometerHighHigh

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹772 cr across all plans · this plan ₹592 cr
Fund houseKotak Mahindra Mutual Fund
CategoryDebt · Credit Risk
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.82% · Regular 1.74% (3 Nov 2026)
Exit loadFor redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 1year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)117716
ISININF174K01DY7
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹27.4604+6.55%
Direct · Growth₹36.5616+6.56%
Regular · Growth₹13.9611+5.58%

Top Credit Risk funds (regular plans)

Fund1 year3 years (a year)
DSP Credit Risk Fund+9.83%+12.93%
Aditya Birla Sun Life Credit Risk Fund+10.68%+12.09%
HSBC Credit Risk Fund+5.27%+10.81%
BANK OF INDIA CREDIT RISK FUND+17.17%+10.05%
BANK OF INDIA CREDIT RISK FUND+16.67%+9.63%
Axis Credit Risk Fund+7.79%+8.80%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)+7.58%+8.39%
ICICI Prudential Credit Risk Fund+6.77%+8.29%
Kotak Credit Risk Fund+5.58%+7.45%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Credit Risk Fund - Regular Plan - Growth today?

₹32.1027 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Credit Risk Fund - Regular Plan - Growth?

1 year: 5.58%, 3 years: 7.45% a year, 5 years: 5.78% a year

How does Kotak Credit Risk Fund rank in its category?

14 of 17 Credit Risk funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.