Markets / Mutual funds / ELSS (tax saver)

Kotak ELSS Tax Saver Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Equity fund · Regular plan · IDCW

ELSS (tax saver)Regular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹44.9880 ▲ 1.02%

Kotak Mahindra Mutual Fund

Fund size₹6,303 crJuly - September 2026

1-month range₹40.72 – 44.99

1 year+3.43%

Expense ratio1.95%regular plan, a year

5 years+11.15%a year

What the fund does

The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be realized.

BenchmarkNifty 500 TRI

Launched23 Nov 2005

Fund houseKotak Mahindra Mutual Fund

Fund managersHarsha Upadhyaya

NAV history

Returns

1 week

+7.82%avg 6.4%

1 month

+6.08%avg 5.1%

3 months

+1.24%avg -0.9%

6 months

+5.87%avg 2.7%

This year

+2.39%avg -0.4%

1 year

+3.43%avg 0.3%

3 years (a year)

+11.99%avg 11.7%

5 years (a year)

+11.15%avg 10.0%

Bars: this plan; the thin mark is the ELSS (tax saver) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.8
2025	-5.9	-8.7	+7.5	+2.6	+4.2	+3.5	-2.1	-2.5	+0.9	+3.1	+1.2	-0.8
2026	-2.1	+1.1	-12.0	+9.7	-1.2	+3.2	+2.7	+1.1	-4.6	-1.6	+7.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5355 lines in all

Top 10 stocks37.3%of the fund

Equity98.5%stocks and equity derivatives

Debt & cash1.5%everything else

Where the money is

Equity 98.5%Cash & others 1.5%

Sectors (stocks held)

Banks

23.0%

Pharmaceuticals and Biotechnology

7.5%

Retailing

6.5%

Finance

6.4%

Construction

6.1%

Automobiles

6.0%

Chemicals and Petrochemicals

4.8%

Telecom - Services

4.3%

Stocks held 53

Holding	Sector / type	% of fund
HDFC BANK LTD. INE040A01034	Banks	7.00%
ICICI BANK LTD. INE090A01021	Banks	5.01%
STATE BANK OF INDIA. INE062A01020	Banks	4.98%
BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	3.47%
ETERNAL LIMITED INE758T01015	Retailing	3.16%
Tech Mahindra Ltd. INE669C01036	IT - Software	3.01%
NTPC LTD INE733E01010	Power	2.76%
Divis Laboratories Ltd. INE361B01024	Pharmaceuticals and Biotechnology	2.68%
Hero MotoCorp Ltd. INE158A01026	Automobiles	2.59%
Dixon Technologies India Ltd INE935N01020	Consumer Durables	2.59%
BAJAJ FINANCE LTD. INE296A01032	Finance	2.49%
Larsen and Toubro Ltd. INE018A01030	Construction	2.48%
SUN PHARMACEUTICAL INDUSTRIES LTD. INE044A01036	Pharmaceuticals and Biotechnology	2.39%
LENSKART SOLUTIONS LIMITED INE956O01016	Retailing	2.26%
HINDUSTAN PETROLEUM CORPORATION LTD. INE094A01015	Petroleum Products	2.16%
Linde India Ltd. INE473A01011	Chemicals and Petrochemicals	2.08%
AXIS BANK LTD. INE238A01034	Banks	2.02%
KALPATARU PROJECTS INTERNATIONAL LIMITED INE220B01022	Construction	1.99%
Solar Industries India Limited INE343H01029	Chemicals and Petrochemicals	1.95%
Bosch Limited INE323A01026	Auto Components	1.94%
DEE DEVELOPMENT ENGINEEERS LTD INE841L01016	Industrial Manufacturing	1.90%
Jindal Steel & Power Ltd INE749A01030	Ferrous Metals	1.87%
Inter Globe Aviation Ltd INE646L01027	Transport Services	1.85%
Ultratech Cement Ltd. INE481G01011	Cement and Cement Products	1.71%
Mahindra & Mahindra Ltd. INE101A01026	Automobiles	1.70%
TVS Motor Company Ltd. INE494B01023	Automobiles	1.69%
Engineers India Ltd INE510A01028	Construction	1.63%
RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	1.60%
PIRAMAL FINANCE LTD INE202B01038	Finance	1.60%
PINE LABS LTD. INE15B701018	Financial Technology (Fintech)	1.56%
KOTAK MAHINDRA BANK LTD. INE237A01036	Banks	1.55%
VIYASH SCIENTIFIC LTD INE807F01027	Pharmaceuticals and Biotechnology	1.37%
INDUSIND BANK LTD. INE095A01012	Banks	1.34%
AXISCADES TECHNOLOGIES LTD INE555B01013	Aerospace and Defense	1.25%
Britannia Industries Ltd. INE216A01030	Food Products	1.19%
PARK MEDI WORLD LIMITED (PARK HOSPITAL) INE119201023	Healthcare Services	1.19%
CRISIL Ltd. INE007A01025	Finance	1.17%
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) INE0HOQ01053	Capital Markets	1.15%
POONAWALLA FINCORP LIMITED INE511C01022	Finance	1.10%
Balrampur Chini Mills Ltd. INE119A01028	Agricultural Food and other Product	1.09%
RUBICON RESEARCH LIMITED INE506V01022	Pharmaceuticals and Biotechnology	1.07%
BANK OF BARODA INE028A01039	Banks	1.06%
SWIGGY LTD INE00H001014	Retailing	1.03%
United Spirits Ltd INE854D01024	Beverages	1.00%
Page Industries Ltd INE761H01022	Textiles and Apparels	0.96%
ABB India Ltd. INE117A01022	Electrical Equipment	0.95%
Indus Towers Ltd. INE121J01017	Telecom - Services	0.86%
SRF LTD. INE647A01010	Chemicals and Petrochemicals	0.81%
RENTOMOJO LIMITED INE08T701025	Commercial Services and Supplies	0.59%
MIDWEST LTD INE0XAD01024	Consumer Durables	0.55%
GARWARE TECHNICAL FIBRES LTD. INE276A01018	Textiles and Apparels	0.45%
NATIONAL STOCK EXCHANGE OF INDIA LIMITED (NSE) INE721I01024	Capital Markets	0.36%
ADITYA INFOTECH LIMITED INE819V01029	Industrial Manufacturing	0.27%

Show 38 moreShow fewer

Debt, money market and cash 2

Holding	Sector / type	% of fund
Triparty Repo	–	1.29%
Net Current Assets/(Liabilities)	–	0.23%

From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility15.0%yearly, from daily NAVs

Worst fall-34.93%29 Dec 2017 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹6,303 cr across all plans · this plan ₹205 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Equity · ELSS (tax saver)
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.84% · Regular 1.95% (3 Nov 2026)
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	103338
ISIN	INF174K01385
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹142.9040	+4.62%
Direct · IDCW	₹59.8610	+4.62%
Regular · Growth	₹120.2100	+3.43%

Top ELSS (tax saver) funds (regular plans)

Fund	1 year	3 years (a year)
Motilal Oswal ELSS Tax Saver Fund	+6.16%	+19.04%
HSBC ELSS Tax saver Fund	+3.55%	+15.93%
WhiteOak Capital ELSS Tax Saver Fund	+2.66%	+15.45%
JM ELSS - Tax Saver Fund	+4.63%	+15.43%
Baroda BNP Paribas ELSS Tax Saver Fund	+2.57%	+14.78%
Quant ELSS Tax Saver Fund	+10.05%	+14.60%
DSP ELSS Tax Saver Fund	+0.43%	+14.46%
SBI ELSS Tax Saver Fund	-2.02%	+14.40%

All ELSS (tax saver) funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak ELSS Tax Saver Fund - Regular Plan - IDCW today?

₹44.9880 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak ELSS Tax Saver Fund - Regular Plan - IDCW?

1 year: 3.43%, 3 years: 11.99% a year, 5 years: 11.15% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.