Kotak Equity Savings Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Hybrid fund · Direct plan · IDCW

Equity SavingsDirect · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹21.8969 ▲ 0.33%

Kotak Mahindra Mutual Fund

Fund size₹10,518 crJuly - September 2026

1-month range₹21.20 – 21.90

1 year+2.96%

Expense ratio1.08%direct plan, a year

5 years+9.36%a year

What the fund does

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkNIFTY Equity Savings Index (TRI)

Launched13 Oct 2014

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1 Mr. Devender Singhal FM 2 Mr. Abhishek Bisen FM 3 Mr. Hiten Shah

NAV history

Returns

1 week

+2.61%avg 2.3%

1 month

+0.93%avg 2.2%

3 months

-1.09%avg 0.9%

6 months

+1.31%avg 3.3%

This year

+1.31%avg 3.8%

1 year

+2.96%avg 4.8%

3 years (a year)

+9.90%avg 9.0%

5 years (a year)

+9.36%avg 7.9%

Bars: this plan; the thin mark is the Equity Savings average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.3
2025	-1.2	-3.1	+3.2	+1.8	+1.7	+1.5	-0.2	+0.4	+1.6	+1.7	+0.9	+0.5
2026	-1.8	+1.0	-4.1	+4.6	-0.4	+1.0	+1.3	+0.3	-1.4	-1.7	+2.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held95249 lines in all

Top 10 stocks31.3%of the fund

Short positions-32.1%sold through derivatives

Net equity33.1%long stocks and derivatives minus shorts

Where the money is

Equity 64.9%Derivatives (long) 0.3%Debt 11.2%Money market 4.2%Cash & others 19.7%Short -32.1%

Sectors (stocks held)

Banks

13.3%

Telecom - Services

8.9%

Automobiles

5.8%

Finance

4.0%

Financial Technology (Fintech)

3.6%

Power

3.5%

Diversified FMCG

3.1%

Beverages

2.6%

Credit quality (debt and money market)

AAA

7.7%

A1+

4.2%

AA+

1.9%

Sovereign

1.6%

Stocks held 95

Holding	Sector / type	% of fund
BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	4.93%
HDFC BANK LTD. INE040A01034	Banks	4.38%
One 97 Communications Ltd INE982J01020	Financial Technology (Fintech)	3.60%
Indus Towers Ltd. INE121J01017	Telecom - Services	3.38%
Maruti Suzuki India Limited INE585B01010	Automobiles	2.94%
STATE BANK OF INDIA. INE062A01020	Banks	2.77%
Adani Ports and Special Economic Zone Limited INE742F01042	Transport Infrastructure	2.47%
Radico Khaitan Ltd. INE944F01028	Beverages	2.37%
NTPC LTD INE733E01010	Power	2.24%
Hero MotoCorp Ltd. INE158A01026	Automobiles	2.23%
ICICI BANK LTD. INE090A01021	Banks	2.19%
RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	2.02%
ITC Ltd. INE154A01025	Diversified FMCG	1.87%
INDUSIND BANK LTD. INE095A01012	Banks	1.42%
POONAWALLA FINCORP LIMITED INE511C01022	Finance	1.39%
EMMVEE PHOTOVOLTAIC POWER LIMITED INE1C6T01020	Electrical Equipment	1.38%
AXIS BANK LTD. INE238A01034	Banks	1.26%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	1.25%
BANK OF BARODA INE028A01039	Banks	1.21%
ETERNAL LIMITED INE758T01015	Retailing	1.13%
Larsen and Toubro Ltd. INE018A01030	Construction	1.12%
NLC India Ltd. (Neyveli Lignite Corporation Ltd.) INE589A01014	Power	1.10%
LIC HOUSING FINANCE LTD. INE115A01026	Finance	0.96%
Hindustan Aeronautics Ltd. INE066F01020	Aerospace and Defense	0.91%
Hindustan Zinc Ltd. INE267A01025	Non - Ferrous Metals	0.82%
KNOWLEDGE REALTY TRUST @ INE1JAR25012	Realty	0.81%
Power Finance Corporation Ltd. INE134E01011	Finance	0.75%
SWIGGY LTD INE00H001014	Retailing	0.73%
Steel Authority of India Ltd. INE114A01011	Ferrous Metals	0.71%
BAJAJ FINANCE LTD. INE296A01032	Finance	0.63%
Sapphire Foods India Ltd. INE806T01020	Leisure Services	0.59%
Vodafone Idea Ltd INE669E01016	Telecom - Services	0.59%
AMBUJA CEMENTS LTD. INE079A01024	Cement and Cement Products	0.56%
Mphasis Ltd INE356A01018	IT - Software	0.55%
Oracle Financial Services Software Ltd INE881D01027	IT - Software	0.54%
SUN PHARMACEUTICAL INDUSTRIES LTD. INE044A01036	Pharmaceuticals and Biotechnology	0.53%
Mahindra & Mahindra Ltd. INE101A01026	Automobiles	0.52%
HERO MOTORS LIMITED INE012G01022	Auto Components	0.52%
Shree Cement Ltd. INE070A01015	Cement and Cement Products	0.50%
JYOTI CNC AUTOMATION LTD INE980O01024	Industrial Manufacturing	0.49%
JSW Steel Ltd. INE019A01038	Ferrous Metals	0.47%
Sun TV Network Limited INE424H01027	Entertainment	0.28%
NMDC Ltd. INE584A01023	Minerals and Mining	0.26%
Hindalco Industries Ltd. INE038A01020	Non - Ferrous Metals	0.22%
SBI Life Insurance Company Ltd INE123W01016	Insurance	0.20%
Apollo Hospitals Enterprise Ltd. INE437A01024	Healthcare Services	0.20%
Aurobindo Pharma Ltd. INE406A01037	Pharmaceuticals and Biotechnology	0.17%
NTPC GREEN ENERGY LIMITED INE0ONG01011	Power	0.16%
BSE LTD INE118H01025	Capital Markets	0.16%
Bharat Electronics Ltd. INE263A01024	Aerospace and Defense	0.16%
United Spirits Ltd INE854D01024	Beverages	0.15%
Cipla Ltd. INE059A01026	Pharmaceuticals and Biotechnology	0.15%
Ultratech Cement Ltd. INE481G01011	Cement and Cement Products	0.15%
MANKIND PHARMA LTD INE634S01028	Pharmaceuticals and Biotechnology	0.15%
Bajaj Finserv Ltd. INE918I01026	Finance	0.15%
PRASOL CHEMICALS LIMITED INE455U01024	Chemicals and Petrochemicals	0.13%
NBCC (India) Ltd INE095N01031	Construction	0.12%
PHOENIX MILLS LTD. INE211B01039	Realty	0.12%
Ruchi Soya Industries Ltd. INE619A01035	Agricultural Food and other Product	0.11%
TVS Motor Company Ltd. INE494B01023	Automobiles	0.10%
GODREJ PROPERTIES LIMITED INE484J01027	Realty	0.09%
Adani Enterprises Ltd INE423A01024	Metals and Minerals Trading	0.08%
Prestige Estates Projects Limited INE811K01011	Realty	0.08%
Fortis Healthcare India Ltd INE061F01013	Healthcare Services	0.07%
INDIAN HOTELS CO LTD INE053A01029	Leisure Services	0.05%
Glenmark Pharmaceuticals Ltd INE935A01035	Pharmaceuticals and Biotechnology	0.05%
Bajaj Auto Ltd. INE917I01010	Automobiles	0.05%
KALYAN JEWELLERS INDIA LTD. INE303R01014	Consumer Durables	0.05%
TATA CONSULTANCY SERVICES LTD. INE467B01029	IT - Software	0.04%
ADITYA BIRLA CAPITAL LTD INE674K01013	Finance	0.04%
MV ELECTROSYSTEMS LTD INE0OWZ01020	Industrial Manufacturing	0.03%
Crompton Greaves Consumer Electricals Limited INE299U01018	Consumer Durables	0.03%
Varun Beverages Limited INE200M01039	Beverages	0.03%
UNION BANK OF INDIA INE692A01016	Banks	0.03%
SHRIRAM FINANCE LIMITED INE721A01047	Finance	0.02%
Minda Industries Ltd. INE405E01023	Auto Components	0.02%
Tata Power Company Ltd. INE245A01021	Power	0.02%
Max Healthcare Institute Ltd. INE027H01010	Healthcare Services	0.02%
JIO FINANCIAL SERVICES LTD INE758E01017	Finance	0.02%
Margin Deposit	–	0.02%
Nestle India Ltd. INE239A01024	Food Products	0.01%
Container Corporation of India Ltd. INE111A01025	Transport Services	0.01%
RBL BANK LTD. INE976G01028	Banks	0.01%
Power Grid Corporation of India Ltd. INE752E01010	Power	0.01%
Bharat Heavy Electricals Ltd. INE257A01026	Electrical Equipment	0.01%
Computer Age Management Services Limited INE596I01020	Capital Markets	0.01%
GODREJ CONSUMER PRODUCTS LTD. INE102D01028	Personal Products	0.01%
TRENT LTD INE849A01020	Retailing	0.01%
Pidilite Industries Ltd. INE318A01026	Chemicals and Petrochemicals	0.01%
Alkem Laboratories Ltd. INE540L01014	Pharmaceuticals and Biotechnology	0.00%
Eicher Motors Ltd. INE066A01021	Automobiles	0.00%
HDFC Life Insurance Company Ltd INE795G01014	Insurance	0.00%
Oil And Natural Gas Corporation Ltd. INE213A01029	Oil	0.00%
GMR AIRPORTS LIMITED INE776C01039	Transport Infrastructure	0.00%
Coal India Limited INE522F01014	Consumable Fuels	0.00%

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Short positions 77

Holding	Sector / type	% of fund
Bharti Airtel Ltd-OCT2026 INE397D01024	–	-4.96%
CNX NIFTY-OCT2026	–	-2.55%
Adani Port and Special Economic Zone Ltd.-OCT2026 INE742F01042	–	-2.46%
ONE 97 COMMUNICATIONS LTD.-OCT2026 INE982J01020	–	-2.18%
HDFC Bank Ltd.-OCT2026 INE040A01034	–	-1.89%
RELIANCE INDUSTRIES LTD.-OCT2026 INE002A01018	–	-1.45%
ICICI Bank Ltd.-OCT2026 INE090A01021	–	-1.43%
Indus Towers Ltd.-OCT2026 INE121J01017	–	-1.30%
Axis Bank Ltd.-OCT2026 INE238A01034	–	-1.26%
STATE BANK OF INDIA-OCT2026 INE062A01020	–	-1.07%
NTPC LTD-OCT2026 INE733E01010	–	-1.00%
Larsen And Toubro Ltd.-OCT2026 INE018A01030	–	-0.94%
HINDUSTAN AERONAUTICS LTD.-OCT2026 INE066F01020	–	-0.92%
BAJAJ FINANCE LTD.-OCT2026 INE296A01032	–	-0.64%
Vodafone Idea Ltd-OCT2026 INE669E01016	–	-0.59%
Mphasis Ltd-OCT2026 INE356A01018	–	-0.56%
Ambuja Cements Ltd.-OCT2026 INE079A01024	–	-0.56%
Maruti Suzuki India Limited-OCT2026 INE585B01010	–	-0.53%
Sun Pharmaceuticals Industries Ltd.-OCT2026 INE044A01036	–	-0.53%
Mahindra & Mahindra Ltd.-OCT2026 INE101A01026	–	-0.52%
JSW Steel Ltd.-OCT2026 INE019A01038	–	-0.47%
ITC Ltd.-OCT2026 INE154A01025	–	-0.37%
NMDC Ltd.-OCT2026 INE584A01023	–	-0.26%
Steel Authority of India Ltd.-OCT2026 INE114A01011	–	-0.26%
Hindalco Industries Ltd-OCT2026 INE038A01020	–	-0.22%
Apollo Hospitals Enterprises Ltd.-OCT2026 INE437A01024	–	-0.20%
SBI Life Insurance Company Ltd-OCT2026 INE123W01016	–	-0.20%
Aurobindo Pharma Ltd.-OCT2026 INE406A01037	–	-0.17%
Bharat Electronics Ltd.-OCT2026 INE263A01024	–	-0.16%
BSE LTD.-OCT2026 INE118H01025	–	-0.16%
Bajaj Finserv Ltd.-OCT2026 INE918I01026	–	-0.15%
MANKIND PHARMA LTD-OCT2026 INE634S01028	–	-0.15%
Ultratech Cement Ltd.-OCT2026 INE481G01011	–	-0.15%
UNITED SPIRITS LTD.-OCT2026 INE854D01024	–	-0.15%
Cipla Ltd.-OCT2026 INE059A01026	–	-0.15%
PHOENIX MILLS LTD.-OCT2026 INE211B01039	–	-0.12%
NBCC (India) Ltd -OCT2026 INE095N01031	–	-0.12%
PATANJALI FOODS LIMITED-OCT2026 INE619A01035	–	-0.11%
Bank Of Baroda-OCT2026 INE028A01039	–	-0.11%
TVS Motors Company Ltd-OCT2026 INE494B01023	–	-0.10%
GODREJ PROPERTIES LIMITED-OCT2026 INE484J01027	–	-0.09%
PRESTIGE ESTATES PROJECTS LIMITED-OCT2026 INE811K01011	–	-0.08%
ADANI ENTERPRISES LTD.-OCT2026 INE423A01024	–	-0.08%
Fortis Healthcare India Ltd-OCT2026 INE061F01013	–	-0.07%
Hindustan Unilever Ltd.-OCT2026 INE030A01027	–	-0.06%
KALYAN JEWELLERS INDIA LTD.-OCT2026 INE303R01014	–	-0.05%
Bajaj Auto Ltd.-OCT2026 INE917I01010	–	-0.05%
Glenmark Pharmaceuticals Ltd-OCT2026 INE935A01035	–	-0.05%
INDIAN HOTELS COMPANY LTD.-OCT2026 INE053A01029	–	-0.05%
Aditya Birla Capital Ltd.-OCT2026 INE674K01013	–	-0.04%
Tata Consultancy Services Ltd.-OCT2026 INE467B01029	–	-0.04%
UNION BANK OF INDIA-OCT2026 INE692A01016	–	-0.03%
VARUN BEVERAGES LTD-OCT2026 INE200M01039	–	-0.03%
Crompton Greaves Consumer Electricals Ltd-OCT2026 INE299U01018	–	-0.03%
JIO FINANCIAL SERVICES LTD-OCT2026 INE758E01017	–	-0.02%
Tata Power Co. Ltd.-OCT2026 INE245A01021	–	-0.02%
UNO MINDA LIMITED-OCT2026 INE405E01023	–	-0.02%
SHRIRAM FINANCE LTD.-OCT2026 INE721A01047	–	-0.02%
Pidilite Industries Ltd.-OCT2026 INE318A01026	–	-0.01%
Trent Ltd-OCT2026 INE849A01020	–	-0.01%
Godrej Consumer Products Ltd.-OCT2026 INE102D01028	–	-0.01%
COMPUTER AGE MANAGEMENT SERVICES LIMITED-OCT2026 INE596I01020	–	-0.01%
HINDUSTAN ZINC LTD.-OCT2026 INE267A01025	–	-0.01%
Bharat Heavy Electricals Ltd.-OCT2026 INE257A01026	–	-0.01%
Power Grid Corporation Of India Ltd.-OCT2026 INE752E01010	–	-0.01%
RBL Bank Ltd-OCT2026 INE976G01028	–	-0.01%
MAX HEALTHCARE INSTITUTE LTD.-OCT2026 INE027H01010	–	-0.01%
Container Corporation of India Ltd.-OCT2026 INE111A01025	–	-0.01%
NESTLE INDIA LTD.-OCT2026 INE239A01024	–	-0.01%
SWIGGY LTD-OCT2026 INE00H001014	–	0.00%
Coal India Ltd.-OCT2026 INE522F01014	–	0.00%
GMR AIRPORTS LIMITED-OCT2026 INE776C01039	–	0.00%
ETERNAL LIMITED-OCT2026 INE758T01015	–	0.00%
Oil & Natural Gas Corporation Ltd.-OCT2026 INE213A01029	–	0.00%
HDFC Life Insurance Company Ltd.-OCT2026 INE795G01014	–	0.00%
Eicher Motors Ltd.-OCT2026 INE066A01021	–	0.00%
Alkem Laboratories Ltd.-OCT2026 INE540L01014	–	0.00%

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Derivatives, debt, money market and cash 77

Holding	Sector / type	% of fund
Kotak Liquid Direct Growth INF174K01NE8	Mutual Fund	7.59%
Triparty Repo	–	4.33%
CUBE HIGHWAYS TRUST INE0NR623014	Transport Infrastructure	1.79%
INDUS INFRA TRUST INE0NHL23019	Transport Infrastructure	1.33%
EMBASSY OFFICE PARKS REIT** INE041007167	CRISIL AAA	0.95%
MUTHOOT FINANCE LTD.** INE414G07JX2	CRISIL AA+	0.95%
Power Finance Corporation Ltd.** INE134E08OF6	CRISIL AAA	0.95%
GODREJ PROPERTIES LIMITED** INE484J14H12	CRISIL A1+	0.95%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08LG1	CRISIL AAA	0.94%
Mahindra & Mahindra Financial Services Ltd.** INE774D14TW3	CRISIL A1+	0.93%
PUNJAB NATIONAL BANK INE160A16UV6	CRISIL A1+	0.84%
EMBASSY OFFICE PARKS REIT @ INE041025011	Realty	0.75%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VH4	CRISIL AAA	0.71%
National Housing Bank** INE557F08GE4	CARE AAA	0.69%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012	CRISIL AAA(SO)	0.69%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010	CRISIL AAA(SO)	0.69%
Kotak Money Market Fund Direct Growth INF174K01MW2	Mutual Fund	0.64%
Net Current Assets/(Liabilities)	–	0.64%
BROOKFIELD REIT @ INE0FDU25010	Realty	0.59%
Bihar State Govt - 2034 - Bihar IN1320250104	SOV	0.56%
Kotak Ultra Short to Short Term Fund INF178L01AX4	Mutual Fund	0.54%
VEDANTA LTD.** INE205A08103	ICRA AA+	0.48%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EQ2	ICRA AAA	0.47%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AF6	CRISIL A1+	0.47%
HDFC BANK LTD.** INE040A16IO0	CARE A1+	0.47%
AU SMALL FINANCE BANK LTD.** INE949L16EI0	CARE A1+	0.47%
Central Government - 2065 IN0020250018	SOV	0.41%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08ED0	ICRA AAA	0.34%
ORACLE FINANCIAL SERVICES SOFTWARE LTD-OCT2026 INE881D01027	–	0.27%
MANKIND PHARMA LTD** INE634S07025	CRISIL AA+	0.24%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.** INE121A07SR9	ICRA AA+	0.24%
Bihar State Govt - 2035 - Bihar IN1320250013	SOV	0.22%
Sankhya Financial Service Pvt. Ltd.	–	0.22%
TATA CAPITAL LTD.** INE306N07NS8	CRISIL AAA	0.19%
National Housing Bank** INE557F08FZ1	CRISIL AAA	0.19%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KQ2	CRISIL AAA	0.19%
Bihar State Govt - 2036 - Bihar IN1320250112	SOV	0.19%
RAAJMARG INFRA INVESTMENT TRUST INE2PB023011	Transport Infrastructure	0.15%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EI9	FITCH AAA	0.14%
REC LTD** INE020B08FF1	ICRA AAA	0.14%
HDB FINANCIAL SERVICES LTD.** INE756I07FB6	CRISIL AAA	0.14%
BAGMANE PRIME OFFICE REIT @ INE2OVN25015	Realty	0.13%
Tamil Nadu State Govt - 2041 - Tamil Nadu IN3120210049	SOV	0.13%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VG6	CRISIL AAA	0.10%
LIC HOUSING FINANCE LTD. INE115A07RH4	CRISIL AAA	0.09%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KS8	CRISIL AAA	0.09%
HDFC BANK LTD.** INE040A08AB1	CRISIL AAA	0.09%
L & T FINANCE LTD.** INE498L07038	ICRA AAA	0.08%
HDFC BANK LTD.** INE040A08732	CRISIL AAA	0.07%
REC LTD** INE020B08EH0	CRISIL AAA	0.06%
INDIAN RAILWAY FINANCE CORPORATION LTD.** INE053F07BA5	CRISIL AAA	0.05%
Power Finance Corporation Ltd.** INE134E08FQ1	CRISIL AAA	0.05%
HDFC BANK LTD.** INE040A08724	CRISIL AAA	0.05%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VE1	CRISIL AAA	0.05%
AXIS Finance Ltd.** INE891K07952	CARE AAA	0.05%
LIC HOUSING FINANCE LTD.** INE115A07QO2	CRISIL AAA	0.05%
REC LTD INE020B08FA2	CRISIL AAA	0.05%
LIC HOUSING FINANCE LTD.** INE115A07MC6	CRISIL AAA	0.05%
INDIAN RAILWAY FINANCE CORPORATION LTD.** INE053F08387	CRISIL AAA	0.05%
Gujarat State Govt - 2031 - Gujarat IN1520220014	SOV	0.05%
PUNJAB NATIONAL BANK** INE160A16UE2	CRISIL A1+	0.05%
BANK OF BARODA** INE028A16LR2	CARE A1+	0.05%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08AD8	CRISIL AAA	0.04%
INDIAN RAILWAY FINANCE CORPORATION LTD.** INE053F08338	ICRA AAA	0.03%
SUNDARAM FINANCE LTD.** INE660A07RQ0	CRISIL AAA	0.03%
Tamil Nadu State Govt - 2028 - Tamil Nadu IN3120180010	SOV	0.03%
Power Grid Corporation of India Ltd.** INE752E07KZ3	CRISIL AAA	0.02%
TATA CAPITAL LTD.** INE306N07NO7	ICRA AAA	0.02%
SUNDARAM FINANCE LTD.** INE660A07RU2	ICRA AAA	0.01%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08AE6	CRISIL AAA	0.01%
LIC HOUSING FINANCE LTD.** INE115A07OB4	CRISIL AAA	0.01%
REC LTD** INE020B08AC9	CRISIL AAA	0.01%
REC LTD** INE020B08FH7	CRISIL AAA	0.01%
HDB FINANCIAL SERVICES LTD.** INE756I07EJ2	CRISIL AAA	0.01%
INDIAN RAILWAY FINANCE CORPORATION LTD.** INE053F07BC1	CRISIL AAA	0.01%
Central Government - 2027 IN0020170026	SOV	0.01%
Cash Margin	–	0.00%

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From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility5.8%yearly, from daily NAVs

Worst fall-11.16%31 Dec 2019 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹10,518 cr across all plans · this plan ₹7.08 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Hybrid · Equity Savings
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.08% · Regular 2.13% (3 Nov 2026)
Exit load	For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1% If units are redeemed or switched out on or after 90 days year from the date of allotment: NIL
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	131375
ISIN	INF174K01D36
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹30.7172	+3.69%
Regular · Growth	₹27.5807	+2.61%
Regular · IDCW	₹20.1935	+2.61%

Top Equity Savings funds (direct plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+9.43%	+13.50%
Edelweiss Equity Savings Fund	+7.75%	+11.53%
Kotak Equity Savings Fund	+3.69%	+10.16%
Baroda BNP Paribas Equity Savings Fund	+4.82%	+10.04%
Mahindra Manulife Equity Savings Fund	+5.50%	+10.03%
Invesco India Equity Savings Fund	+2.00%	+9.35%
HDFC Equity Savings Fund	+4.13%	+9.26%
DSP Equity Savings Fund	+3.55%	+9.19%

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Information only, not investment advice.

What is the NAV of Kotak Equity Savings Fund - Direct Plan - IDCW today?

₹21.8969 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Equity Savings Fund - Direct Plan - IDCW?

1 year: 2.96%, 3 years: 9.90% a year, 5 years: 9.36% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.