Kotak Floating Interest Rates Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Direct plan · IDCW

FloaterDirect · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹1,457.4968 ▼ 0.06%

Kotak Mahindra Mutual Fund

Fund size₹3,390 crJuly - September 2026

1-month range₹1,449.99 – 1,458.34

1 year+5.19%

Expense ratio0.24%direct plan, a year

5 years+6.72%a year

What the fund does

The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkNifty Short Duration Debt Index A-II

Launched14 May 2019

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1 Mr. Deepak AgrawalFM2 Mr. Manu Sharma

NAV history

Returns

1 week

+0.34%avg 0.4%

1 month

+0.27%avg 0.3%

3 months

+0.54%avg 0.7%

6 months

+2.64%avg 2.9%

This year

+4.31%avg 4.8%

1 year

+5.19%avg 5.6%

3 years (a year)

+7.57%avg 7.5%

5 years (a year)

+6.72%avg 6.8%

Bars: this plan; the thin mark is the Floater average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.7	+0.9	+1.3	+1.1	+0.5	+0.7	+0.4	+0.5	+0.7	+0.6	+0.4
2026	+0.2	+0.8	-0.1	+0.4	+0.0	+1.7	+0.4	+0.2	+0.3	-0.0	+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4345 lines in all

Top 10 holdings44.0%of the fund

Debt88.7%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 0.5%Debt 88.7%Cash & others 10.8%

Credit quality (debt and money market)

AAA

60.6%

Sovereign

13.8%

AA+

7.6%

6.8%

Stocks held 1

Holding	Sector / type	% of fund
SBI ALTERNATIVE INVESTMENT FUND INF0RQ622028	Alternative Investment Fund	0.49%

Bonds, money market and cash 44

Holding	Sector / type	% of fund
Power Finance Corporation Ltd.(^)** INE134E08OA7	CRISIL AAA	6.11%
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173	SOV	5.91%
Tamil Nadu State Govt - 2033 - Tamil Nadu(^) IN3120250698	SOV	5.55%
REC LTD(^)** INE020B08GB8	CRISIL AAA	5.35%
PIPELINE INFRASTRUCTURE LIMITED(^)** INE01XX07042	CRISIL AAA	5.11%
JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^) INE1D4P08019	CRISIL AA	3.47%
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036	CRISIL AA	3.33%
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IH5	CRISIL AAA	3.07%
TATA CAPITAL HOUSING FINANCE LTD.(^) INE033L07IJ1	CRISIL AAA	3.06%
MUTHOOT FINANCE LTD.(^)** INE414G07JX2	CRISIL AA+	3.05%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** INE261F08ER0	CRISIL AAA	3.05%
DLF Cyber City Developers Ltd(^)** INE186K07122	CRISIL AAA	3.03%
BHARTI TELECOM LTD.(^)** INE403D08280	CRISIL AAA	3.03%
EMBASSY OFFICE PARKS REIT(^)** INE041007191	CRISIL AAA	3.01%
EMBASSY OFFICE PARKS REIT(^)** INE041007142	CRISIL AAA	2.78%
MUTHOOT FINANCE LTD.(^)** INE414G07JG7	CRISIL AA+	2.33%
SMFG INDIA CREDIT CO. LTD.(^)** INE535H07CU3	CRISIL AAA	2.30%
Karnataka State Govt - 2031 - Karnataka IN1920250322	SOV	2.30%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** INE261F08ET6	CRISIL AAA	2.28%
Net Current Assets/(Liabilities)	–	2.18%
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07433	CRISIL AAA	2.15%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012	CRISIL AAA(SO)	2.06%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010	CRISIL AAA(SO)	2.06%
HDFC BANK LTD.(^)** INE040A08724	CRISIL AAA	1.56%
ICICI HOME FINANCE COMPANY LIMITED** INE071G07876	ICRA AAA	1.55%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^) INE261F08EM1	ICRA AAA	1.54%
Power Finance Corporation Ltd.(^)** INE134E08NL6	CRISIL AAA	1.54%
LIC HOUSING FINANCE LTD.(^)** INE115A07QU9	CRISIL AAA	1.53%
EMBASSY OFFICE PARKS REIT(^)** INE041007159	CRISIL AAA	1.53%
BAJAJ FINANCE LTD.(^) INE296A07TJ4	CRISIL AAA	1.52%
Power Finance Corporation Ltd.(^) INE134E08ND3	CRISIL AAA	1.50%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^)** INE128M08094	CRISIL AAA(CE)	1.49%
VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)** INE205A08046	CRISIL AA+	1.40%
TATA CAPITAL HOUSING FINANCE LTD.(^)** INE033L07IR4	CRISIL AAA	1.37%
Triparty Repo	–	1.30%
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)** INE139015015	ICRA AAA(SO)	1.10%
KNOWLEDGE REALTY TRUST** INE1JAR07036	CRISIL AAA	0.92%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VM4	CRISIL AAA	0.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KU4	CARE AAA	0.77%
L & T FINANCE LTD.** INE498L07129	ICRA AAA	0.76%
Bahadur Chand Investments Private Limited** INE087M08126	ICRA AA+	0.39%
Bahadur Chand Investments Private Limited** INE087M08134	ICRA AA+	0.39%
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)** INE0UQO15015	ICRA AAA(SO)	0.01%
Central Government - 2034 IN0020240019	SOV	0.00%

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From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.0%yearly, from daily NAVs

Worst fall-2.23%31 Jul 2020 → 30 Sept 2021

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹3,390 cr across all plans · this plan ₹1.69 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Debt · Floater
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.24% · Regular 0.62% (3 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	147267
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹1,673.1375	+5.20%
Regular · Growth	₹1,625.9187	+4.79%
Regular · IDCW	₹1,449.0522	+4.79%

Top Floater funds (direct plans)

Fund	1 year	3 years (a year)
Franklin India Floating Interest Rates Fund	+5.84%	+7.96%
BANDHAN FLOATING INTEREST RATES FUND	+6.05%	+7.75%
ICICI Prudential Floating Interest Rates Fund	+6.02%	+7.74%
DSP Floating Interest Rates Fund	+4.80%	+7.63%
Kotak Floating Interest Rates Fund	+5.20%	+7.57%
HDFC Floating Interest Rates Fund	+5.50%	+7.51%
SBI Floating Interest Rates Fund	+6.11%	+7.44%
Nippon India Floating Interest Rates Fund	+4.80%	+7.38%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Floating Interest Rates Fund - Direct Plan - IDCW today?

₹1,457.4968 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Floating Interest Rates Fund - Direct Plan - IDCW?

1 year: 5.19%, 3 years: 7.57% a year, 5 years: 6.72% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.