Markets / Mutual funds / Gilt
Kotak Mahindra Mutual Fund · Debt fund · Regular plan · IDCW
Debt fund in the Gilt category, from Kotak Mahindra Mutual Fund.
Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.8 | |||||||||||
| 2025 | +0.8 | -0.7 | +1.5 | +2.1 | +0.1 | -3.3 | +1.0 | -3.2 | +0.5 | +0.2 | -0.5 | +0.7 |
| 2026 | -0.3 | +0.6 | -2.7 | +1.2 | +0.2 | +1.8 | -0.2 | -0.3 | -0.9 | -0.7 | +1.6 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Holding | % of fund |
|---|---|
| Triparty Repo | 19.55% |
| 91 DAYS TREASURY BILL 08/10/2026 IN002026X149 | 16.21% |
| Central Government - 2065 IN0020250018 | 15.64% |
| Central Government - 2055 IN0020250075 | 14.54% |
| 91 DAYS TREASURY BILL 01/10/2026 IN002026X131 | 7.26% |
| 91 DAYS TREASURY BILL 22/10/2026 IN002026X164 | 6.04% |
| Central Government - 2035 IN0020250091 | 4.86% |
| Bihar State Govt - 2035 - Bihar IN1320250013 | 2.27% |
| GS CG 06/05/2037 - (STRIPS) IN000537C018 | 1.03% |
| Net Current Assets/(Liabilities) | 0.96% |
| GS CG 25/05/2034 - (STRIPS) IN000534C023 | 0.86% |
| GS CG 25/11/2034 - (STRIPS) IN001134C021 | 0.83% |
| GS CG 22/04/2037 - (STRIPS) IN000437C037 | 0.80% |
| GS CG 22/04/2039 - (STRIPS) IN000439C033 | 0.78% |
| GS CG 22/10/2037 - (STRIPS) IN001037C034 | 0.77% |
| GS CG 22/10/2035 - (STRIPS) IN001035C038 | 0.77% |
| GS CG 25/11/2036 - (STRIPS) IN001136C026 | 0.72% |
| GS CG 22/10/2036 - (STRIPS) IN001036C036 | 0.71% |
| GS CG 15/04/2039 - (STRIPS) IN000439C041 | 0.58% |
| GS CG 22/10/2039 - (STRIPS) IN001039C030 | 0.56% |
| GS CG 22/04/2036 - (STRIPS) IN000436C039 | 0.56% |
| GS CG 06/05/2038 - (STRIPS) IN000538C016 | 0.52% |
| West Bengal State Govt - 2037 - West Bengal IN3420210186 | 0.45% |
| GS CG 25/05/2037 - (STRIPS) IN000537C026 | 0.34% |
| GS CG 25/11/2037 - (STRIPS) IN001137C024 | 0.33% |
| GS CG 22/04/2038 - (STRIPS) IN000438C035 | 0.32% |
| GS CG 25/05/2035 - (STRIPS) IN000535C020 | 0.30% |
| GS CG 06/11/2037 - (STRIPS) IN001137C016 | 0.29% |
| Tamil Nadu State Govt - 2028 - Tamil Nadu IN3120180044 | 0.25% |
| Tamil Nadu State Govt - 2054 - Tamil Nadu IN3120230468 | 0.14% |
| Uttar Pradesh State Govt - 2037 - Uttar Pradesh IN3320220053 | 0.12% |
| Uttar Pradesh State Govt - 2028 - Uttar Pradesh IN3320180026 | 0.10% |
| Maharashtra State Govt - 2028 - Maharashtra IN2220180052 | 0.10% |
| GS CG 25/11/2039 - (STRIPS) IN001139C020 | 0.10% |
| GS CG 22/10/2038 - (STRIPS) IN001038C032 | 0.10% |
| Tamil Nadu State Govt - 2032 - Tamil Nadu IN3120220097 | 0.07% |
| Central Government - 2074 IN0020240142 | 0.06% |
| Maharashtra State Govt - 2031 - Maharashtra IN2220220197 | 0.05% |
| Karnataka State Govt - 2032 - Karnataka IN1920200269 | 0.05% |
| Gujarat State Govt - 2028 - Gujarat IN1520180044 | 0.01% |
| Central Government - 2050 IN0020200252 | 0.00% |
From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹2,166 cr across all plans · this plan ₹0.31 cr |
| Fund house | Kotak Mahindra Mutual Fund |
| Category | Debt · Gilt |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.49% · Regular 1.49% (3 Nov 2026) |
| Scheme code (AMFI) | 100280 |
| ISIN | INF174K01FM7 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹97.4394 | +2.47% |
| Direct · Growth | ₹114.8150 | +3.51% |
| Direct · Growth | ₹112.0985 | +3.51% |
| Direct · IDCW | ₹19.0399 | +2.47% |
| Direct · IDCW | ₹24.6674 | +3.39% |
| Regular · Growth | ₹99.6874 | +2.47% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Gilt Fund | +6.62% | +7.61% |
| Axis Gilt Fund | +4.48% | +7.37% |
| Axis Gilt Fund | +4.05% | +6.97% |
| Tata Gilt Fund | +2.72% | +6.52% |
| BARODA BNP PARIBAS GILT FUND | +2.71% | +6.44% |
| UTI - Gilt Fund | +3.92% | +6.41% |
| UTI - Gilt Fund | +3.92% | +6.41% |
| UTI - Gilt Fund | +3.92% | +6.41% |
Information only, not investment advice.
₹11.7932 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.63%, 3 years: 0.22% a year, 5 years: -0.25% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.