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Kotak Medium Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Regular plan · Growth

Medium DurationRegular · GrowthRisk: Moderately High
NAV · 6 Nov 2026
₹14.8342 ▲ 0.01%
Kotak Mahindra Mutual Fund
Fund size₹1,916 crJuly - September 2026
1-month range₹14.67 – 14.83
1 year+3.10%rank 14 of 16
Expense ratio1.63%regular plan, a year
5 years+5.98%a year

What the fund does

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkCRISIL Medium Duration Debt A-III Index
Launched21 Mar 2014
Fund houseKotak Mahindra Mutual Fund
Fund managersFM 1 Mr. Deepak Agrawal FM2 Mr. Vihag Mishra

NAV history

151515 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.83%avg 0.8%
1 month
+0.26%avg 0.4%
3 months
-1.52%avg 0.1%
6 months
+1.19%avg 2.5%
This year
+2.35%avg 3.9%
1 year
+3.10%avg 4.5% · #14/16
3 years (a year)
+7.19%avg 7.2% · #7/16
5 years (a year)
+5.98%avg 6.3% · #9/15

Bars: this plan; the thin mark is the Medium Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.2
2025+0.9+0.4+0.9+1.4+1.2+0.2+0.7-0.0+1.1+1.0+0.7+0.2
2026+0.2+0.9-1.0+0.7+0.1+2.0+0.4+0.3-1.6-0.5+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings6567 lines in all
Top 10 holdings41.8%of the fund
Debt83.6%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 83.6%Cash & others 16.1%

Credit quality (debt and money market)

AA
25.4%
AA+
22.3%
AAA
16.0%
Sovereign
9.1%
A+
6.9%
AA-
3.9%
D
0.0%

Stocks held 1

HoldingSector / type% of fund
SBI ALTERNATIVE INVESTMENT FUND
INF0RQ622028		Alternative Investment Fund0.31%

Bonds, money market and cash 66

HoldingSector / type% of fund
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) **
INE02PE08036		CRISIL AA5.64%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^)**
INE128M08094		CRISIL AAA(CE)5.04%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD**
INE755L07015		ICRA A+(CE)4.72%
ADANI POWER LTD**
INE814H07208		CRISIL AA4.68%
EMBASSY OFFICE PARKS REIT @
INE041025011		Realty4.06%
360 ONE PRIME LTD.(^)**
INE248U07GJ0		ICRA AA3.94%
MAS FINANCIAL SERVICES LTD.(^)**
INE348L07407		CARE AA-3.88%
Tata Steel Ltd.**
INE081A08322		CARE AA+3.86%
ADITYA BIRLA RENEWABLES LIMITED**
INE01QP08016		CRISIL AA3.14%
ADITYA BIRLA REAL ESTATE LTD**
INE055A08060		CARE AA2.86%
VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)**
INE205A08046		CRISIL AA+2.64%
VEDANTA LTD.**
INE205A08020		ICRA AA+2.63%
GODREJ PROPERTIES LIMITED**
INE484J08089		ICRA AA+2.62%
VEDANTA LTD.**
INE205A08103		ICRA AA+2.62%
INDIGRID INFRASTRUCTURE TRUST**
INE219X07439		CRISIL AAA2.62%
EMBASSY OFFICE PARKS REIT(^)**
INE041007159		CRISIL AAA2.59%
RJ CORP LIMITED**
INE460K08053		CRISIL AAA2.56%
Central Government - 2066
IN0020260033		SOV2.35%
Triparty Repo–2.21%
BROOKFIELD REIT @
INE0FDU25010		Realty2.20%
Tamil Nadu State Govt - 2033 - Tamil Nadu
IN3120250292		SOV2.04%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)**
INE2I7F15012		CRISIL AAA(SO)2.00%
AADHAR HOUSING FINANCE LIMITED**
INE883F07330		ICRA AA+1.84%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)**
INE2I7G15010		CRISIL AAA(SO)1.75%
AADHAR HOUSING FINANCE LIMITED**
INE883F07389		ICRA AA+1.56%
INDUS INFRA TRUST
INE0NHL23019		Transport Infrastructure1.55%
Net Current Assets/(Liabilities)–1.51%
Central Government - 2054
IN0020240118		SOV1.47%
CAPITAL INFRA TRUST
INE0Z8Z23013		Construction1.32%
MUTHOOT FINANCE LTD.**
INE414G07JG7		CRISIL AA+1.32%
PIRAMAL FINANCE LTD**
INE202B07JR4		CARE AA+1.31%
GODREJ SEEDS AND GENETICS LTD. ( ) **
INE316Z08055		CRISIL AA1.29%
GODREJ SEEDS AND GENETICS LTD. ( ) **
INE316Z08030		CRISIL AA1.29%
GODREJ SEEDS AND GENETICS LTD. ( ) **
INE316Z08063		CRISIL AA1.29%
Karnataka State Govt - 2036 - Karnataka
IN1920250256		SOV1.27%
Central Government - 2065
IN0020250018		SOV0.94%
Maharashtra State Govt - 2033 - Maharashtra
IN2220250293		SOV0.85%
Bahadur Chand Investments Private Limited**
INE087M08126		ICRA AA+0.66%
Bahadur Chand Investments Private Limited**
INE087M08134		ICRA AA+0.65%
GODREJ SEEDS AND GENETICS LTD. ( ) **
INE316Z08022		CRISIL AA0.65%
GODREJ SEEDS AND GENETICS LTD. ( ) **
INE316Z08048		CRISIL AA0.65%
TORRENT PHARMACEUTICALS LTD.**
INE685A07165		ICRA AA+0.64%
NEXUS SELECT TRUST REIT @
INE0NDH25011		Realty0.62%
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**
INE139015015		ICRA AAA(SO)0.62%
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
INE17O215012		CRISIL AAA(SO)0.45%
PIPELINE INFRASTRUCTURE LIMITED**
INE01XX07034		CRISIL AAA0.41%
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**
INE0YWN15017		CRISIL AAA(SO)0.29%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07475		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07517		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07509		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07491		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07483		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07392		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07400		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07418		CRISIL A+(CE)0.21%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07426		CRISIL A+(CE)0.21%
Tamil Nadu State Govt - 2031 - Tamil Nadu
IN3120200339		SOV0.15%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07434		CRISIL A+(CE)0.13%
REC LTD**
INE020B08BP9		CRISIL AAA0.11%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07467		CRISIL A+(CE)0.11%
U P Power Corporation Ltd ( Guaranteed By UP State Government ) **
INE540P07384		CRISIL A+(CE)0.10%
Mahindra & Mahindra Financial Services Ltd.**
INE774D07VI2		CRISIL AAA0.10%
IOT Utkal Energy Services Ltd.**
INE310L07AC5		CRISIL AAA0.00%
IOT Utkal Energy Services Ltd.**
INE310L07993		CRISIL AAA0.00%
IOT Utkal Energy Services Ltd.**
INE310L07AB7		CRISIL AAA0.00%
YES BANK LTD.- AT1 Bonds**
INE528G08394		ICRA D0.00%

From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.4%yearly, from daily NAVs
Worst fall-11.92%28 Feb 2020 → 30 Apr 2020
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,916 cr across all plans · this plan ₹107 cr
Fund houseKotak Mahindra Mutual Fund
CategoryDebt · Medium Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.67% · Regular 1.63% (3 Nov 2026)
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)128078
ISININF174K01VN2
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹27.6588+5.79%
Direct · Growth₹27.2174+4.09%
Regular · Growth₹24.5624+4.78%

Top Medium Duration funds (regular plans)

Fund1 year3 years (a year)
Aditya Birla Sun Life Medium Term Fund+7.24%+9.78%
Axis Medium Term Fund+5.96%+8.35%
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)+4.89%+7.86%
Kotak Medium Term Fund+4.78%+7.76%
ICICI Prudential Medium Term Fund+5.77%+7.71%
Axis Medium Term Fund+5.31%+7.67%
Kotak Medium Term Fund+3.10%+7.19%
HDFC Medium Term Fund+5.15%+7.16%

All Medium Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Medium Term Fund - Regular Plan - Growth today?

₹14.8342 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Medium Term Fund - Regular Plan - Growth?

1 year: 3.10%, 3 years: 7.19% a year, 5 years: 5.98% a year

How does Kotak Medium Term Fund rank in its category?

14 of 16 Medium Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.