Markets / Mutual funds / Multi Asset Allocation

Kotak Multi Asset Allocation Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Hybrid fund · Regular plan · IDCW

Multi Asset AllocationRegular · IDCWRisk: Very High

NAV · 5 Nov 2026

₹14.6250 ▲ 1.63%

Kotak Mahindra Mutual Fund

Fund size₹15,048 crJuly - September 2026

1-month range₹13.82 – 14.74

1 year+1.39%

Expense ratio1.78%regular plan, a year

5 years–a year

What the fund does

The investment objective of the scheme is to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will be achieved.

Benchmark(NIFTY 500 TRI (65%) + NIFTY Short Duraon Debt Index (25%) + Domesc Price of Gold (5%) + Domesc Price of Silver (5%) )

Launched22 Sept 2023

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1 - Mr. Devender SinghalFM 2 - Mr. Abhishek BisenFM 3 - Mr. Hiten ShahFM 4 - Mr. Jeetu Valechha Sonar

NAV history

Returns

1 week

+3.49%avg 3.8%

1 month

-0.80%avg 1.8%

3 months

-3.69%avg -1.7%

6 months

-4.82%avg 0.3%

This year

-4.42%avg 1.7%

1 year

+1.39%avg 5.3%

3 years (a year)

+13.38%avg 14.0%

Bars: this plan; the thin mark is the Multi Asset Allocation average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.9
2025	-2.2	-6.1	+5.0	+1.9	+2.2	+3.0	+0.3	+0.7	+4.8	+3.6	+1.9	+3.6
2026	+3.2	-0.2	-11.1	+8.0	+0.7	-1.0	-1.4	+1.2	-2.4	-4.7	+4.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held70108 lines in all

Top 10 stocks24.9%of the fund

Short positions-0.8%sold through derivatives

Net equity70.1%long stocks and derivatives minus shorts

Where the money is

Equity 70.6%Derivatives (long) 0.3%Debt 5.5%Money market 5.1%Cash & others 20.3%Short -0.8%

Sectors (stocks held)

Banks

11.4%

Finance

5.6%

Power

4.9%

Automobiles

4.6%

Diversified FMCG

4.5%

Industrial Manufacturing

4.2%

Telecom - Services

4.1%

Retailing

3.3%

Credit quality (debt and money market)

A1+

5.1%

Sovereign

3.3%

AAA

1.5%

AA+

0.7%

Stocks held 70

Holding	Sector / type	% of fund
STATE BANK OF INDIA. INE062A01020	Banks	3.27%
INDO-MIM LTD INE084101034	Industrial Manufacturing	2.91%
ITC Ltd. INE154A01025	Diversified FMCG	2.54%
NTPC LTD INE733E01010	Power	2.51%
ETERNAL LIMITED INE758T01015	Retailing	2.50%
Maruti Suzuki India Limited INE585B01010	Automobiles	2.40%
HDFC BANK LTD. INE040A01034	Banks	2.39%
Hero MotoCorp Ltd. INE158A01026	Automobiles	2.24%
Indus Towers Ltd. INE121J01017	Telecom - Services	2.09%
Power Finance Corporation Ltd. INE134E01011	Finance	2.00%
Oracle Financial Services Software Ltd INE881D01027	IT - Software	1.99%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	1.98%
MTAR TECHNOLOGIES LIMITED INE864I01014	Electrical Equipment	1.95%
SHRIRAM FINANCE LIMITED INE721A01047	Finance	1.74%
BANK OF BARODA INE028A01039	Banks	1.74%
Radico Khaitan Ltd. INE944F01028	Beverages	1.68%
PARK MEDI WORLD LIMITED (PARK HOSPITAL) INE119201023	Healthcare Services	1.62%
NLC India Ltd. (Neyveli Lignite Corporation Ltd.) INE589A01014	Power	1.57%
BANDHAN BANK LIMITED INE545U01014	Banks	1.50%
One 97 Communications Ltd INE982J01020	Financial Technology (Fintech)	1.50%
Oil India Limited INE274J01014	Oil	1.42%
ICICI BANK LTD. INE090A01021	Banks	1.36%
BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	1.27%
POONAWALLA FINCORP LIMITED INE511C01022	Finance	1.27%
RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	1.19%
SAMVARDHANA MOTHERSON INTERNATIONAL LTD INE775A01035	Auto Components	1.02%
Ami Organics Ltd INE00FF01025	Pharmaceuticals and Biotechnology	0.98%
Hindalco Industries Ltd. INE038A01020	Non - Ferrous Metals	0.96%
TATA TECHNOLOGIES LTD INE142M01025	IT - Services	0.93%
Hindustan Zinc Ltd. INE267A01025	Non - Ferrous Metals	0.93%
ANTHEM BIOSCIENCES LTD INE0CZ201020	Pharmaceuticals and Biotechnology	0.89%
TML COMMERCIAL VEHICLES LIMITED INE1TAE01010	Agricultural, Commercial and Constr	0.88%
NTPC GREEN ENERGY LIMITED INE0ONG01011	Power	0.81%
United Breweries Ltd. INE686F01025	Beverages	0.75%
SOUTH INDIAN BANK LTD INE683A01023	Banks	0.75%
SWIGGY LTD INE00H001014	Retailing	0.74%
VIYASH SCIENTIFIC LTD INE807F01027	Pharmaceuticals and Biotechnology	0.70%
Vodafone Idea Ltd INE669E01016	Telecom - Services	0.70%
Tata Steel Ltd. INE081A01020	Ferrous Metals	0.67%
HERO MOTORS LIMITED INE012G01022	Auto Components	0.63%
ORCHID PHARMA LIMITED INE191A01027	Pharmaceuticals and Biotechnology	0.62%
DEE DEVELOPMENT ENGINEEERS LTD INE841L01016	Industrial Manufacturing	0.60%
PREMIER ENERGIES LIMITED INE0BS701011	Electrical Equipment	0.60%
JYOTI CNC AUTOMATION LTD INE980O01024	Industrial Manufacturing	0.59%
PIRAMAL FINANCE LTD INE202B01038	Finance	0.57%
Sapphire Foods India Ltd. INE806T01020	Leisure Services	0.55%
Whirlpool of India Ltd. INE716A01013	Consumer Durables	0.52%
Aditya Birla Sun Life AMC Ltd INE404A01024	Capital Markets	0.52%
Life Insurance Corporation Of India INE0J1Y01017	Insurance	0.49%
PVR LTD. INE191H01014	Entertainment	0.47%
DLF LIMITED INE271C01023	Realty	0.44%
JAMMU KASHMIR BANK LTD INE168A01041	Banks	0.41%
Tata Chemicals Ltd. INE092A01019	Chemicals and Petrochemicals	0.40%
Inter Globe Aviation Ltd INE646L01027	Transport Services	0.39%
Sun TV Network Limited INE424H01027	Entertainment	0.39%
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) INE0HOQ01053	Capital Markets	0.32%
EMMVEE PHOTOVOLTAIC POWER LIMITED INE1C6T01020	Electrical Equipment	0.28%
Emami Ltd. INE548C01032	Personal Products	0.27%
PRASOL CHEMICALS LIMITED INE455U01024	Chemicals and Petrochemicals	0.27%
KANOHAR ELECTRICALS LIMITED INE877D01025	Electrical Equipment	0.24%
SUBROS LIMITED INE287B01021	Industrial Products	0.23%
DEE DEVELOPMENT ENGINEEERS LTD DUMMYDDELPRE	Industrial Manufacturing	0.13%
NAVNEET EDUCATION LTD INE060A01024	Household Products	0.13%
V.S.T Tillers Tractors Ltd INE764D01017	Agricultural, Commercial and Constr	0.10%
Margin Deposit	–	0.05%
MOLBIO DIAGNOSTICS LIMITED INE869T01028	Healthcare Equipment and Supplies	0.03%
RENTOMOJO LIMITED INE08T701025	Commercial Services and Supplies	0.01%
NMDC Ltd. INE584A01023	Minerals and Mining	0.01%
SS RETAIL LTD INE1EQW01028	Retailing	0.01%
SBI Life Insurance Company Ltd INE123W01016	Insurance	0.00%

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Short positions 4

Holding	Sector / type	% of fund
Vodafone Idea Ltd-OCT2026 INE669E01016	–	-0.70%
Net Current Assets/(Liabilities)	–	-0.11%
NMDC Ltd.-OCT2026 INE584A01023	–	-0.01%
SBI Life Insurance Company Ltd-OCT2026 INE123W01016	–	0.00%

Derivatives, debt, money market and cash 34

Holding	Sector / type	% of fund
KOTAK MUTUAL FUND - KOTAK SILVER ETF INF174KA1ZD3	ETF Units	7.90%
KOTAK MUTUAL FUND - KOTAK GOLD ETF INF174KA1HJ8	ETF Units	5.74%
Triparty Repo	–	4.36%
Gold 1 Kg Fineness 0.995-EC2026C	–	1.51%
HDFC BANK LTD.** INE040A16IK8	CARE A1+	1.29%
Central Government - 2065 IN0020250018	SOV	1.14%
PUNJAB NATIONAL BANK INE160A16UV6	CRISIL A1+	0.96%
Central Government - 2064 IN0020240035	SOV	0.94%
BANK OF BARODA INE028A16LW2	FITCH A1+	0.89%
MUTHOOT FINANCE LTD.** INE414G07JX2	CRISIL AA+	0.65%
Power Finance Corporation Ltd.** INE134E08OF6	CRISIL AAA	0.65%
PUNJAB NATIONAL BANK** INE160A16UE2	CRISIL A1+	0.64%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AJ8	FITCH A1+	0.64%
HDFC BANK LTD.** INE040A16IO0	CARE A1+	0.64%
Kotak Liquid Direct Growth INF174K01NE8	Mutual Fund	0.52%
EMBASSY OFFICE PARKS REIT INE041025011	Realty	0.36%
INDIGRID INFRASTRUCTURE TRUST** INE219X07439	CRISIL AAA	0.33%
BAJAJ HOUSING FINANCE LTD. INE377Y07672	CRISIL AAA	0.32%
WIPRO LTD.-OCT2026 INE075A01022	–	0.27%
West Bengal State Govt - 2037 - West Bengal IN3420210186	SOV	0.26%
Central Government - 2054 IN0020240118	SOV	0.25%
Rajasthan State Govt - 2027 - Rajasthan IN2920160446	SOV	0.17%
Central Government - 2074 IN0020240142	SOV	0.16%
Rajasthan State Govt - 2033 - Rajasthan IN2920230157	SOV	0.16%
Bihar State Govt - 2035 - Bihar IN1320250013	SOV	0.15%
REC LTD** INE020B08FJ3	CRISIL AAA	0.09%
AADHAR HOUSING FINANCE LIMITED** INE883F07330	ICRA AA+	0.07%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KO7	CRISIL AAA	0.07%
BAJAJ HOUSING FINANCE LTD.** INE377Y07482	CRISIL AAA	0.07%
INDUS INFRA TRUST INE0NHL23019	Transport Infrastructure	0.03%
Central Government - 2028 IN0020230010	SOV	0.03%
Rajasthan State Govt - 2029 - Rajasthan IN2920190112	SOV	0.01%
Karnataka State Govt - 2029 - Karnataka IN1920190080	SOV	0.01%
Cash Margin	–	0.00%

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From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility15.9%yearly, from daily NAVs

Worst fall-16.14%29 Jan 2026 → 23 Oct 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Oct 2023).

Fund details

Fund size (average AUM, July - September 2026)	₹15,048 cr across all plans · this plan ₹30.84 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Hybrid · Multi Asset Allocation
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.65% · Regular 1.78% (3 Nov 2026)
Exit load	For redemption / switch out of upto 30% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	152066
ISIN	INF174KA1PB8
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹16.1990	+9.01%
Direct · IDCW	₹15.2430	+2.58%
Regular · Growth	₹15.5400	+7.73%

Top Multi Asset Allocation funds (regular plans)

Fund	1 year	3 years (a year)
Quant Multi Asset Allocation Fund	+10.34%	+20.37%
Nippon India Multi Asset Allocation Fund	+6.16%	+17.14%
DSP Multi Asset Allocation Fund	+7.65%	+16.76%
Kotak Multi Asset Allocation Fund	+7.73%	+15.69%
Aditya Birla Sun Life Multi Asset Allocation Fund	+8.46%	+15.38%
WhiteOak Capital Multi Asset Allocation Fund	+7.74%	+15.34%
Axis Multi Asset Allocation Fund	+6.64%	+14.84%
UTI Multi Asset Allocation Fund	+1.72%	+13.84%

All Multi Asset Allocation funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Kotak Multi Asset Allocation Fund - Regular Plan - IDCW today?

₹14.6250 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Multi Asset Allocation Fund - Regular Plan - IDCW?

1 year: 1.39%, 3 years: 13.38% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.