Kotak Short Term Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Direct plan · Growth

Short DurationDirect · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹16.3583 ▼ 0.01%

Kotak Mahindra Mutual Fund

Fund size₹14,388 crJuly - September 2026

1-month range₹16.23 – 16.36

1 year-1.71%rank 23 of 25

Expense ratio0.38%direct plan, a year

5 years+4.15%a year

What the fund does

The investment objective of the Scheme is to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.

BenchmarkNifty Short Duration Debt Index A-II

Launched2 May 2002

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1 Mr. Deepak AgrawalFM2 Mr. Abhishek Bisen

NAV history

Returns

1 week

+0.64%avg 0.6%

1 month

+0.38%avg 0.3%

3 months

+0.59%avg 0.4%

6 months

+2.77%avg 2.3%

This year

-2.29%avg 2.9%

1 year

-1.71%avg 3.4% · #23/25

3 years (a year)

+5.12%avg 5.9% · #19/25

5 years (a year)

+4.15%avg 5.9% · #17/20

Bars: this plan; the thin mark is the Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.8	+0.5	+1.1	+1.5	+1.2	+0.1	+0.6	-0.1	+0.6	+0.8	+0.6	+0.2
2026	+0.1	+0.8	-6.4	+0.5	+0.1	+1.7	+0.3	+0.2	+0.2	-0.2	+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9698 lines in all

Top 10 holdings29.5%of the fund

Debt78.6%bonds, government securities

Money market4.7%CDs, CPs, treasury bills

Where the money is

Equity 0.4%Debt 78.6%Money market 4.7%Cash & others 16.3%

Credit quality (debt and money market)

AAA

72.0%

Sovereign

6.7%

A1+

4.7%

Stocks held 1

Holding	Sector / type	% of fund
SBI ALTERNATIVE INVESTMENT FUND INF0RQ622028	Alternative Investment Fund	0.37%

Bonds, money market and cash 97

Holding	Sector / type	% of fund
Triparty Repo	–	4.41%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EK5	CRISIL AAA	4.23%
LIC HOUSING FINANCE LTD.** INE115A07MQ6	CRISIL AAA	3.47%
Power Finance Corporation Ltd.(^)** INE134E08LX5	CRISIL AAA	3.33%
Net Current Assets/(Liabilities)	–	3.31%
MINDSPACE BUSINESS PARKS REIT** INE0CCU07181	ICRA AAA	2.83%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KW0	CRISIL AAA	2.78%
BROOKFIELD REIT** INE0FDU07018	CRISIL AAA	2.76%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EO7	CRISIL AAA	2.72%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EM1	ICRA AAA	2.66%
BAJAJ FINANCE LTD.** INE296A07TC9	CRISIL AAA	2.46%
BAJAJ FINANCE LTD.** INE296A07SV1	CRISIL AAA	2.21%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^) INE556F08KU4	CARE AAA	2.13%
KNOWLEDGE REALTY TRUST** INE1JAR07010	CRISIL AAA	2.08%
BHARTI TELECOM LTD. INE403D08298	CRISIL AAA	1.89%
HOUSING & URBAN DEVELOPMENT CORPORATION LTD.(^)** INE031A08996	ICRA AAA	1.73%
CUBE HIGHWAYS TRUST** INE0NR607058	ICRA AAA	1.71%
Central Government - 2066 IN0020260033	SOV	1.65%
Karnataka State Govt - 2035 - Karnataka IN1920250181	SOV	1.46%
TOYOTA FINANCIAL SERVICES INDIA LTD.** INE692Q07498	ICRA AAA	1.41%
BAJAJ HOUSING FINANCE LTD. INE377Y07672	CRISIL AAA	1.38%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08LA4	CRISIL AAA	1.37%
EMBASSY OFFICE PARKS REIT** INE041007191	CRISIL AAA	1.37%
REC LTD** INE020B08FY2	ICRA AAA	1.36%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** INE0KUG08092	CRISIL AAA	1.35%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KQ2	CRISIL AAA	1.33%
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A3) 20/09/2030(INDIA UNIVERSAL TRUST AL1)** INE16J715035	FITCH AAA(SO)	1.27%
REC LTD** INE020B08FF1	ICRA AAA	1.23%
Power Finance Corporation Ltd.** INE134E08NT9	CRISIL AAA	1.22%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012	CRISIL AAA(SO)	1.07%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010	CRISIL AAA(SO)	1.07%
LIC HOUSING FINANCE LTD.** INE115A07QZ8	CRISIL AAA	1.05%
LIC HOUSING FINANCE LTD.** INE115A07QW5	CRISIL AAA	1.05%
REC LTD** INE020B08FR6	CRISIL AAA	1.05%
ADITYA BIRLA CAPITAL LTD** INE860H07IO5	CRISIL AAA	1.05%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KR0	CRISIL AAA	1.04%
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) ** INE128M08094	CRISIL AAA(CE)	1.01%
Power Finance Corporation Ltd.** INE134E08NU7	CRISIL AAA	1.01%
INDIAN BANK** INE562A16RL0	CRISIL A1+	1.01%
Central Government - 2065 IN0020250018	SOV	0.94%
MINDSPACE BUSINESS PARKS REIT** INE0CCU07199	ICRA AAA	0.93%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VI2	CRISIL AAA	0.86%
Karnataka State Govt - 2036 - Karnataka IN1920250199	SOV	0.81%
SMFG INDIA CREDIT CO. LTD.** INE535H07CJ6	ICRA AAA	0.70%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VP7	CRISIL AAA	0.70%
Hindustan Zinc Ltd.** INE267A08046	CRISIL AAA	0.70%
TATA CAPITAL LTD.** INE976I07DE9	CRISIL AAA	0.70%
TATA CAPITAL LTD.** INE306N07NI9	CRISIL AAA	0.70%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EJ7	ICRA AAA	0.70%
POONAWALLA FINCORP LIMITED** INE511C07847	CRISIL AAA	0.70%
EMBASSY OFFICE PARKS REIT** INE041007217	CARE AAA	0.69%
TATA CAPITAL HOUSING FINANCE LTD.** INE033L07IN3	CRISIL AAA	0.69%
JIO CREDIT LIMITED** INE282H07018	CRISIL AAA	0.69%
REC LTD(^)** INE020B08FW6	ICRA AAA	0.69%
VERTIS INFRASTRUCTURE TRUST - NCDS** INE0KXY07059	CRISIL AAA	0.69%
BAJAJ FINANCE LTD.** INE296A07TN6	CRISIL AAA	0.69%
ADITYA BIRLA CAPITAL LTD** INE674K07028	CRISIL AAA	0.69%
AXIS BANK LTD.** INE238AD6BW9	CRISIL A1+	0.69%
CANARA BANK** INE476A16G44	CRISIL A1+	0.69%
ONGC PETRO ADDITIONS LTD.** INE163N08321	CRISIL AAA(CE)	0.68%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT** INE0KUG08100	CRISIL AAA	0.68%
Maharashtra State Govt - 2035 - Maharashtra IN2220230196	SOV	0.62%
AXIS BANK LTD.** INE238AD6CO4	CRISIL A1+	0.62%
BAJAJ HOUSING FINANCE LTD.** INE377Y07383	CRISIL AAA	0.56%
BHARTI TELECOM LTD.** INE403D08280	CRISIL AAA	0.52%
PUNJAB NATIONAL BANK** INE160A16UC6	CRISIL A1+	0.52%
Karnataka State Govt - 2036 - Karnataka IN1920250256	SOV	0.51%
BANK OF BARODA** INE028A16LF7	FITCH A1+	0.51%
REC LTD INE020B08FZ9	ICRA AAA	0.45%
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A3) 21/11/2030(INDIA UNIVERSAL TRUST AL2)** INE1CBK15037	FITCH AAA(SO)	0.39%
HDFC BANK LTD.** INE040A08872	CRISIL AAA	0.36%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08LE6	CRISIL AAA	0.35%
REC LTD** INE020B08CI2	CRISIL AAA	0.35%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) ** INE936D07182	CARE AAA	0.35%
LIC HOUSING FINANCE LTD.** INE115A07QC7	CRISIL AAA	0.35%
ADITYA BIRLA CAPITAL LTD** INE860H07JC8	CRISIL AAA	0.35%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F08KY6	CRISIL AAA	0.35%
INDIGRID INFRASTRUCTURE TRUST** INE219X07520	CRISIL AAA	0.34%
Tamil Nadu State Govt - 2033 - Tamil Nadu IN3120250292	SOV	0.34%
BANK OF BARODA INE028A16LD2	FITCH A1+	0.34%
HDFC BANK LTD.** INE040A16JC3	CARE A1+	0.34%
NOMURA CAPITAL (INDIA) PRIVATE LIMITED** INE357L07507	FITCH AAA	0.32%
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)** INE1CBK15029	FITCH AAA(SO)	0.32%
Maharashtra State Govt - 2033 - Maharashtra IN2220250293	SOV	0.23%
HDFC BANK LTD.** INE040A08732	CRISIL AAA	0.18%
REC LTD** INE020B08GB8	CRISIL AAA	0.17%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EL3	CRISIL AAA	0.17%
Central Government - 2054 IN0020240118	SOV	0.07%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EI9	FITCH AAA	0.04%
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)** INE0YWN15017	CRISIL AAA(SO)	0.04%
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)** INE17O215012	CRISIL AAA(SO)	0.02%
Tamil Nadu State Govt - 2031 - Tamil Nadu IN3120240764	SOV	0.01%
Tamil Nadu State Govt - 2031 - Tamil Nadu IN3120200339	SOV	0.01%
HDB FINANCIAL SERVICES LTD.** INE756I07EJ2	CRISIL AAA	0.00%
Tamil Nadu State Govt - 2032 - Tamil Nadu IN3120250284	SOV	0.00%
Central Government - 2033 IN0020200120	SOV	0.00%
Uttar Pradesh State Govt - 2030 - Uttar Pradesh IN3320200212	SOV	0.00%

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From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility6.6%yearly, from daily NAVs

Worst fall-6.62%10 Mar 2026 → 27 Mar 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2018).

Fund details

Fund size (average AUM, July - September 2026)	₹14,388 cr across all plans · this plan ₹1.75 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Debt · Short Duration
Plan	Direct
Option	Growth
Expense ratio (TER)	Direct 0.38% · Regular 1.12% (3 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	135500
ISIN	INF174K01Z14
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹61.6492	+4.81%
Direct · IDCW	₹10.0119	–
Regular · Growth	₹55.4566	+4.05%
Regular · IDCW	₹12.3122	-2.45%
Regular · IDCW	₹10.0055	–

Top Short Duration funds (direct plans)

Fund	1 year	3 years (a year)
Bandhan Short Term Fund	+5.68%	+7.68%
ICICI Prudential Short Term Fund	+5.55%	+7.68%
Mahindra Manulife Short Term Fund	+5.38%	+7.68%
Nippon India Short Term Fund	+4.90%	+7.61%
Aditya Birla Sun Life Short Term Fund	+4.96%	+7.57%
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)	+4.95%	+7.44%
LIC MF Short Term Fund	+4.89%	+7.43%
HDFC Short Term Fund	+4.78%	+7.41%
Kotak Short Term Fund	-1.71%	+5.12%

All Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Short Term Fund - Direct Plan - Growth today?

₹16.3583 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Short Term Fund - Direct Plan - Growth?

1 year: -1.71%, 3 years: 5.12% a year, 5 years: 4.15% a year

How does Kotak Short Term Fund rank in its category?

23 of 25 Short Duration funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.