Markets / Mutual funds / Ultra Short Duration

Kotak Ultra Short to Short Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Regular plan · Growth

Ultra Short DurationRegular · GrowthRisk: Low to Moderate

NAV · 6 Nov 2026

₹1,203.5471 ▼ 0.01%

Kotak Mahindra Mutual Fund

Fund size₹12,174 crJuly - September 2026

1-month range₹1,199.52 – 1,203.62

1 year-7.68%rank 74 of 74

Expense ratio1.18%regular plan, a year

5 years+3.24%a year

What the fund does

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkNifty Low Duration Debt Index A-I

Launched6 Mar 2008

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1Mr. Dharmesh ThakkarFM2 Mr. Deepak Agrawal

NAV history

Returns

1 week

+0.24%avg 0.2%

1 month

+0.21%avg 0.3%

3 months

-5.47%avg 1.0%

6 months

-3.85%avg 2.6%

This year

-8.31%avg 4.3%

1 year

-7.68%avg 5.1% · #74/74

3 years (a year)

+2.08%avg 6.1% · #63/69

5 years (a year)

+3.24%avg 5.6% · #56/62

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.6	+0.5	+0.8	+0.9	+0.8	+0.5	+0.6	+0.4	+0.4	+0.7	+0.5	+0.3
2026	+0.1	+0.6	-5.9	+0.5	+0.0	+1.2	+0.5	+0.4	-5.9	+0.1	+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings103105 lines in all

Top 10 holdings31.2%of the fund

Debt63.1%bonds, government securities

Money market30.6%CDs, CPs, treasury bills

Where the money is

Equity 0.4%Debt 63.1%Money market 30.6%Cash & others 6.0%Short -0.7%

Credit quality (debt and money market)

AAA

36.6%

A1+

30.6%

Sovereign

11.7%

8.4%

AA+

6.5%

Stocks held 1

Holding	Sector / type	% of fund
SBI ALTERNATIVE INVESTMENT FUND INF0RQ622028	Alternative Investment Fund	0.35%

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets/(Liabilities)	–	-0.65%

Bonds, money market and cash 103

Holding	Sector / type	% of fund
Karnataka State Govt - 2031 - Karnataka(^) IN1920250132	SOV	3.93%
PUNJAB NATIONAL BANK** INE160A16UM5	CARE A1+	3.87%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EF5	ICRA AAA	3.78%
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036	CRISIL AA	3.44%
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07532	CRISIL AAA	3.16%
PUNJAB NATIONAL BANK** INE160A16UE2	CRISIL A1+	3.11%
CANARA BANK** INE476A16G44	CRISIL A1+	2.72%
HDFC BANK LTD.** INE040A16IO0	CARE A1+	2.52%
HDFC BANK LTD. INE040A16KD9	CARE A1+	2.34%
BANK OF BARODA** INE028A16LH3	CARE A1+	2.33%
Triparty Repo	–	2.17%
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07565	CRISIL AAA	2.03%
REC LTD(^) INE020B08FZ9	ICRA AAA	1.97%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BY8	CARE A1+	1.94%
UNION BANK OF INDIA** INE692A16LR5	FITCH A1+	1.93%
VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)** INE205A08095	CRISIL AA+	1.60%
BHARTI TELECOM LTD.** INE403D08207	CRISIL AAA	1.59%
TATA CAPITAL LTD.(^)** INE306N07MX0	CRISIL AAA	1.59%
BAJAJ FINANCE LTD.(^) INE296A07TF2	CRISIL AAA	1.59%
PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)** INE2I7H15018	CRISIL AAA(SO)	1.59%
Power Finance Corporation Ltd.(^)** INE134E08OA7	CRISIL AAA	1.58%
Karnataka State Govt - 2031 - Karnataka(^) IN1920250322	SOV	1.58%
Tamil Nadu State Govt - 2029 - Tamil Nadu(^) IN3120240756	SOV	1.58%
BHARTI TELECOM LTD.** INE403D08280	CRISIL AAA	1.56%
HDFC BANK LTD.** INE040A16KF4	CARE A1+	1.56%
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173	SOV	1.54%
ADANI POWER LTD** INE814H07208	CRISIL AA	1.50%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16CG3	CARE A1+	1.49%
Tamil Nadu State Govt - 2033 - Tamil Nadu(^) IN3120250698	SOV	1.43%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AP5	CRISIL A1+	1.35%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EK5	CRISIL AAA	1.27%
RJ CORP LIMITED** INE460K08053	CRISIL AAA	1.20%
ADITYA BIRLA HOUSING FINANCE LTD(^)** INE831R07474	ICRA AAA	1.20%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14MP8	CRISIL A1+	1.14%
BHARTI TELECOM LTD.(^)** INE403D08306	CRISIL AAA	1.04%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08055	CRISIL AA	0.98%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08063	CRISIL AA	0.98%
BHARTI TELECOM LTD. INE403D08298	CRISIL AAA	0.97%
VEDANTA LTD.** INE205A08020	ICRA AA+	0.80%
PIRAMAL FINANCE LTD** INE202B07JR4	CARE AA+	0.80%
VEDANTA LTD. INE205A08038	ICRA AA+	0.80%
CAN FIN HOMES LTD.** INE477A07381	ICRA AAA	0.80%
REC LTD** INE020B08EW9	CRISIL AAA	0.80%
NEXUS SELECT TRUST REIT** INE0NDH07043	CRISIL AAA	0.80%
VEDANTA LTD.** INE205A08103	ICRA AA+	0.80%
MUTHOOT FINANCE LTD.** INE414G07KC4	CRISIL AA+	0.80%
EMBASSY OFFICE PARKS REIT** INE041007084	CRISIL AAA	0.80%
HINDUJA LEYLAND FINANCE LTD.(^)** INE146O07557	CRISIL AA+	0.80%
Kotak Mahindra Prime Ltd.(^)** INE916DA7RX0	CRISIL AAA	0.80%
Madhya Pradesh State Govt - 2027 - Madhya Pradesh IN2120170047	SOV	0.80%
POONAWALLA FINCORP LIMITED** INE511C07AB9	CRISIL AAA	0.79%
Tamil Nadu State Govt - 2029 - Tamil Nadu(^) IN3120240277	SOV	0.79%
DLF Cyber City Developers Ltd** INE186K07122	CRISIL AAA	0.78%
EMBASSY OFFICE PARKS REIT(^)** INE041007191	CRISIL AAA	0.78%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AJ8	FITCH A1+	0.78%
FEDERAL BANK LTD.** INE171A16NX4	CRISIL A1+	0.76%
BHARTI TELECOM LTD.(^)** INE403D08231	CRISIL AAA	0.64%
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1)** INE16J715027	FITCH AAA(SO)	0.61%
PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)** INE1YBL15013	CRISIL AAA(SO)	0.50%
ADITYA BIRLA HOUSING FINANCE LTD** INE831R07425	ICRA AAA	0.48%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08022	CRISIL AA	0.44%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08048	CRISIL AA	0.44%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08030	CRISIL AA	0.44%
EMBASSY OFFICE PARKS REIT(^)** INE041007142	CRISIL AAA	0.40%
PNB HOUSING FINANCE LTD.** INE572E07183	CARE AAA	0.40%
BAJAJ FINANCE LTD.** INE296A07TC9	CRISIL AAA	0.40%
LIC HOUSING FINANCE LTD.** INE115A07QS3	CRISIL AAA	0.40%
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07482	CRISIL AAA	0.40%
REC LTD** INE020B08FF1	ICRA AAA	0.40%
GOLDMAN SACHS (INDIA) FINANCE PRIVATE LIMITED** INE746L07022	ICRA AAA	0.40%
EMBASSY OFFICE PARKS REIT** INE041007167	CRISIL AAA	0.39%
TATA CAPITAL HOUSING FINANCE LTD.** INE033L07IR4	CRISIL AAA	0.39%
BAJAJ FINANCE LTD. INE296A07TJ4	CRISIL AAA	0.39%
HDFC BANK LTD.** INE040A16IK8	CARE A1+	0.39%
CANARA BANK INE476A16G28	CRISIL A1+	0.39%
BANK OF BARODA INE028A16LW2	FITCH A1+	0.39%
CANARA BANK** INE476A16H84	CRISIL A1+	0.39%
PUNJAB NATIONAL BANK INE160A16UV6	CRISIL A1+	0.39%
BAJAJ FINANCE LTD.** INE296A14F03	CRISIL A1+	0.39%
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)** INE139015015	ICRA AAA(SO)	0.36%
PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)** INE2JYU15015	CRISIL AAA(SO)	0.33%
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)** INE1CBK15029	FITCH AAA(SO)	0.29%
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)** INE17O215012	CRISIL AAA(SO)	0.25%
MINDSPACE BUSINESS PARKS REIT** INE0CCU07090	CRISIL AAA	0.20%
Mahindra & Mahindra Financial Services Ltd.** INE774D07VM4	CRISIL AAA	0.20%
EMBASSY OFFICE PARKS REIT** INE041007092	CRISIL AAA	0.19%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F16CE8	CARE A1+	0.19%
NOMURA CAPITAL (INDIA) PRIVATE LIMITED** INE357L07499	FITCH AAA	0.16%
RJ CORP LIMITED** INE460K08079	CRISIL AAA	0.14%
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)** INE0YWN15017	CRISIL AAA(SO)	0.10%
AADHAR HOUSING FINANCE LIMITED** INE883F07330	ICRA AA+	0.08%
Nirma Ltd.** INE091A07208	FITCH AA	0.08%
AXIS BANK LTD.** INE238AD6BV1	CRISIL A1+	0.08%
ADITYA BIRLA CAPITAL LTD** INE674K14BS6	ICRA A1+	0.08%
EMBASSY OFFICE PARKS REIT** INE041007183	CRISIL AAA	0.06%
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08014	CRISIL AA	0.05%
BAJAJ HOUSING FINANCE LTD.** INE377Y07441	CRISIL AAA	0.04%
BANK OF BARODA** INE028A16KT0	CARE A1+	0.04%
Export-Import Bank of India** INE514E16CP6	CRISIL A1+	0.04%
Tamil Nadu State Govt - 2029 - Tamil Nadu IN3120250730	SOV	0.02%
TATA CAPITAL LTD.** INE306N07NO7	ICRA AAA	0.01%
ADITYA BIRLA CAPITAL LTD** INE860H07IQ0	ICRA AAA	0.01%
Central Government - 2033 IN0020200120	SOV	0.01%

Show 88 moreShow fewer

From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility9.2%yearly, from daily NAVs

Worst fall-9.51%9 Mar 2026 → 25 Sept 2026

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹12,174 cr across all plans · this plan ₹28.85 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Debt · Ultra Short Duration
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.41% · Regular 1.18% (3 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	133809
ISIN	INF178L01210
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,958.3633	+5.85%
Direct · Growth	₹1,474.9652	-7.19%
Direct · IDCW	₹1,070.8599	–
Direct · IDCW	₹1,015.8751	–
Regular · Growth	₹3,592.0592	+5.03%
Regular · IDCW	₹1,008.4837	–
Regular · IDCW	₹1,000.2273	–

Top Ultra Short Duration funds (regular plans)

Fund	1 year	3 years (a year)
Tata Ultra Short Term Fund	+6.92%	+7.48%
Mirae Asset Ultra Short to Short Term Fund	+6.12%	+7.42%
Axis Ultra Short Term Fund	+6.65%	+7.41%
Axis Ultra Short to Short Term Fund	+6.08%	+7.40%
Mirae Asset Ultra Short-Term Fund	+6.63%	+7.40%
HSBC Ultra Short to Short Term Fund	+5.56%	+7.27%
ICICI Prudential Ultra Short to Short Term Fund	+5.90%	+7.25%
Tata Ultra Short to Short Term Fund	+6.12%	+7.25%
Kotak Ultra Short to Short Term Fund	-7.68%	+2.08%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Ultra Short to Short Term Fund - Regular Plan - Growth today?

₹1,203.5471 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Ultra Short to Short Term Fund - Regular Plan - Growth?

1 year: -7.68%, 3 years: 2.08% a year, 5 years: 3.24% a year

How does Kotak Ultra Short to Short Term Fund rank in its category?

74 of 74 Ultra Short Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.