Markets / Mutual funds / Balanced Advantage
LIC Mutual Fund · Hybrid fund · Direct plan · IDCW
The investment objective of the scheme is to provide capital appreciation/ income to the investors from a dynamic mix of equity, debt and money market instruments. The Scheme seeks to reduce the volatility by diversifying the assets across equity, debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Balanced Advantage average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.7 | |||||||||||
| 2025 | -1.9 | -4.9 | +1.9 | +1.3 | +3.8 | +1.8 | -1.6 | -2.6 | +0.8 | +2.5 | +0.1 | -0.5 |
| 2026 | -1.8 | +0.2 | -10.5 | +5.3 | +0.1 | +2.5 | +1.6 | +3.3 | -4.9 | -1.9 | +4.5 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 31 Oct 2026 | 30 Sept 2026 | Change |
|---|---|---|---|
| Stocks held | 74.8% | 75.7% | -0.84 |
| Debt | 17.0% | 16.4% | +0.56 |
| Cash & others | 8.2% | 7.9% | +0.30 |
| Top 10 stocks | 28.5% | 28.2% | +0.30 |
| Number of stocks | 41 | 47 | -6 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Navin Fluorine International Ltd. INE048G01026 | 3.63% |
| Divi's Laboratories Ltd. INE361B01024 | 3.25% |
| ICICI Bank Ltd. INE090A01021 | 3.09% |
| Torrent Pharmaceuticals Ltd. INE685A01028 | 3.06% |
| InterGlobe Aviation Ltd. INE646L01027 | 2.77% |
| Bajaj Finance Ltd. INE296A01032 | 2.62% |
| INDO-MIM Ltd. INE084101034 | 2.59% |
| Apollo Hospitals Enterprise Ltd. INE437A01024 | 2.53% |
| Endurance Technologies Ltd. INE913H01037 | 2.51% |
| Samvardhana Motherson International Ltd. INE775A01035 | 2.47% |
| Eternal Ltd. INE758T01015 | 2.41% |
| AU Small Finance Bank Ltd. INE949L01017 | 2.30% |
| Multi Commodity Exchange Of India Ltd. INE745G01043 | 2.29% |
| Coforge Ltd. INE591G01025 | 2.24% |
| Radico Khaitan Ltd. INE944F01028 | 2.19% |
| Thermax Ltd. INE152A01029 | 2.11% |
| Solar Industries India Ltd. INE343H01029 | 2.08% |
| Hitachi Energy India Ltd. INE07Y701011 | 2.02% |
| TVS Motor Company Ltd. INE494B01023 | 1.98% |
| Shriram Finance Ltd. INE721A01047 | 1.95% |
| Persistent Systems Ltd. INE262H01021 | 1.80% |
| Nippon Life India Asset Management Ltd. INE298J01013 | 1.78% |
| KEI Industries Ltd. INE878B01027 | 1.78% |
| Eicher Motors Ltd. INE066A01021 | 1.71% |
| Ultratech Cement Ltd. INE481G01011 | 1.66% |
| CG Power and Industrial Solutions Ltd. INE067A01029 | 1.60% |
| Bharat Heavy Electricals Ltd. INE257A01026 | 1.59% |
| Aurobindo Pharma Ltd. INE406A01037 | 1.46% |
| Mahindra & Mahindra Ltd. INE101A01026 | 1.41% |
| Rainbow Children's Medicare Ltd. INE961O01016 | 1.18% |
| Hindalco Industries Ltd. INE038A01020 | 1.15% |
| Aster DM Quality Care Ltd. INE914M01019 | 1.12% |
| Garware Hi-Tech Films Ltd. INE291A01017 | 1.10% |
| JSW Steel Ltd. INE019A01038 | 0.98% |
| Oracle Financial Services Software Ltd. INE881D01027 | 0.96% |
| Neuland Laboratories Ltd. INE794A01010 | 0.90% |
| City Union Bank Ltd. INE491A01021 | 0.68% |
| Schneider Electric Infrastructure Ltd. INE839M01018 | 0.57% |
| S.J.S. Enterprises Ltd. INE284S01014 | 0.46% |
| Pricol Ltd. INE726V01018 | 0.46% |
| Kirloskar Oil Engines Ltd. INE146L01010 | 0.40% |
| Holding | % of fund |
|---|---|
| Treps | 7.49% |
| 7.43% Jamnagar Utilities & Power Pvt. Ltd. ** INE936D07190 | 5.96% |
| 7.71% Government of India IN0020260033 | 2.40% |
| 7.47% Reliance Industries Ltd. ** INE002A08708 | 2.33% |
| 7.79% Bajaj Finance Ltd. ** INE296A07UC7 | 2.28% |
| 7.45% Bharti Telecom Ltd. ** INE403D08280 | 1.64% |
| 7.22% Small Industries Development Bk of India ** INE556F08LC0 | 1.60% |
| 7.55% Indian Railway Finance Corporation Ltd. ** INE053F07BX7 | 0.78% |
| Net Receivables / (Payables) | 0.73% |
From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Nov 2021).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹683 cr across all plans · this plan ₹0.48 cr |
| Fund house | LIC Mutual Fund |
| Category | Hybrid · Balanced Advantage |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.49% · Regular 2.91% (6 Nov 2026) |
| Exit load | • 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 3 months from the date of allotment of units. • 1% on remaining units if redeemed or switched out on or before completion of 3 months from the date of allotment of units • Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units |
| Minimum investment | ₹5,000 · additional ₹500 |
| Scheme code (AMFI) | 149260 |
| ISIN | INF767K01QZ7 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹14.9160 | +1.79% |
| Regular · Growth | ₹13.7552 | +0.35% |
| Regular · IDCW | ₹11.9335 | -3.95% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| quant Dynamic Asset Allocation Fund | -0.24% | +13.91% |
| Baroda BNP Paribas Balanced Advantage Fund | +5.47% | +13.26% |
| Aditya Birla Sun Life Balanced Advantage Fund | +8.12% | +13.20% |
| WhiteOak Capital Balanced Advantage Fund | +4.85% | +12.89% |
| ICICI Prudential Balanced Advantage Fund | +6.04% | +12.23% |
| HDFC Balanced Advantage Fund | +0.90% | +12.22% |
| Edelweiss Balanced Advantage Fund | +6.75% | +12.15% |
| DSP Dynamic Asset Allocation Fund | +6.10% | +12.15% |
All Balanced Advantage funds ranked › · Compare with others ›
Information only, not investment advice.
₹12.8051 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -2.32%, 3 years: 4.61% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.