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Mutual fundsSIF

LIC MF ELSS Tax Saver Fund - Direct Plan - IDCW

NAVs of 6 Nov 2026

LIC Mutual Fund · Equity fund · Direct plan · IDCW

ELSS (tax saver)Direct · IDCWRisk: Very High
NAV · 5 Nov 2026
₹37.7481 ▲ 2.36%
LIC Mutual Fund
Fund size₹1,016 crJuly - September 2026
1-month range₹34.72 – 37.75
1 year-3.57%
Expense ratio1.33%direct plan, a year
5 years+7.23%a year

What the fund does

To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. An open-ended equity linked tax saving Scheme which offers investors the opportunity to seek Tax rebate u/s 80C of the Income Tax Act 1961. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNifty 500 TRI
Launched31 Mar 1997
Fund houseLIC Mutual Fund
Fund managersFM1 Mr. Sumit BhatnagarFM -2- Mr. Nikhil Kapoor

NAV history

353738 2026-08-112026-08-242026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+5.47%avg 5.1%
1 month
+2.96%avg 3.6%
3 months
-2.71%avg -1.7%
6 months
+1.63%avg 1.9%
This year
-3.42%avg -0.3%
1 year
-3.57%avg -0.3%
3 years (a year)
+10.27%avg 12.7%
5 years (a year)
+7.23%avg 11.1%

Bars: this plan; the thin mark is the ELSS (tax saver) average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+1.3
2025-5.1-7.5+8.2+0.7+2.7+3.4-1.8-2.1+1.0+3.1-0.0-0.2
2026-3.5-0.2-12.0+9.2-1.0+4.1+2.5-0.1-4.2-2.4+5.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held5355 lines in all
Top 10 stocks37.5%of the fund
Short positions-0.2%sold through derivatives
Net equity97.6%long stocks and derivatives minus shorts

Where the money is

Equity 97.8%Cash & others 2.2%Short -0.2%

Sectors (stocks held)

Banks
19.7%
Automobiles
8.9%
Pharmaceuticals & Biotechnology
6.3%
Finance
5.9%
Capital Markets
5.2%
Chemicals & Petrochemicals
4.9%
Auto Components
4.9%
Retailing
4.7%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held97.8%97.7%+0.08
Short positions-0.2%-0.2%-0.02
Cash & others2.2%2.3%-0.09
Top 10 stocks37.5%38.6%-1.15
Number of stocks5354-1
New stocks 6
  • BSE Ltd.1.52%
  • Nuvoco Vistas Corporation Ltd.1.49%
  • Nippon Life India Asset Management Ltd.1.42%
  • Jindal Stainless Ltd.1.34%
  • Nestle India Ltd.1.02%
  • Elecon Engineering Company Ltd.0.46%
Stocks sold off 7
  • Kirloskar Oil Engines Ltd.was 2.17%
  • Abbott India Ltd.was 2.07%
  • Mankind Pharma Ltd.was 1.24%
  • Hindustan Unilever Ltd.was 1.19%
  • ITC Ltd.was 1.11%
  • Maruti Suzuki India Ltd.was 0.87%
  • Blue Dart Express Ltd.was 0.18%
Bought more 9
  • Multi Commodity Exchange Of India Ltd.+1.00
  • Mahindra & Mahindra Ltd.+0.83
  • ICICI Bank Ltd.+0.74
  • Eternal Ltd.+0.55
  • Schaeffler India Ltd.+0.48
  • Ather Energy Ltd.+0.43
  • Mahindra & Mahindra Financial Serv Ltd.+0.36
  • Persistent Systems Ltd.+0.30
  • TVS Motor Company Ltd.+0.25
Cut back 3
  • HDFC Bank Ltd.-1.92
  • SML Mahindra Ltd.-1.04
  • Indus Towers Ltd.-0.69

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 53

HoldingSector / type% of fund
ICICI Bank Ltd.
INE090A01021		Banks8.95%
Axis Bank Ltd.
INE238A01034		Banks4.42%
Cholamandalam Investment & Fin Co Ltd.
INE121A01024		Finance3.54%
State Bank of India
INE062A01020		Banks3.27%
Eternal Ltd.
INE758T01015		Retailing3.15%
HDFC Bank Ltd.
INE040A01034		Banks3.02%
SML Mahindra Ltd.
INE294B01019		Agricultural, Commercial & Construction Vehicles2.97%
Mahindra & Mahindra Ltd.
INE101A01026		Automobiles2.81%
SRF Ltd.
INE647A01010		Chemicals & Petrochemicals2.77%
Larsen & Toubro Ltd.
INE018A01030		Construction2.57%
INDO-MIM Ltd.
INE084101034		Industrial Manufacturing2.53%
Blue Star Ltd.
INE472A01039		Consumer Durables2.27%
Navin Fluorine International Ltd.
INE048G01026		Chemicals & Petrochemicals2.14%
Eicher Motors Ltd.
INE066A01021		Automobiles2.08%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology2.05%
Multi Commodity Exchange Of India Ltd.
INE745G01043		Capital Markets2.04%
TVS Motor Company Ltd.
INE494B01023		Automobiles2.02%
Ather Energy Ltd.
INE0LEZ01016		Automobiles2.01%
Star Cement Ltd.
INE460H01021		Cement & Cement Products1.99%
Persistent Systems Ltd.
INE262H01021		IT - Software1.96%
Cohance Lifesciences Ltd.
INE03QK01018		Pharmaceuticals & Biotechnology1.96%
Schaeffler India Ltd.
INE513A01022		Auto Components1.94%
Rategain Travel Technologies Ltd.
INE0CLI01024		IT - Software1.61%
Dr Agarwal's Health Care Ltd.
INE943P01029		Healthcare Services1.60%
Trent Ltd.
INE849A01020		Retailing1.57%
Samvardhana Motherson International Ltd.
INE775A01035		Auto Components1.57%
BSE Ltd.
INE118H01025		Capital Markets1.52%
Nuvoco Vistas Corporation Ltd.
INE118D01016		Cement & Cement Products1.49%
Bajaj Finserv Ltd.
INE918I01026		Finance1.47%
Nippon Life India Asset Management Ltd.
INE298J01013		Capital Markets1.42%
MRS Bectors Food Specialities Ltd.
INE495P01020		Food Products1.36%
Bharat Forge Ltd.
INE465A01025		Auto Components1.35%
Leela Palaces Hotels & Resorts Ltd.
INE0AQ201015		Leisure Services1.34%
Jindal Stainless Ltd.
INE220G01021		Ferrous Metals1.34%
VARUN BEVERAGES LIMITED
INE200M01039		Beverages1.33%
Brigade Enterprises Ltd.
INE791I01019		Realty1.33%
Affle 3i Ltd.
INE00WC01027		IT - Services1.33%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology1.30%
Indus Towers Ltd.
INE121J01017		Telecom - Services1.20%
Coromandel International Ltd.
INE169A01031		Fertilizers & Agrochemicals1.20%
Delhivery Ltd.
INE148O01028		Transport Services1.15%
Apollo Hospitals Enterprise Ltd.
INE437A01024		Healthcare Services1.12%
Nestle India Ltd.
INE239A01024		Food Products1.02%
Neuland Laboratories Ltd.
INE794A01010		Pharmaceuticals & Biotechnology0.95%
Eureka Forbes Ltd.
INE0KCE01017		Consumer Durables0.95%
Metro Brands Ltd.
INE317I01021		Consumer Durables0.91%
Mahindra & Mahindra Financial Serv Ltd.
INE774D01024		Finance0.86%
Aster DM Quality Care Ltd.
INE914M01019		Healthcare Services0.71%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products0.68%
Nephrocare Health Services Ltd.
INE428V01029		Healthcare Services0.51%
Shakti Pumps (India) Ltd.
INE908D01010		Industrial Products0.47%
Elecon Engineering Company Ltd.
INE205B01031		Electrical Equipment0.46%
NSE India Ltd.
INE721I01024		Capital Markets0.21%

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-0.19%

Debt, money market and cash 1

HoldingSector / type% of fund
Treps–2.40%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility15.0%yearly, from daily NAVs
Worst fall-27.98%31 Jan 2020 → 31 Mar 2020
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and equity related instruments
80–100%
Money market instruments and Other Liquid Instruments, Mutual Fund Units
0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹1,016 cr across all plans · this plan ₹4.88 cr
Fund houseLIC Mutual Fund
CategoryEquity · ELSS (tax saver)
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.33% · Regular 2.48% (5 Nov 2026)
Exit loadNil (Subject to lock-in period of 3 years)
Minimum investment₹500 · additional ₹500
Scheme code (AMFI)120269
ISININF767K01EL3
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹170.9534-3.55%
Regular · Growth₹147.4880-4.68%
Regular · IDCW₹30.8756-4.68%

Top ELSS (tax saver) funds (direct plans)

Fund1 year3 years (a year)
Motilal Oswal ELSS Tax Saver Fund+6.71%+20.59%
JM ELSS - Tax Saver Fund+5.14%+16.97%
WhiteOak Capital ELSS Tax Saver Fund+2.48%+16.97%
HSBC ELSS Tax saver Fund+3.02%+16.80%
Quant ELSS Tax Saver Fund+10.29%+15.94%
Baroda BNP Paribas ELSS Tax Saver Fund+1.81%+15.69%
ITI ELSS Tax Saver Fund-1.95%+14.94%
DSP ELSS Tax Saver Fund-0.92%+14.88%

All ELSS (tax saver) funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of LIC MF ELSS Tax Saver Fund - Direct Plan - IDCW today?

₹37.7481 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF ELSS Tax Saver Fund - Direct Plan - IDCW?

1 year: -3.57%, 3 years: 10.27% a year, 5 years: 7.23% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.