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Mutual fundsSIF

LIC MF Equity Savings Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

LIC Mutual Fund · Hybrid fund · Direct plan · Growth

Equity SavingsDirect · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹32.7094 ▲ 0.33%
LIC Mutual Fund
Fund size₹37.97 crJuly - September 2026
1-month range₹31.72 – 32.71
1 year+2.56%rank 20 of 21
Expense ratio1.83%direct plan, a year
5 years–a year

What the fund does

The investment objective of the Scheme is to generate regular income by investing in Debt and money market instruments and using arbitrage and other derivative strategies. The Scheme also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY Equity Savings Index
Fund houseLIC Mutual Fund
Fund managersFM1 Mr. Siddharth PanjwaniFM2 Mr. Pratik Harish Shroff

NAV history

323233 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+2.28%avg 2.3%
1 month
+1.37%avg 2.2%
3 months
+0.18%avg 0.9%
6 months
+1.67%avg 3.3%
This year
+2.62%avg 3.8%
1 year
+2.56%avg 4.8% · #20/21
3 years (a year)
+8.92%avg 9.0% · #10/18

Bars: this plan; the thin mark is the Equity Savings average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025-0.2-5.5+5.7+2.6+2.8+1.1-0.3-0.4+1.0+1.8-0.3-0.1
2026-1.9+0.1-3.3+4.8+0.4-0.1+1.8+1.4-1.7-1.1+2.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held5860 lines in all
Top 10 stocks28.4%of the fund
Equity79.5%stocks and equity derivatives
Debt & cash20.5%everything else

Where the money is

Equity 79.5%Cash & others 20.5%

Sectors (stocks held)

Other
11.4%
Banks
10.9%
Pharmaceuticals & Biotechnology
7.7%
Retailing
6.1%
IT - Software
5.4%
Automobiles
4.8%
Auto Components
3.6%
Consumer Durables
3.1%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held79.5%77.4%+2.09
Cash & others20.5%22.6%-2.05
Top 10 stocks28.4%26.8%+1.58
Number of stocks5860-2
New stocks 1
  • JSW Infrastructure Ltd.0.84%
Stocks sold off 3
  • Godfrey Phillips India Ltd.was 1.09%
  • Asian Paints Ltd.was 1.09%
  • Siemens Ltd.was 0.84%
Bought more 7
  • ICICI Bank Ltd.+1.01
  • Bajaj Finance Ltd.+0.63
  • Tata Consultancy Services Ltd.+0.36
  • Hitachi Energy India Ltd.+0.35
  • LIC MF LIQUID FUND-DR PLN-GR+0.31
  • AU Small Finance Bank Ltd.+0.30
  • Trent Ltd.+0.27

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 58

HoldingSector / type% of fund
LIC MF LIQUID FUND-DR PLN-GR
INF767K01DN1		–10.04%
Cipla Ltd.
INE059A01026		Pharmaceuticals & Biotechnology2.80%
State Bank of India
INE062A01020		Banks2.30%
Eternal Ltd.
INE758T01015		Retailing2.21%
ICICI Bank Ltd.
INE090A01021		Banks1.97%
Bank of Baroda
INE028A01039		Banks1.85%
Divi's Laboratories Ltd.
INE361B01024		Pharmaceuticals & Biotechnology1.82%
APL Apollo Tubes Ltd.
INE702C01027		Industrial Products1.81%
Trent Ltd.
INE849A01020		Retailing1.80%
Tata Consultancy Services Ltd.
INE467B01029		IT - Software1.79%
Bajaj Auto Ltd.
INE917I01010		Automobiles1.74%
Solar Industries India Ltd.
INE343H01029		Chemicals & Petrochemicals1.57%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology1.57%
Bajaj Finance Ltd.
INE296A01032		Finance1.56%
Ashok Leyland Ltd.
INE208A01029		Agricultural, Commercial & Construction Vehicles1.54%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks1.47%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products1.47%
Ajanta Pharma Ltd.
INE031B01049		Pharmaceuticals & Biotechnology1.46%
LG Electronics India Ltd.
INE324D01010		Consumer Durables1.46%
FSN E-Commerce Ventures Ltd.
INE388Y01029		Retailing1.42%
Sona BLW Precision Forgings Ltd.
INE073K01018		Auto Components1.42%
Bharti Airtel Ltd.
INE397D01024		Telecom - Services1.41%
LIC MF MONEY MARKET FUND-DIRECT PLAN-GR
INF767K01RE0		–1.37%
Radico Khaitan Ltd.
INE944F01028		Beverages1.36%
Hindalco Industries Ltd.
INE038A01020		Non - Ferrous Metals1.31%
Hitachi Energy India Ltd.
INE07Y701011		Electrical Equipment1.30%
Coforge Ltd.
INE591G01025		IT - Software1.29%
AU Small Finance Bank Ltd.
INE949L01017		Banks1.27%
Hero MotoCorp Ltd.
INE158A01026		Automobiles1.23%
Persistent Systems Ltd.
INE262H01021		IT - Software1.20%
HDFC Bank Ltd.
INE040A01034		Banks1.20%
Titan Company Ltd.
INE280A01028		Consumer Durables1.18%
Infosys Ltd.
INE009A01021		IT - Software1.13%
Apollo Hospitals Enterprise Ltd.
INE437A01024		Healthcare Services1.12%
Tata Steel Ltd.
INE081A01020		Ferrous Metals1.10%
Endurance Technologies Ltd.
INE913H01037		Auto Components1.06%
Eicher Motors Ltd.
INE066A01021		Automobiles0.96%
National Aluminium Company Ltd.
INE139A01034		Non - Ferrous Metals0.94%
HDFC Asset Management Company Ltd.
INE127D01025		Capital Markets0.92%
Maruti Suzuki India Ltd.
INE585B01010		Automobiles0.91%
Garware Hi-Tech Films Ltd.
INE291A01017		Industrial Products0.87%
Ujjivan Small Finance Bank Ltd.
INE551W01018		Banks0.86%
United Spirits Ltd.
INE854D01024		Beverages0.85%
JSW Infrastructure Ltd.
INE880J01026		Transport Infrastructure0.84%
HDFC Life Insurance Company Ltd.
INE795G01014		Insurance0.77%
Hindustan Aeronautics Ltd.
INE066F01020		Aerospace & Defense0.72%
Larsen & Toubro Ltd.
INE018A01030		Construction0.72%
Muthoot Finance Ltd.
INE414G01012		Finance0.70%
Jubilant Foodworks Ltd.
INE797F01020		Leisure Services0.70%
Lumax Auto Technologies Ltd.
INE872H01027		Auto Components0.70%
Cartrade Tech Ltd.
INE290S01011		Retailing0.70%
Allied Blenders And Distillers Ltd.
INE552Z01027		Beverages0.67%
Bharat Electronics Ltd.
INE263A01024		Aerospace & Defense0.66%
Max Financial Services Ltd.
INE180A01020		Insurance0.64%
Thermax Ltd.
INE152A01029		Electrical Equipment0.45%
Tube Investments Of India Ltd.
INE974X01010		Auto Components0.45%
Crompton Greaves Cons Electrical Ltd.
INE299U01018		Consumer Durables0.44%
Creditaccess Grameen Ltd.
INE741K01010		Finance0.41%

Debt, money market and cash 2

HoldingSector / type% of fund
Treps–20.46%
Net Receivables / (Payables)–0.08%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.5%yearly, from daily NAVs
Worst fall-6.81%17 Jan 2025 → 28 Feb 2025
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jul 2023).

Where it can invest (limits from the scheme document)

Cash future arbitrage opportunities*$
25–75%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹37.97 cr across all plans · this plan ₹10.77 cr
Fund houseLIC Mutual Fund
CategoryHybrid · Equity Savings
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 1.83% · Regular 2.80% (6 Nov 2026)
Exit loadNil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 3 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 3 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 3 months from the date of allotment.
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)151952
ISININF397L01AZ5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹21.5860+0.21%
Direct · IDCW₹17.7124-0.31%
Regular · Growth₹28.5931+1.51%
Regular · IDCW₹22.0216-0.77%
Regular · IDCW₹20.7911-0.90%

Top Equity Savings funds (direct plans)

Fund1 year3 years (a year)
HSBC Equity Savings Fund+9.43%+13.50%
Edelweiss Equity Savings Fund+7.75%+11.53%
Kotak Equity Savings Fund+3.69%+10.16%
Baroda BNP Paribas Equity Savings Fund+4.82%+10.04%
Mahindra Manulife Equity Savings Fund+5.50%+10.03%
Invesco India Equity Savings Fund+2.00%+9.35%
HDFC Equity Savings Fund+4.13%+9.26%
DSP Equity Savings Fund+3.55%+9.19%
LIC MF Equity Savings Fund+2.56%+8.92%

All Equity Savings funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of LIC MF Equity Savings Fund - Direct Plan - Growth today?

₹32.7094 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Equity Savings Fund - Direct Plan - Growth?

1 year: 2.56%, 3 years: 8.92% a year

How does LIC MF Equity Savings Fund rank in its category?

20 of 21 Equity Savings funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.