Markets / Mutual funds / Liquid
LIC Mutual Fund · Debt fund · Regular plan · IDCW
An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments. There is no assurance that the investment objective of the Scheme will be realized.
Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.0 | |||||||||||
| 2025 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2026 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 31 Oct 2026 | 30 Sept 2026 | Change |
|---|---|---|---|
| Short positions | 0.0% | -5.8% | +5.77 |
| Debt | 0.5% | 0.4% | +0.11 |
| Money market | 91.1% | 104.3% | -13.15 |
| Cash & others | 8.2% | -5.0% | +13.11 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| SBI CDMDF--A2 INF0RQ622028 | 0.25% |
| Holding | % of fund |
|---|---|
| Reverse Repo | 6.42% |
| Power Finance Corporation Ltd. ** INE134E14AZ1 | 3.96% |
| NTPC Ltd. ** INE733E14CL6 | 3.60% |
| Grasim Industries Ltd. ** INE047A14BI7 | 3.60% |
| Bank of India ** # INE084A16GL8 | 3.37% |
| 182 DAYS TBILL RED 27-11-2026 IN002026Y089 | 2.88% |
| 91 DAYS TBILL RED 05-11-2026 IN002026X180 | 2.17% |
| 182 DAYS TBILL RED 31-12-2026 IN002026Y139 | 2.08% |
| Small Industries Development Bk of India ** INE556F14MT0 | 1.97% |
| 91 DAYS TBILL RED 17-12-2026 IN002026X248 | 1.97% |
| City Union Bank Ltd. ** # INE491A16227 | 1.95% |
| Motilal Oswal Financial Services Ltd. ** INE338I14ND9 | 1.80% |
| Godrej Finance Ltd. ** INE02KN14804 | 1.80% |
| REC Ltd. ** INE020B14722 | 1.80% |
| Titan Company Ltd. ** INE280A14625 | 1.80% |
| Bank of Baroda ** # INE028A16LL5 | 1.79% |
| National Bk for Agriculture & Rural Dev. ** INE261F14QF7 | 1.79% |
| Hindustan Petroleum Corporation Ltd. ** INE094A14KO8 | 1.79% |
| Hindustan Petroleum Corporation Ltd. ** INE094A14KP5 | 1.79% |
| Export Import Bank of India ** INE514E14TT7 | 1.79% |
| Export Import Bank of India ** INE514E14TR1 | 1.79% |
| ICICI Securities Ltd. ** INE763G14O34 | 1.79% |
| Reliance Industries Ltd. ** INE002A14ME8 | 1.78% |
| HDFC Bank Ltd. ** # INE040A16KI8 | 1.77% |
| Motilal Oswal Financial Services Ltd. ** INE338I14NW9 | 1.77% |
| Reliance Retail Ventures Ltd. ** INE929O14FP3 | 1.44% |
| ICICI Securities Ltd. ** INE763G14N19 | 1.44% |
| Bank of India ** # INE084A16GM6 | 1.43% |
| HDFC Bank Ltd. ** # INE040A16KC1 | 1.43% |
| PNB Housing Finance Ltd. ** INE572E14KW8 | 1.43% |
| IGH Holdings Private Ltd. ** INE02FN14986 | 1.43% |
| National Bk for Agriculture & Rural Dev. ** INE261F14QJ9 | 1.43% |
| HDFC Bank Ltd. ** # INE040A16IK8 | 1.42% |
| HDFC Bank Ltd. ** # INE040A16IJ0 | 1.25% |
| Central Bank of India ** # INE483A16LB3 | 1.08% |
| Godrej Properties Ltd. ** INE484J14I11 | 1.08% |
| Bank of Baroda ** # INE028A16NC0 | 1.07% |
| Kotak Mahindra Bank Ltd. ** # INE237AD6117 | 1.07% |
| HDFC Securities Ltd. ** INE700G14WD5 | 1.07% |
| Sikka Ports and Terminals Ltd. ** INE941D14790 | 1.07% |
| Central Bank of India ** # INE483A16LG2 | 0.90% |
| Punjab & Sind Bank ** # INE608A16TR4 | 0.89% |
| Bank of India ** # INE084A16GH6 | 0.72% |
| HDFC Bank Ltd. ** # INE040A16KB3 | 0.72% |
| Axis Bank Ltd. ** # INE238AD6CA3 | 0.72% |
| Godrej Housing Finance Ltd. ** INE02JD14898 | 0.72% |
| HDFC Securities Ltd. ** INE700G14VK2 | 0.72% |
| Aditya Birla Capital Ltd. ** INE674K14CW6 | 0.72% |
| Bajaj Financial Securities Ltd. ** INE01C314GW6 | 0.72% |
| Bajaj Finance Ltd. ** INE296A14J74 | 0.72% |
| HDFC Securities Ltd. ** INE700G14VR7 | 0.72% |
| Birla Group Holdings Pvt Ltd. ** INE09OL14JQ8 | 0.72% |
| Tata Capital Ltd. ** INE976I14RV9 | 0.72% |
| HDFC Securities Ltd. ** INE700G14VT3 | 0.72% |
| Bajaj Finance Ltd. ** INE296A14J90 | 0.72% |
| Titan Company Ltd. ** INE280A14666 | 0.72% |
| Hinduja Leyland Finance Ltd. ** INE146O14CT3 | 0.72% |
| Net Receivables / (Payables) | 0.72% |
| REC Ltd. ** INE020B14755 | 0.71% |
| Aditya Birla Capital Ltd. ** INE674K14DJ1 | 0.71% |
| Tata Capital Ltd. ** INE976I14SB9 | 0.71% |
| Angel One Ltd. ** INE732I14DZ7 | 0.71% |
| 91 DAYS TBILL RED 12-11-2026 IN002026X198 | 0.65% |
| 8.03% Mindspace Business Parks Reit ** INE0CCU07090 | 0.55% |
| Treps | 0.46% |
| National Bk for Agriculture & Rural Dev. ** # INE261F16AC3 | 0.36% |
| Small Industries Development Bk of India ** # INE556F16BR2 | 0.36% |
| Axis Bank Ltd. ** # INE238AD6BP3 | 0.36% |
| HDFC Bank Ltd. ** # INE040A16KF4 | 0.36% |
| National Bk for Agriculture & Rural Dev. ** # INE261F16AF6 | 0.36% |
| NTPC Ltd. ** INE733E14CK8 | 0.36% |
| 91 DAYS TBILL RED 31-12-2026 IN002026X263 | 0.36% |
| 7.68% Indian Railway Finance Corporation Ltd. ** INE053F08338 | 0.29% |
| 8.04% Bajaj Housing Finance Ltd. ** INE377Y07441 | 0.19% |
| HDFC Bank Ltd. ** # INE040A16KA5 | 0.18% |
| Punjab National Bank ** # INE160A16TZ9 | 0.18% |
| 364 DAYS TBILL RED 19-11-2026 IN002025Z344 | 0.18% |
| 364 DAYS TBILL RED 10-12-2026 IN002025Z377 | 0.14% |
| Indian Oil Corporation Ltd. ** INE242A14ZD4 | 0.07% |
| 8.75% Godrej Finance Ltd. ** INE02KN07022 | 0.04% |
| Bajaj Housing Finance Ltd. ** INE377Y14CI6 | 0.04% |
From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹16,177 cr across all plans · this plan ₹5.43 cr |
| Fund house | LIC Mutual Fund |
| Category | Debt · Liquid |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.13% · Regular 0.20% (5 Nov 2026) |
| Exit load | Day 1: 0.0070%, Day 2: 0.0065%, Day 3: 0.0060%, Day 4:0.0055%, Day 5: 0.0050%, Day 6: 0.0045%, Day 7 onwards: 0.0000% |
| Minimum investment | ₹5,000 · additional ₹500 |
| Scheme code (AMFI) | 101184 |
| ISIN | INF767K01IQ3 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹5,201.1436 | +6.48% |
| Direct · IDCW | ₹1,035.2975 | +0.07% |
| Direct · IDCW | ₹1,262.0460 | +6.44% |
| Direct · IDCW | ₹1,127.7308 | +6.48% |
| Regular · Growth | ₹5,121.6278 | +6.39% |
| Regular · IDCW | ₹1,002.6566 | +0.10% |
| Regular · IDCW | ₹1,240.2687 | +6.35% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Axis Liquid Fund | +6.58% | +6.98% |
| Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) | +6.57% | +6.97% |
| Groww Liquid Fund | +6.52% | +6.96% |
| PGIM India Liquid Fund | +6.54% | +6.96% |
| Franklin India Liquid Fund | +6.55% | +6.96% |
| Franklin India Liquid Fund | +6.55% | +6.96% |
| BANK OF INDIA LIQUID FUND | +6.53% | +6.95% |
| Tata Liquid Fund | +6.50% | +6.94% |
Information only, not investment advice.
₹1,000.1751 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 0.00%, 3 years: 0.00% a year, 5 years: 0.00% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.