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LIC MF Medium to Long Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

LIC Mutual Fund · Debt fund · Regular plan · Growth

Medium to Long DurationRegular · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹76.0112 ▼ 0.10%
LIC Mutual Fund
Fund size₹175 crJuly - September 2026
1-month range₹75.13 – 76.09
1 year+3.79%rank 3 of 15
Expense ratio0.62%regular plan, a year
5 years+5.65%a year

What the fund does

LIC MF Medium to Long Duration Bond Fund is an open-ended debt scheme which will endeavor to generate an attractive return for its investors by investing in a portfolio is between 4 years and 7 years. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Medium to Long Duration Debt A-III Index
Launched23 Jun 1999
Fund houseLIC Mutual Fund
Fund managersFM -1-Mr. Pratik Harish ShroffFM -2-Rahul Singh

NAV history

757676 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+1.05%avg 1.0%
1 month
+0.48%avg 0.5%
3 months
+0.24%avg -0.3%
6 months
+2.66%avg 2.3%
This year
+3.54%avg 3.0%
1 year
+3.79%avg 3.2% · #3/15
3 years (a year)
+6.75%avg 6.2% · #2/14
5 years (a year)
+5.65%avg 5.3% · #4/14

Bars: this plan; the thin mark is the Medium to Long Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.6
2025+0.7+0.1+1.7+1.8+1.3-0.5+0.4-1.3+0.9+0.5+0.4+0.1
2026+0.0+0.8-1.3+0.9+0.2+2.4-0.2+0.1+0.1-0.5+1.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings2022 lines in all
Top 10 holdings65.8%of the fund
Debt65.9%bonds, government securities
Money market30.9%CDs, CPs, treasury bills

Where the money is

Equity 0.4%Debt 65.9%Money market 30.9%Cash & others 2.9%

Credit quality (debt and money market)

Sovereign
39.6%
AAA
32.0%
A1+
25.2%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Debt65.9%66.9%-0.96
Money market30.9%30.5%+0.34
Cash & others2.9%2.3%+0.65

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
SBI CDMDF--A2
INF0RQ622028		–0.35%

Bonds, money market and cash 21

HoldingSector / type% of fund
7.48% National Bk for Agriculture & Rural Dev. **
INE261F08EO7		CRISIL AAA8.69%
HDFC Bank Ltd. ** #
INE040A16IU7		CRISIL A1+8.51%
7.3% Government of India
IN0020230051		SOVEREIGN8.41%
7.42% Power Finance Corporation Ltd. **
INE134E08NL6		CRISIL AAA6.05%
7.65% State Government of Karnataka
IN1920170090		SOVEREIGN6.03%
7.71% Government of India
IN0020260033		SOVEREIGN5.90%
182 DAYS TBILL RED 08-04-2027
IN002026Y279		SOVEREIGN5.66%
Canara Bank ** #
INE476A16K22		CRISIL A1+5.54%
7.43% Jamnagar Utilities & Power Pvt. Ltd. **
INE936D07190		CRISIL AAA5.50%
7.24% Government of India
IN0020250075		SOVEREIGN5.50%
Small Industries Development Bk of India ** #
INE556F16CF5		CRISIL A1+5.47%
6.9% Government of India
IN0020250018		SOVEREIGN5.14%
7.71% REC Ltd. **
INE020B08EW9		CRISIL AAA3.06%
7.92% National Highways Authority of India **
INE906B07HE2		CRISIL AAA3.00%
6.94% Government of India
IN0020260025		SOVEREIGN2.91%
7.39% Indian Railway Finance Corporation Ltd. **
INE053F08403		CRISIL AAA2.90%
Indian Bank ** #
INE562A16QE7		FITCH A1+2.87%
Punjab National Bank ** #
INE160A16UV6		CRISIL A1+2.83%
7.79% Bajaj Finance Ltd. **
INE296A07UC7		CRISIL AAA2.80%
Treps–2.56%
Net Receivables / (Payables)–0.34%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.2%yearly, from daily NAVs
Worst fall-2.51%30 Nov 2016 → 28 Feb 2017
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt
60–100%
Money Market
0–40%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹175 cr across all plans · this plan ₹95.46 cr
Fund houseLIC Mutual Fund
CategoryDebt · Medium to Long Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.22% · Regular 0.62% (5 Nov 2026)
Exit load0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units, No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)100315
ISININF767K01923
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹82.6256+4.33%
Direct · IDCW₹19.9628+4.33%
Direct · IDCW₹19.9629+4.32%
Direct · IDCW₹19.9627+4.33%
Regular · IDCW₹16.6613+3.79%
Regular · IDCW₹16.1581+0.66%
Regular · IDCW₹16.6612+3.80%

Top Medium to Long Duration funds (regular plans)

Fund1 year3 years (a year)
Bandhan Medium to Long Term Fund+5.17%+7.17%
LIC MF Medium to Long Term Fund+3.79%+6.75%
ICICI Prudential Medium to Long Term Fund+3.68%+6.66%
HSBC Medium to Long Term Fund+3.03%+6.65%
HDFC Medium to Long Term Fund+2.86%+6.26%
SBI MEDIUM TO LONG TERM FUND+3.42%+6.16%
UTI Medium to Long Term Fund+2.73%+6.10%
Kotak Medium to Long Term Fund+3.16%+6.09%

All Medium to Long Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of LIC MF Medium to Long Term Fund - Regular Plan - Growth today?

₹76.0112 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Medium to Long Term Fund - Regular Plan - Growth?

1 year: 3.79%, 3 years: 6.75% a year, 5 years: 5.65% a year

How does LIC MF Medium to Long Term Fund rank in its category?

3 of 15 Medium to Long Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.