Markets / Mutual funds / Multi Asset Allocation
LIC Mutual Fund · Hybrid fund · Direct plan · IDCW
The investment objective of the Scheme is to generate long term capital appreciation by investing in diversified portfolio of equity & equity related instruments, debt & money market instruments and units of Gold Exchange Traded Funds (ETFs). There is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Multi Asset Allocation average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -2.2 | +7.2 | +2.3 | +2.6 | +2.7 | +0.1 | -1.1 | +3.6 | +4.9 | +0.5 | +1.8 | |
| 2026 | +0.7 | -0.8 | -10.3 | +8.1 | +1.6 | -0.5 | +1.5 | +2.6 | -3.5 | -3.9 | +4.5 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 31 Oct 2026 | 30 Sept 2026 | Change |
|---|---|---|---|
| Stocks held | 86.2% | 86.4% | -0.21 |
| Short positions | 0.0% | -0.2% | +0.22 |
| Debt | 12.0% | 11.7% | +0.30 |
| Cash & others | 1.8% | 1.9% | -0.10 |
| Top 10 stocks | 38.9% | 39.6% | -0.73 |
| Number of stocks | 47 | 46 | +1 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| LIC Mutual Fund INF767K01SM1 | 14.76% |
| ICICI Bank Ltd. INE090A01021 | 3.94% |
| Aditya Birla Sun Life Mutual Fund INF209KB19F6 | 3.27% |
| Multi Commodity Exchange Of India Ltd. INE745G01043 | 2.83% |
| Axis Bank Ltd. INE238A01034 | 2.80% |
| SML Mahindra Ltd. INE294B01019 | 2.58% |
| INDO-MIM Ltd. INE084101034 | 2.45% |
| Larsen & Toubro Ltd. INE018A01030 | 2.16% |
| Jindal Stainless Ltd. INE220G01021 | 2.06% |
| Mahindra & Mahindra Ltd. INE101A01026 | 2.01% |
| State Bank of India INE062A01020 | 1.90% |
| Cohance Lifesciences Ltd. INE03QK01018 | 1.82% |
| Karur Vysya Bank Ltd. INE036D01028 | 1.73% |
| Persistent Systems Ltd. INE262H01021 | 1.73% |
| Bharti Airtel Ltd. INE397D01024 | 1.73% |
| Nuvoco Vistas Corporation Ltd. INE118D01016 | 1.67% |
| InterGlobe Aviation Ltd. INE646L01027 | 1.64% |
| SKF India (Industrial) Ltd. INE2J8701016 | 1.64% |
| BSE Ltd. INE118H01025 | 1.62% |
| Siemens Energy India Ltd. INE1NPP01017 | 1.56% |
| Sun Pharmaceutical Industries Ltd. INE044A01036 | 1.46% |
| Nippon Life India Asset Management Ltd. INE298J01013 | 1.45% |
| Aster DM Quality Care Ltd. INE914M01019 | 1.44% |
| Neuland Laboratories Ltd. INE794A01010 | 1.41% |
| Nephrocare Health Services Ltd. INE428V01029 | 1.33% |
| Garware Hi-Tech Films Ltd. INE291A01017 | 1.33% |
| Ultratech Cement Ltd. INE481G01011 | 1.32% |
| Cholamandalam Investment & Fin Co Ltd. INE121A01024 | 1.32% |
| Delhivery Ltd. INE148O01028 | 1.29% |
| Navin Fluorine International Ltd. INE048G01026 | 1.25% |
| Torrent Pharmaceuticals Ltd. INE685A01028 | 1.22% |
| Mahindra & Mahindra Financial Serv Ltd. INE774D01024 | 1.19% |
| LG Electronics India Ltd. INE324D01010 | 1.15% |
| Schneider Electric Infrastructure Ltd. INE839M01018 | 1.13% |
| GE Vernova T&D India Limited INE200A01026 | 1.11% |
| Vishal Mega Mart Ltd INE01EA01019 | 1.09% |
| Apollo Hospitals Enterprise Ltd. INE437A01024 | 1.08% |
| BEML Ltd. INE258A01024 | 1.07% |
| Swiggy Ltd. INE00H001014 | 1.07% |
| Tenneco Clean Air India Ltd. INE19RI01016 | 1.04% |
| Trent Ltd. INE849A01020 | 1.04% |
| Bharat Electronics Ltd. INE263A01024 | 1.01% |
| Allied Blenders And Distillers Ltd. INE552Z01027 | 0.94% |
| MOIL Ltd. INE490G01020 | 0.85% |
| Foseco India Ltd. INE519A01011 | 0.75% |
| Radico Khaitan Ltd. INE944F01028 | 0.60% |
| Godfrey Phillips India Ltd. INE260B01028 | 0.37% |
| Holding | % of fund |
|---|---|
| 7.83% Tata Capital Housing Finance Ltd. ** INE033L07IV6 | 2.66% |
| 7.47% Reliance Industries Ltd. ** INE002A08708 | 2.12% |
| 7.39% Indian Railway Finance Corporation Ltd. ** INE053F08403 | 1.61% |
| Treps | 1.18% |
| 6.94% Government of India IN0020260025 | 1.08% |
| 6.79% Government of India IN0020240126 | 1.04% |
| 7.79% Bajaj Finance Ltd. ** INE296A07UC7 | 1.04% |
| Net Receivables / (Payables) | 0.60% |
| 7.65% State Government of Karnataka IN1920170090 | 0.56% |
| 8.13% Nuclear Power Corporation ** INE206D08394 | 0.55% |
| 7.7% National Highways Authority of India ** INE906B07HH5 | 0.54% |
| 7.2% State Government of Karnataka IN1920190080 | 0.53% |
| 7.1% Government of India IN0020240019 | 0.27% |
From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 21 Feb 2025).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹987 cr across all plans · this plan ₹0.87 cr |
| Fund house | LIC Mutual Fund |
| Category | Hybrid · Multi Asset Allocation |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.07% · Regular 2.38% (6 Nov 2026) |
| Exit load | 1. If units of the Scheme are redeemed / switched-out within 3 months from the date of allotment: a. Upto 12% of the units: No exit load will be levied b. Above 12% of the units: exit load of 1% of applicable NAV will be levied 2. If units of the Scheme are redeemed / switched-out after 3 months from the date of allotment: No exit load will be levied. |
| Minimum investment | ₹5,000 · additional ₹500 |
| Scheme code (AMFI) | 153247 |
| ISIN | INF767K01RY8 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹12.2879 | +1.72% |
| Regular · Growth | ₹11.9769 | +0.36% |
| Regular · IDCW | ₹11.9769 | +0.36% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Quant Multi Asset Allocation Fund | +11.66% | +21.88% |
| Nippon India Multi Asset Allocation Fund | +7.26% | +18.50% |
| DSP Multi Asset Allocation Fund | +8.82% | +18.26% |
| Kotak Multi Asset Allocation Fund | +9.01% | +17.24% |
| Aditya Birla Sun Life Multi Asset Allocation Fund | +9.73% | +16.90% |
| WhiteOak Capital Multi Asset Allocation Fund | +8.93% | +16.71% |
| Baroda BNP Paribas Multi Asset Fund | +6.11% | +15.22% |
| UTI Multi Asset Allocation Fund | +2.82% | +15.06% |
All Multi Asset Allocation funds ranked › · Compare with others ›
Information only, not investment advice.
₹12.2879 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 1.72%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.