LIC MF Overnight Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

LIC Mutual Fund · Debt fund · Direct plan · IDCW

OvernightDirect · IDCWRisk: Low

NAV · 6 Nov 2026

₹1,113.7055 ▲ 0.01%

LIC Mutual Fund

Fund size₹987 crJuly - September 2026

1-month range₹1,112.11 – 1,114.37

1 year+4.44%

Expense ratio0.11%direct plan, a year

5 years+2.16%a year

What the fund does

The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity/residual maturity of 1 business day. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY 1D Rate Index

Launched18 Jul 2019

Fund houseLIC Mutual Fund

Fund managersFM1 - Mr. Rahul SinghFM2- Mr. Aakash Dhulia

NAV history

Returns

1 week

0.00%avg 0.1%

1 month

+0.09%avg 0.4%

3 months

+0.97%avg 1.2%

6 months

+1.71%avg 2.3%

This year

+3.60%avg 3.9%

1 year

+4.44%avg 4.8%

3 years (a year)

+3.62%avg 5.5%

5 years (a year)

+2.16%avg 8.6%

Bars: this plan; the thin mark is the Overnight average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.5	+0.6	+0.7	+0.6	+0.4	+0.4	+0.5	+0.4	+0.5	+0.4	+0.5
2026	+0.4	+0.4	+0.5	+0.4	+0.5	+0.3	+0.0	+0.4	+0.4	+0.2	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held06 lines in all

Top 10 stocks0.0%of the fund

Equity0.0%stocks and equity derivatives

Debt & cash100.0%everything else

Where the money is

Money market 6.4%Cash & others 93.6%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Debt	0.0%	0.0%	0.00
Money market	6.4%	4.1%	+2.34
Cash & others	93.6%	95.9%	-2.35

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Debt, money market and cash 6

Holding	Sector / type	% of fund
Treps	–	55.87%
Reverse Repo	–	37.61%
182 DAYS TBILL RED 05-11-2026 IN002026Y055	SOVEREIGN	3.97%
182 DAYS TBILL RED 27-11-2026 IN002026Y089	SOVEREIGN	1.48%
91 DAYS TBILL RED 19-11-2026 IN002026X206	SOVEREIGN	0.99%
Net Receivables / (Payables)	–	0.07%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.4%yearly, from daily NAVs

Worst fall-0.11%16 Jun 2026 → 17 Jun 2026

RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jul 2019).

Where it can invest (limits from the scheme document)

Overnight securities or debt instruments maturing on or before the next business day

0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹987 cr across all plans · this plan ₹0.00 cr
Fund house	LIC Mutual Fund
Category	Debt · Overnight
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.11% · Regular 0.15% (6 Nov 2026)
Minimum investment	₹5,000 · additional ₹500
Scheme code (AMFI)	147514
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹1,439.9778	+5.27%
Direct · IDCW	₹1,440.1528	+5.27%
Direct · IDCW	₹1,135.9787	+4.95%
Regular · Growth	₹1,427.7126	+5.20%
Regular · IDCW	₹1,262.6748	+5.18%
Regular · IDCW	₹1,135.0042	–
Regular · IDCW	₹1,179.8228	+0.02%

Top Overnight funds (direct plans)

Fund	1 year	3 years (a year)
Tata Overnight Fund	+5.30%	+6.06%
Bajaj Finserv Overnight Fund	+5.35%	+6.06%
Nippon India Overnight Fund	+5.28%	+6.05%
Kotak Overnight Fund	+5.28%	+6.04%
Baroda BNP Paribas Overnight Fund	+5.29%	+6.04%
Mirae Asset Overnight Fund	+5.26%	+6.04%
quant Overnight Fund	+5.04%	+6.04%
UTI - Overnight Fund	+5.26%	+6.03%

All Overnight funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of LIC MF Overnight Fund - Direct Plan - IDCW today?

₹1,113.7055 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Overnight Fund - Direct Plan - IDCW?

1 year: 4.44%, 3 years: 3.62% a year, 5 years: 2.16% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.