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Mutual fundsSIF

LIC MF Ultra Short Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

LIC Mutual Fund · Debt fund · Direct plan · IDCW

Ultra Short DurationDirect · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,102.6871 ▲ 0.01%
LIC Mutual Fund
Fund size₹645 crJuly - September 2026
1-month range₹1,101.09 – 1,103.32
1 year+0.08%
Expense ratio0.25%direct plan, a year
5 years+1.75%a year

What the fund does

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Ultra Short Duration Debt A-I Index
Launched27 Nov 2019
Fund houseLIC Mutual Fund
Fund managersFM 1 - Mr. Rahul SinghFM 2 - Pratik Harish Shroff

NAV history

1,1011,1021,103 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.03%avg 0.2%
1 month
+0.07%avg 0.4%
3 months
+0.02%avg 1.1%
6 months
+0.05%avg 3.0%
This year
+0.08%avg 4.9%
1 year
+0.08%avg 5.8%
3 years (a year)
+0.01%avg 7.1%
5 years (a year)
+1.75%avg 6.5%

Bars: this plan; the thin mark is the Ultra Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.0
2025+0.0-0.0+0.1-0.1+0.0-0.0-0.0-0.0+0.0+0.0+0.0-0.0
2026+0.0-0.0+0.2-0.2+0.1+0.2-0.2+0.0-0.1+0.0+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings4143 lines in all
Top 10 holdings44.8%of the fund
Debt17.8%bonds, government securities
Money market75.4%CDs, CPs, treasury bills

Where the money is

Equity 0.1%Debt 17.8%Money market 75.4%Cash & others 6.8%Short -1.9%

Credit quality (debt and money market)

A1+
67.6%
AAA
12.6%
Sovereign
11.7%
AA
1.2%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Short positions-1.9%-1.9%0.00
Debt17.8%19.1%-1.26
Money market75.4%77.7%-2.30
Cash & others6.8%3.2%+3.58

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
SBI CDMDF--A2
INF0RQ622028		–0.10%

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-1.94%

Bonds, money market and cash 41

HoldingSector / type% of fund
HDFC Bank Ltd. ** #
INE040A16IM4		CRISIL A1+6.13%
Punjab National Bank ** #
INE160A16UD4		CRISIL A1+5.75%
ICICI Bank Ltd. ** #
INE090AD6287		CRISIL A1+5.74%
8.0409% Tata Capital Housing Finance Ltd. **
INE033L07ID4		CRISIL AAA4.09%
6.965% Embassy Office Parks REIT **
INE041007183		CRISIL AAA3.91%
91 DAYS TBILL RED 03-12-2026
IN002026X222		SOVEREIGN3.89%
Aditya Birla Capital Ltd. **
INE674K14DC6		CRISIL A1+3.87%
Small Industries Development Bk of India ** #
INE556F16CC2		CRISIL A1+3.81%
Kotak Mahindra Bank Ltd. ** #
INE237AD6166		CRISIL A1+3.81%
Cholamandalam Investment & Fin Co Ltd. **
INE121A14YL6		ICRA A1+3.81%
REC Ltd. **
INE020B14748		CRISIL A1+3.80%
National Bk for Agriculture & Rural Dev. ** #
INE261F16AH2		CRISIL A1+3.45%
7.14% Bajaj Housing Finance Ltd. **
INE377Y07557		CRISIL AAA2.86%
Treps–2.81%
6.37% REC Ltd. **
INE020B08FX4		ICRA AAA2.01%
7.59% REC Ltd. **
INE020B08FA2		CRISIL AAA2.01%
7.18% State Government of Tamil Nadu
IN3120170078		SOVEREIGN1.99%
8.03% Mindspace Business Parks Reit **
INE0CCU07090		CRISIL AAA1.97%
7.17% State Government of Karnataka
IN1920190072		SOVEREIGN1.96%
Canara Bank ** #
INE476A16J90		CRISIL A1+1.94%
Bajaj Finance Ltd. **
INE296A14K71		CRISIL A1+1.94%
364 DAYS TBILL RED 17-12-2026
IN002025Z385		SOVEREIGN1.94%
Infina Finance Pvt Ltd. **
INE879F14NW8		CRISIL A1+1.93%
Small Industries Development Bk of India ** #
INE556F16BX0		CRISIL A1+1.92%
City Union Bank Ltd. ** #
INE491A16227		ICRA A1+1.92%
Indian Bank ** #
INE562A16QJ6		CRISIL A1+1.91%
Export Import Bank of India ** #
INE514E16CP6		CARE A1+1.91%
Angel One Ltd. **
INE732I14DZ7		ICRA A1+1.91%
ICICI Securities Ltd. **
INE763G14F76		CRISIL A1+1.91%
182 DAYS TBILL RED 29-04-2027
IN002026Y303		SOVEREIGN1.89%
Sundaram Finance Ltd. **
INE660A14ZB1		CRISIL A1+1.87%
Small Industries Development Bk of India ** #
INE556F16CH1		CRISIL A1+1.83%
7.83% National Bk for Agriculture & Rural Dev. **
INE261F08ED0		CRISIL AAA1.67%
Bank of Baroda ** #
INE028A16LD2		FITCH A1+1.54%
8.95% 360 One Prime Ltd. **
INE248U07FW5		ICRA AA1.21%
Indian Bank ** #
INE562A16QE7		FITCH A1+1.15%
Time Technoplast Ltd. **
INE508G14JJ6		ICRA A1+1.14%
ICICI Securities Ltd. **
INE763G14M28		CRISIL A1+0.77%
Time Technoplast Ltd. **
INE508G14JN8		ICRA A1+0.75%
Angel One Ltd. **
INE732I14DL7		CRISIL A1+0.74%
Fedbank Financial Services Ltd. **
INE007N14EZ2		CRISIL A1+0.38%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility1.0%yearly, from daily NAVs
Worst fall-2.26%30 Apr 2021 → 30 Jun 2021
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Nov 2019).

Where it can invest (limits from the scheme document)

Debt & Money Market Instruments
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹645 cr across all plans · this plan ₹0.01 cr
Fund houseLIC Mutual Fund
CategoryDebt · Ultra Short Duration
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.25% · Regular 1.38% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)147769
ISININF767K01QR4
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹1,472.8611+6.67%
Direct · IDCW₹1,102.13260.00%
Direct · IDCW₹1,472.0633+6.62%
Regular · Growth₹1,424.2735+5.66%
Regular · IDCW₹1,093.41160.00%
Regular · IDCW₹1,030.9775+0.07%
Regular · IDCW₹1,423.9880+5.62%

Top Ultra Short Duration funds (direct plans)

Fund1 year3 years (a year)
HSBC Ultra Short to Short Term Fund+6.00%+7.76%
Nippon India Ultra Short Term Fund+6.87%+7.55%
Aditya Birla Sun Life Ultra Short Term Fund+6.44%+7.45%
Nippon India Ultra Short to Short Term Fund+6.13%+7.41%
Kotak Ultra Short to Short Term Fund+5.85%+7.39%
ICICI Prudential Ultra Short to Short Term Fund+6.04%+7.38%
Mahindra Manulife Ultra Short to Short Term Fund+6.08%+7.38%
ICICI Prudential Ultra Short term Fund+6.46%+7.36%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of LIC MF Ultra Short Term Fund - Direct Plan - IDCW today?

₹1,102.6871 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Ultra Short Term Fund - Direct Plan - IDCW?

1 year: 0.08%, 3 years: 0.01% a year, 5 years: 1.75% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.