Markets / Mutual funds / Liquid
Navi Mutual Fund · Debt fund · Direct plan · IDCW
Debt fund in the Liquid category, from Navi Mutual Fund.
Bars: this plan; the thin mark is the Liquid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.0 | |||||||||||
| 2025 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2026 | +0.0 | +0.0 | +0.0 | -0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 27.6% | 14.2% | +13.40 |
| Money market | 67.6% | 61.9% | +5.68 |
| Cash & others | 4.8% | 23.9% | -19.08 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| 91 DAYS TREASURY BILL 12-NOV-2026 IN002026X198 | 12.19% |
| 8.85% POWER GRID CORPORATION OF INDIA LIMITED (19/10/2026) ** INE752E07KL3 | 8.59% |
| BANK OF BARODA (06/11/2026) **# INE028A16KI3 | 7.31% |
| 7.91% SUNDARAM HOME FINANCE LTD (27/11/2026) ** INE667F07IU5 | 6.14% |
| 7.95% SIKKA PORTS & TERMINALS LIMITED (28/10/2026) INE941D07158 | 6.14% |
| 7.49% NABARD (15/10/2026) ** INE261F08EB4 | 6.13% |
| 91 DAYS TREASURY BILL 01-OCT-2026 IN002026X131 | 6.13% |
| 91 DAYS TREASURY BILL 05-NOV-2026 IN002026X180 | 6.10% |
| L&T FINANCE LIMITED (05/11/2026) ** INE498L14GG2 | 6.09% |
| 364 DAYS TREASURY BILL 03-DEC-2026 IN002025Z369 | 6.07% |
| HDFC SECURITIES LIMITED (04/12/2026) ** INE700G14VX5 | 6.06% |
| INDIAN BANK (06/11/2026) **# INE562A16PT7 | 4.87% |
| TIME TECHNOPLAST LIMITED (13/11/2026) ** INE508G14JI8 | 4.86% |
| TREPS/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | 4.84% |
| PUNJAB NATIONAL BANK (15/12/2026) **# INE160A16TZ9 | 4.84% |
| EXIM BANK (04/11/2026) INE514E14TS9 | 3.05% |
| % SBI FUNDS MANAGEMENT LTD () ** INF0RQ622028 | 0.59% |
From the fund house's monthly portfolio (public-assets.prod.navi-tech.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹78.02 cr across all plans · this plan ₹0.03 cr |
| Fund house | Navi Mutual Fund |
| Category | Debt · Liquid |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.26% · Regular 0.32% (6 Nov 2026) |
| Scheme code (AMFI) | 119163 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · IDCW | ₹10.0261 | +0.04% |
| Direct · IDCW | ₹10.0124 | +0.03% |
| Direct · IDCW | ₹10.0000 | 0.00% |
| Regular · Growth | ₹30.5889 | +5.72% |
| Regular · Growth | ₹30.8837 | +5.78% |
| Regular · IDCW | ₹10.0129 | 0.00% |
| Regular · IDCW | ₹10.0127 | +0.03% |
| Regular · IDCW | ₹10.0259 | +0.04% |
| Regular · IDCW | ₹30.7844 | +5.82% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Aditya Birla Sun Life Liquid Fund | +6.56% | +6.99% |
| Edelweiss Liquid Fund | +6.54% | +6.99% |
| Franklin India Liquid Fund | +6.56% | +6.98% |
| Canara Robeco Liquid Fund | +6.50% | +6.98% |
| Nippon India Liquid Fund | +6.55% | +6.96% |
| DSP Liquid Fund | +6.55% | +6.96% |
| Mahindra Manulife Liquid Fund | +6.53% | +6.96% |
| Union Liquid Fund | +6.51% | +6.95% |
Information only, not investment advice.
₹10.0129 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.00%, 3 years: 0.00% a year, 5 years: -60.19% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.