Nippon India Floating Interest Rates Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Nippon India Mutual Fund · Debt fund · Direct plan · IDCW

FloaterDirect · IDCWRisk: Low to Moderate

NAV · 6 Nov 2026

₹11.3595 ▼ 0.02%

Nippon India Mutual Fund

Fund size₹7,470 crJuly - September 2026

1-month range₹11.28 – 11.36

1 year-0.01%

3 years+0.29%a year

5 years+0.31%a year

What the fund does

The primary objective of the scheme is to generate regular income through investment predominantly in floating rate and money market instruments and fixed rate debt instruments. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY Short Duration Debt Index A-II

Launched27 Aug 2004

Fund houseNippon India Mutual Fund

Fund managersVikash Agarwal

NAV history

Returns

1 week

+0.58%avg 0.4%

1 month

+0.39%avg 0.3%

3 months

-0.13%avg 0.7%

6 months

+0.31%avg 2.9%

This year

+0.12%avg 4.8%

1 year

-0.01%avg 5.6%

3 years (a year)

+0.29%avg 7.5%

5 years (a year)

+0.31%avg 6.8%

Bars: this plan; the thin mark is the Floater average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.1
2025	+0.2	-0.2	+0.5	-0.4	+0.3	-0.2	-0.0	+0.0	+0.2	+0.0	+0.0	+0.0
2026	+0.0	-0.0	-0.3	-0.2	+0.2	+0.6	-0.3	-0.4	+0.1	-0.1	+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings104107 lines in all

Top 10 holdings24.4%of the fund

Debt72.3%bonds, government securities

Money market12.8%CDs, CPs, treasury bills

Where the money is

Equity 6.4%Debt 72.3%Money market 12.8%Cash & others 8.5%

Credit quality (debt and money market)

AAA

62.8%

A1+

12.8%

Sovereign

9.5%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	6.4%	5.0%	+1.39
Debt	72.3%	81.5%	-9.24
Money market	12.8%	7.8%	+4.96
Cash & others	8.5%	5.6%	+2.89
Top 10 stocks	6.4%	5.0%	+1.39
Number of stocks	5	4	+1

New stocks 1

ICICI Home Finance Company Limited**1.34%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 5

Holding	Sector / type	% of fund
Mahindra & Mahindra Financial Services Limited** INE774D07VP7	CRISIL AAA	2.68%
Small Industries Dev Bank of India** INE556F08LE6	CRISIL AAA	1.71%
ICICI Home Finance Company Limited** INE071G07884	ICRA AAA	1.34%
Tata Capital Limited** INE976I07DE9	CRISIL AAA	0.33%
Corporate Debt Market Development Fund Class A2 INF0RQ622028	–	0.33%

Bonds, money market and cash 102

Holding	Sector / type	% of fund
Triparty Repo	–	5.59%
7.96% Pipeline Infrastructure Private Limited** INE01XX07034	CRISIL AAA	3.41%
7.57% Indian Railway Finance Corporation Limited** INE053F08353	CRISIL AAA	3.34%
Net Current Assets	–	2.90%
7.64% National Bank For Agriculture and Rural Development** INE261F08EJ7	ICRA AAA	2.40%
HDFC Bank Limited** INE040A16IZ6	CARE A1+	2.28%
8.54% REC Limited** INE020B08BE3	CRISIL AAA	2.20%
7.4% Summit Digitel Infrastructure Limited** INE507T07070	CRISIL AAA	2.13%
8.15% JIO Credit Limited** INE282H07067	CRISIL AAA	1.99%
7.45% Bharti Telecom Limited** INE403D08280	CRISIL AAA	1.97%
HDFC Bank Limited INE040A16KD9	ICRA A1+	1.97%
National Bank For Agriculture and Rural Development** INE261F16AK6	CRISIL A1+	1.96%
8.75% LIC Housing Finance Limited** INE115A07NP6	CRISIL AAA	1.84%
8.2% Tata Capital Housing Finance Limited INE033L07IW4	CRISIL AAA	1.68%
7.64% Bajaj Housing Finance Limited INE377Y07664	CRISIL AAA	1.64%
7.45% Power Finance Corporation Limited** INE134E08NP7	CRISIL AAA	1.60%
Siddhivinayak Securitisation Trust** INE2I7F15012	CRISIL AAA(SO)	1.60%
Radhakrishna Securitisation Trust** INE2I7H15018	CRISIL AAA(SO)	1.60%
Sundaram Home Finance Limited** INE667F07IG4	ICRA AAA	1.53%
6.45% Government of India IN0020210137	SOVEREIGN	1.52%
Shivshakti Securitisation Trust** INE2I7G15010	CRISIL AAA(SO)	1.34%
7.77% Bajaj Finance Limited** INE296A07TW7	CRISIL AAA	1.32%
7.79% Tata Capital Housing Finance Limited** INE033L07IU8	CRISIL AAA	1.32%
Union Bank of India INE692A16KU1	ICRA A1+	1.31%
HDFC Bank Limited** INE040A16IO0	CARE A1+	1.30%
Small Industries Dev Bank of India** INE556F14MP8	CRISIL A1+	1.27%
7.61% Kotak Mahindra Investments Limited** INE975F07JB0	CRISIL AAA	1.25%
7.02% State Government Securities IN3120240699	SOVEREIGN	1.13%
8.14% State Government Securities IN1520180333	SOVEREIGN	1.09%
7.47% Small Industries Dev Bank of India** INE556F08KR0	CRISIL AAA	1.06%
7.88% Poonawalla Fincorp Limited** INE511C07995	CRISIL AAA	1.05%
8.7% REC Limited** INE020B08BC7	CRISIL AAA	1.03%
7.44% Small Industries Dev Bank of India INE556F08KT6	CRISIL AAA	1.00%
7.48% National Bank For Agriculture and Rural Development INE261F08EO7	CRISIL AAA	1.00%
7.53% Poonawalla Fincorp Limited** INE511C07912	CRISIL AAA	1.00%
6.87% Government of India IN0020200120	SOVEREIGN	0.98%
Canara Bank INE476A16G28	CRISIL A1+	0.98%
7.51% Small Industries Dev Bank of India INE556F08KU4	CRISIL AAA	0.93%
7.89% Summit Digitel Infrastructure Limited** INE507T07138	CRISIL AAA	0.80%
India Universal Trust** INE16J715027	FITCH AAA(SO)	0.77%
8.32% State Government Securities IN3320180158	SOVEREIGN	0.75%
GOI Strips (MD 15/04/2029) IN000429C042	SOVEREIGN	0.74%
6.90% GOI Strips (c)-MD(15/10/29) IN001029C049	SOVEREIGN	0.69%
9% Power Finance Corporation Limited** INE134E08FL2	CRISIL AAA	0.68%
India Universal Trust** INE1CBK15029	CRISIL AAA(SO)	0.68%
7.87% IndiGrid Infrastructure Trust** INE219X07454	CRISIL AAA	0.67%
8.25% Nomura Fixed Inc Securities Pvt Ltd** INE127K08017	FITCH AAA	0.67%
7.9% Jamnagar Utilities & Power Private Limited** INE936D07182	CRISIL AAA	0.67%
8.05% Tata Capital Housing Finance Limited** INE033L07IH5	CRISIL AAA	0.67%
7.68% National Bank For Agriculture and Rural Development** INE261F08EG3	CRISIL AAA	0.67%
7.4% Export Import Bank of India** INE514E08GC2	CRISIL AAA	0.67%
7.86% Aditya Birla Housing Finance Limited** INE831R07573	CRISIL AAA	0.67%
7.75% Bharti Telecom Limited** INE403D08314	CRISIL AAA	0.66%
7.9% HDB Financial Services Limited** INE756I07FR2	CRISIL AAA	0.66%
7.28% REC Limited** INE020B08GI3	CRISIL AAA	0.66%
7.22% Small Industries Dev Bank of India INE556F08LC0	CRISIL AAA	0.66%
6.64% Housing & Urban Development Corporation Limited** INE031A08996	ICRA AAA	0.66%
6.85% National Bank For Agriculture and Rural Development INE261F08EQ2	ICRA AAA	0.66%
6.74% Small Industries Dev Bank of India** INE556F08LA4	CRISIL AAA	0.65%
7.17% REC Limited** INE020B08GF9	CRISIL AAA	0.65%
National Bank For Agriculture and Rural Development** INE261F16AL4	CRISIL A1+	0.65%
7.15% State Government Securities IN3120240715	SOVEREIGN	0.59%
7.96% Pipeline Infrastructure Private Limited** INE01XX07042	CRISIL AAA	0.59%
7.96% Pipeline Infrastructure Private Limited** INE01XX07059	CRISIL AAA	0.59%
7.87% Bajaj Housing Finance Limited** INE377Y07680	CRISIL AAA	0.58%
8.85% Power Finance Corporation Limited** INE134E08KC1	CRISIL AAA	0.55%
7.62% National Bank For Agriculture and Rural Development** INE261F08EH1	CRISIL AAA	0.53%
8.45% Indian Railway Finance Corporation Limited** INE053F07AY7	CRISIL AAA	0.51%
7.17% State Government Securities IN1620190158	SOVEREIGN	0.47%
7.98% Bajaj Finance Limited** INE296A07TD7	CRISIL AAA	0.47%
7.44% National Bank For Agriculture and Rural Development INE261F08EU4	CRISIL AAA	0.46%
7.87% Summit Digitel Infrastructure Limited** INE507T07146	CRISIL AAA	0.40%
7.7% Small Industries Dev Bank of India** INE556F08LH9	CRISIL AAA	0.40%
Small Industries Dev Bank of India** INE556F16CD0	CRISIL A1+	0.39%
8.08% State Government Securities IN2220180052	SOVEREIGN	0.34%
8.08% State Government Securities IN3120180200	SOVEREIGN	0.34%
7.86% State Government Securities IN2920170122	SOVEREIGN	0.34%
8.6% REC Limited** INE020B08BL8	CRISIL AAA	0.34%
7.7% Nuclear Power Corporation Of India Limited** INE206D08501	ICRA AAA	0.34%
8.18% Mahindra & Mahindra Financial Services Limited INE774D07VF8	CRISIL AAA	0.33%
7.45% Indian Railway Finance Corporation Limited** INE053F08320	CRISIL AAA	0.33%
7.42% Power Finance Corporation Limited** INE134E08NL6	CRISIL AAA	0.33%
8.05% Bajaj Housing Finance Limited** INE377Y07474	CRISIL AAA	0.33%
7.49% Small Industries Dev Bank of India** INE556F08KX8	CRISIL AAA	0.33%
7.08% Indian Railway Finance Corporation Limited** INE053F07CA3	CRISIL AAA	0.33%
Punjab National Bank INE160A16UI3	CARE A1+	0.33%
7.55% L&T Metro Rail (Hyderabad) Limited** INE128M08094	CRISIL AAA(CE)	0.32%
7.63% State Government Securities IN2220220049	SOVEREIGN	0.27%
Bank of Baroda INE028A16LW2	CARE A1+	0.20%
National Highways Infra Trust** INE0H7R07066	CARE AAA	0.14%
7.17% State Government Securities IN1520190183	SOVEREIGN	0.13%
8% Tata Capital Housing Finance Limited** INE033L07HY2	CRISIL AAA	0.13%
National Highways Infra Trust** INE0H7R07058	CARE AAA	0.12%
8.2% Aditya Birla Housing Finance Limited** INE831R07425	ICRA AAA	0.11%
7.18% State Government Securities IN2120190086	SOVEREIGN	0.07%
7.62% National Bank For Agriculture and Rural Development** INE261F08DV4	CRISIL AAA	0.07%
Punjab National Bank** INE160A16TZ9	CRISIL A1+	0.07%
Canara Bank** INE476A16H92	ICRA A1+	0.07%
7.13% State Government Securities IN1920240257	SOVEREIGN	0.06%
Cash Margin - CCIL	–	0.04%
8.38% State Government Securities IN1520180309	SOVEREIGN	0.03%
7.9% Sikka Ports and Terminals Limited** INE941D07166	CRISIL AAA	0.02%

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From the fund house's monthly portfolio (mf.nipponindiaim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.2%yearly, from daily NAVs

Worst fall-1.51%11 Apr 2025 → 21 May 2026

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹7,470 cr across all plans · this plan ₹0.41 cr
Fund house	Nippon India Mutual Fund
Category	Debt · Floater
Plan	Direct
Option	IDCW
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	118655
ISIN	INF204K01D89
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹51.2030	+4.80%
Direct · IDCW	₹10.2714	-1.24%
Direct · IDCW	₹10.2935	-0.91%
Direct · IDCW	₹10.8997	-0.89%
Direct · IDCW	₹22.8445	+4.80%
Regular · Growth	₹48.4693	+4.49%
Regular · IDCW	₹11.1534	-0.05%
Regular · IDCW	₹10.2496	-1.24%
Regular · IDCW	₹10.2851	-0.96%
Regular · IDCW	₹10.9968	-0.93%
Regular · IDCW	₹21.8850	+4.49%

Top Floater funds (direct plans)

Fund	1 year	3 years (a year)
Franklin India Floating Interest Rates Fund	+5.84%	+7.96%
BANDHAN FLOATING INTEREST RATES FUND	+6.05%	+7.75%
ICICI Prudential Floating Interest Rates Fund	+6.02%	+7.74%
DSP Floating Interest Rates Fund	+4.80%	+7.63%
Kotak Floating Interest Rates Fund	+5.20%	+7.57%
HDFC Floating Interest Rates Fund	+5.50%	+7.51%
SBI Floating Interest Rates Fund	+6.11%	+7.44%
Nippon India Floating Interest Rates Fund	+4.80%	+7.38%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Nippon India Floating Interest Rates Fund - Direct Plan - IDCW today?

₹11.3595 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Nippon India Floating Interest Rates Fund - Direct Plan - IDCW?

1 year: -0.01%, 3 years: 0.29% a year, 5 years: 0.31% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.