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Nippon India Retirement Fund- Income Generation Scheme - Regular Plan - Growth

NAVs of 8 Nov 2026

Nippon India Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · GrowthRisk: Moderately High
NAV · 6 Nov 2026
₹20.3239 ▲ 0.14%
Nippon India Mutual Fund
Fund size₹143 crJuly - September 2026
1-month range₹19.64 – 20.32
1 year+0.46%rank 28 of 34
3 years+6.11%a year
5 years+5.31%a year

What the fund does

The investment objective of the scheme is to provide capital appreciation to the investors, which will be in line with their long term savings goal, by investing in a diversified portfolio of equity & equity related instruments with small exposure to fixed income securities. Although, the objective of the Fund is to generate optimal returns, the objective may or may not be achieved.

BenchmarkTier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Launched11 Feb 2015
Fund houseNippon India Mutual Fund
Fund managersFM 1 Pranay SinhaFM 2 Ritesh Rathod

NAV history

202021 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+3.15%avg 4.7%
1 month
+2.37%avg 3.4%
3 months
-1.50%avg -0.8%
6 months
+1.83%avg 2.6%
This year
+0.28%avg 1.7%
1 year
+0.46%avg 2.4% · #28/34
3 years (a year)
+6.11%avg 10.0% · #29/31
5 years (a year)
+5.31%avg 8.1% · #26/29

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.1
2025-0.5-1.4+2.8+1.7+1.7-1.0+0.4-2.2+1.2+0.5+0.7-0.4
2026-0.8+0.6-4.3+2.3+0.1+2.9+0.3-0.1-2.7-0.8+3.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2831 lines in all
Top 10 holdings82.1%of the fund
Debt74.9%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 19.2%Debt 74.9%Cash & others 5.9%

Credit quality (debt and money market)

Sovereign
74.9%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held19.2%19.9%-0.77
Debt74.9%74.2%+0.74
Cash & others5.9%5.9%+0.03
Top 10 stocks14.6%15.1%-0.50
Number of stocks21210

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 21

HoldingSector / type% of fund
ICICI Bank Limited
INE090A01021		Banks2.87%
State Bank of India
INE062A01020		Banks2.08%
HDFC Bank Limited
INE040A01034		Banks1.54%
Reliance Industries Limited
INE002A01018		Petroleum Products1.54%
Larsen & Toubro Limited
INE018A01030		Construction1.29%
Axis Bank Limited
INE238A01034		Banks1.15%
Samvardhana Motherson International Limited
INE775A01035		Auto Components1.13%
NTPC Limited
INE733E01010		Power1.11%
Eternal Limited
INE758T01015		Retailing0.99%
Mahindra & Mahindra Limited
INE101A01026		Automobiles0.85%
Dixon Technologies (India) Limited
INE935N01020		Consumer Durables0.71%
Cummins India Limited
INE298A01020		Industrial Products0.69%
Infosys Limited
INE009A01021		IT - Software0.66%
Mishra Dhatu Nigam Limited
INE099Z01011		Aerospace & Defense0.44%
Tata Consultancy Services Limited
INE467B01029		IT - Software0.44%
SBI Life Insurance Company Limited
INE123W01016		Insurance0.43%
Crompton Greaves Consumer Electricals Limited
INE299U01018		Consumer Durables0.30%
Kaynes Technology India Limited
INE918Z01012		Industrial Manufacturing0.28%
Sun Pharmaceutical Industries Limited
INE044A01036		Pharmaceuticals & Biotechnology0.26%
Tube Investments of India Limited
INE974X01010		Auto Components0.21%
Apollo Hospitals Enterprise Limited
INE437A01024		Healthcare Services0.18%

Bonds, money market and cash 10

HoldingSector / type% of fund
7.06% Government of India
IN0020160068		SOVEREIGN30.72%
6.68% Government of India
IN0020250042		SOVEREIGN17.08%
8.13% Government of India
IN0020150044		SOVEREIGN16.12%
8.17% Government of India
IN0020140078		SOVEREIGN4.98%
Triparty Repo–4.20%
6.36% Government of India
IN0020250141		SOVEREIGN3.55%
Net Current Assets–1.69%
8.3% Government of India
IN0020120062		SOVEREIGN1.66%
8.83% Government of India
IN0020110063		SOVEREIGN0.82%
Cash Margin - CCIL–0.03%

From the fund house's monthly portfolio (mf.nipponindiaim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.6%yearly, from daily NAVs
Worst fall-5.66%16 May 2025 → 2 Apr 2026
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹143 cr across all plans · this plan ₹118 cr
Fund houseNippon India Mutual Fund
CategorySolution oriented · Retirement
PlanRegular
OptionGrowth
Minimum investment₹500 · additional ₹500
Scheme code (AMFI)133572
ISININF204KA1C22
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹23.4722+1.56%
Direct · IDCW₹23.4722+1.56%
Direct · IDCW₹23.4722+1.56%
Regular · IDCW₹20.3266+0.46%
Regular · IDCW₹20.3239+0.46%

Top Retirement funds (regular plans)

Fund1 year3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan+2.49%+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan+1.68%+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan+11.39%+16.00%
Tata Retirement Savings Fund-Progressive Plan+6.71%+13.55%
Axis Retirement Fund - Dynamic Plan+1.19%+13.32%
Tata Retirement Savings Fund-Moderate Plan+6.31%+12.87%
Union Retirement Fund+3.53%+12.45%
Axis Retirement Fund - Aggressive Plan+1.02%+12.44%
Nippon India Retirement Fund- Income Generation Scheme+0.46%+6.11%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Nippon India Retirement Fund- Income Generation Scheme - Regular Plan - Growth today?

₹20.3239 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Nippon India Retirement Fund- Income Generation Scheme - Regular Plan - Growth?

1 year: 0.46%, 3 years: 6.11% a year, 5 years: 5.31% a year

How does Nippon India Retirement Fund- Income Generation Scheme rank in its category?

28 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.