Nippon India Retirement Fund- Wealth Creation Scheme - Regular Plan - IDCW

NAVs of 8 Nov 2026

Nippon India Mutual Fund · Solution oriented fund · Regular plan · IDCW

RetirementRegular · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹28.4899 ▲ 0.67%

Nippon India Mutual Fund

Fund size₹3,100 crJuly - September 2026

1-month range₹26.17 – 28.49

1 year-2.05%

3 years+10.79%a year

5 years+9.71%a year

What the fund does

The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

BenchmarkBSE 500 TRI

Launched11 Feb 2015

Fund houseNippon India Mutual Fund

Fund managersFM 1 Ritesh RathodFM 2 Pranay Sinha

NAV history

Returns

1 week

+6.73%avg 4.7%

1 month

+4.44%avg 3.4%

3 months

-2.84%avg -0.8%

6 months

-0.08%avg 2.6%

This year

-1.57%avg 1.7%

1 year

-2.05%avg 2.4%

3 years (a year)

+10.79%avg 10.0%

5 years (a year)

+9.71%avg 8.1%

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.9
2025	-6.2	-7.5	+7.0	+2.1	+3.3	+3.1	-1.3	-2.0	+1.5	+2.8	-0.1	-1.2
2026	-1.9	+0.8	-11.1	+10.1	-0.4	+1.8	+2.0	+0.1	-5.8	-2.2	+6.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held7174 lines in all

Top 10 stocks40.3%of the fund

Short positions-0.2%sold through derivatives

Net equity98.8%long stocks and derivatives minus shorts

Where the money is

Equity 99.0%Cash & others 1.1%Short -0.2%

Sectors (stocks held)

Banks

22.0%

Power

6.8%

Pharmaceuticals & Biotechnology

5.5%

Finance

5.4%

Retailing

5.3%

IT - Software

4.6%

Automobiles

4.3%

Petroleum Products

4.1%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	99.0%	99.5%	-0.53
Short positions	-0.2%	-0.0%	-0.13
Cash & others	1.1%	0.5%	+0.53
Top 10 stocks	40.3%	40.9%	-0.57
Number of stocks	71	70	+1

New stocks 3

Container Corporation of India Limited0.91%
Fortis Healthcare Limited0.90%
Avenue Supermarts Limited0.63%

Stocks sold off 2

PB Fintech Limitedwas 0.96%
Ellenbarrie Industrial Gases Limitedwas 0.40%

Bought more 6

NLC India Limited+0.81
Page Industries Limited+0.64
Tube Investments of India Limited+0.61
HDFC Bank Limited+0.46
NTPC Green Energy Limited+0.40
Varun Beverages Limited+0.25

Cut back 8

Larsen & Toubro Limited-1.30
Tech Mahindra Limited-0.94
ICICI Bank Limited-0.64
JSW Infrastructure Ltd-0.56
Gland Pharma Limited-0.39
Infosys Limited-0.27
Eternal Limited-0.26
Kaynes Technology India Limited-0.26

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 71

Holding	Sector / type	% of fund
HDFC Bank Limited INE040A01034	Banks	7.72%
ICICI Bank Limited INE090A01021	Banks	6.89%
Axis Bank Limited INE238A01034	Banks	4.17%
Reliance Industries Limited INE002A01018	Petroleum Products	4.14%
Infosys Limited INE009A01021	IT - Software	3.72%
Mahindra & Mahindra Limited INE101A01026	Automobiles	3.27%
JSW Energy Limited INE121E01018	Power	3.03%
State Bank of India INE062A01020	Banks	2.94%
Alkem Laboratories Limited INE540L01014	Pharmaceuticals & Biotechnology	2.26%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	2.14%
Vedanta Aluminium Metal Limited INE1CDF01017	Non - Ferrous Metals	2.01%
Varun Beverages Limited INE200M01039	Beverages	1.91%
HDFC Asset Management Company Limited INE127D01025	Capital Markets	1.91%
InterGlobe Aviation Limited INE646L01027	Transport Services	1.70%
NTPC Green Energy Limited INE0ONG01011	Power	1.68%
Info Edge (India) Limited INE663F01032	Retailing	1.68%
Indus Towers Limited INE121J01017	Telecom - Services	1.66%
Eternal Limited INE758T01015	Retailing	1.52%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	1.51%
Godrej Consumer Products Limited INE102D01028	Personal Products	1.48%
Swiggy Limited INE00H001014	Retailing	1.45%
Ambuja Cements Limited INE079A01024	Cement & Cement Products	1.32%
Bajaj Finance Limited INE296A01032	Finance	1.31%
Blue Star Limited INE472A01039	Consumer Durables	1.29%
Max Financial Services Limited INE180A01020	Insurance	1.29%
United Spirits Limited INE854D01024	Beverages	1.27%
The Indian Hotels Company Limited INE053A01029	Leisure Services	1.24%
JSW Infrastructure Ltd INE880J01026	Transport Infrastructure	1.21%
Nestle India Limited INE239A01024	Food Products	1.19%
NLC India Limited INE589A01014	Power	1.15%
TD Power Systems Limited INE419M01035	Electrical Equipment	1.10%
Endurance Technologies Limited INE913H01037	Auto Components	1.09%
LIC Housing Finance Limited INE115A01026	Finance	1.05%
Titan Company Limited INE280A01028	Consumer Durables	1.03%
Gland Pharma Limited INE068V01023	Pharmaceuticals & Biotechnology	0.99%
TVS Motor Company Limited INE494B01023	Automobiles	0.98%
Cummins India Limited INE298A01020	Industrial Products	0.97%
Mishra Dhatu Nigam Limited INE099Z01011	Aerospace & Defense	0.96%
Healthcare Global Enterprises Limited INE075I01017	Healthcare Services	0.94%
Bharti Hexacom Limited INE343G01021	Telecom - Services	0.93%
Crompton Greaves Consumer Electricals Limited INE299U01018	Consumer Durables	0.92%
Container Corporation of India Limited INE111A01025	Transport Services	0.91%
Fortis Healthcare Limited INE061F01013	Healthcare Services	0.90%
Abbott India Limited INE358A01014	Pharmaceuticals & Biotechnology	0.89%
Tata Power Company Limited INE245A01021	Power	0.89%
Page Industries Limited INE761H01022	Textiles & Apparels	0.85%
Tube Investments of India Limited INE974X01010	Auto Components	0.81%
Power Finance Corporation Limited INE134E01011	Finance	0.81%
ISGEC Heavy Engineering Limited INE858B01029	Construction	0.78%
Shriram Finance Limited INE721A01047	Finance	0.76%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.72%
TBO Tek Limited INE673O01025	Leisure Services	0.69%
Piramal Pharma Limited INE0DK501011	Pharmaceuticals & Biotechnology	0.69%
Mankind Pharma Limited INE634S01028	Pharmaceuticals & Biotechnology	0.65%
Larsen & Toubro Limited INE018A01030	Construction	0.64%
Avenue Supermarts Limited INE192R01011	Retailing	0.63%
Escorts Kubota Limited INE042A01014	Agricultural, Commercial & Construction Vehicles	0.56%
Samvardhana Motherson International Limited INE775A01035	Auto Components	0.56%
Bharat Heavy Electricals Limited INE257A01026	Electrical Equipment	0.53%
Tech Mahindra Limited INE669C01036	IT - Software	0.52%
Indegene Limited INE065X01017	Healthcare Services	0.51%
Sharda Motor Industries Ltd. INE597I01028	Auto Components	0.50%
Gillette India Limited INE322A01010	Personal Products	0.47%
Syngene International Limited INE398R01022	Healthcare Services	0.46%
Bajel Projects Limited INE0KQN01018	Electrical Equipment	0.40%
Kaynes Technology India Limited INE918Z01012	Industrial Manufacturing	0.36%
KPIT Technologies Limited INE04I401011	IT - Software	0.34%
ICICI Prudential Life Insurance Company Limited INE726G01019	Insurance	0.34%
United Breweries Limited INE686F01025	Beverages	0.32%
AU Small Finance Bank Limited INE949L01017	Banks	0.25%
Afcons Infrastructure Limited INE101I01011	Construction	0.19%

Show 56 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-0.17%

Debt, money market and cash 2

Holding	Sector / type	% of fund
Triparty Repo	–	1.21%
Cash Margin - CCIL	–	0.01%

From the fund house's monthly portfolio (mf.nipponindiaim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility15.1%yearly, from daily NAVs

Worst fall-39.34%31 Jan 2018 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹3,100 cr across all plans · this plan ₹3.34 cr
Fund house	Nippon India Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	IDCW
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	133631
ISIN	INF204KA1B80
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹32.4920	-1.13%
Direct · IDCW	₹22.5050	-7.37%
Direct · IDCW	₹32.4920	-1.13%
Regular · Growth	₹28.4899	-2.05%
Regular · IDCW	₹19.1192	-9.20%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+2.49%	+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+1.68%	+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+11.39%	+16.00%
Tata Retirement Savings Fund-Progressive Plan	+6.71%	+13.55%
Axis Retirement Fund - Dynamic Plan	+1.19%	+13.32%
Tata Retirement Savings Fund-Moderate Plan	+6.31%	+12.87%
Union Retirement Fund	+3.53%	+12.45%
Axis Retirement Fund - Aggressive Plan	+1.02%	+12.44%

All Retirement funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Nippon India Retirement Fund- Wealth Creation Scheme - Regular Plan - IDCW today?

₹28.4899 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Nippon India Retirement Fund- Wealth Creation Scheme - Regular Plan - IDCW?

1 year: -2.05%, 3 years: 10.79% a year, 5 years: 9.71% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.