Markets / Mutual funds / ELSS (tax saver)
NJ Mutual Fund · Equity fund · Regular plan · IDCW
NJ ELSS Tax Saver Scheme is an open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit The investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Bars: this plan; the thin mark is the ELSS (tax saver) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.3 | |||||||||||
| 2025 | -5.4 | -9.4 | +6.6 | +2.0 | +3.7 | +4.9 | -0.7 | -2.3 | -1.7 | +0.8 | -0.2 | -0.8 |
| 2026 | -3.4 | +0.2 | -8.2 | +8.5 | +0.1 | +1.0 | +3.6 | +0.5 | -5.4 | -3.4 | +3.8 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Stocks held | 99.6% | 99.5% | +0.09 |
| Short positions | -0.1% | -0.1% | -0.09 |
| Cash & others | 0.4% | 0.5% | -0.09 |
| Top 10 stocks | 51.5% | 51.5% | +0.01 |
| Number of stocks | 25 | 25 | 0 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Bosch Limited INE323A01026 | 6.55% |
| Pidilite Industries Limited INE318A01026 | 5.33% |
| JSW Dulux Limited INE133A01011 | 5.22% |
| Hero MotoCorp Limited INE158A01026 | 5.14% |
| Marico Limited INE196A01026 | 5.08% |
| The Great Eastern Shipping Company Limited INE017A01032 | 4.95% |
| Page Industries Limited INE761H01022 | 4.95% |
| AU Small Finance Bank Limited INE949L01017 | 4.85% |
| Mphasis Limited INE356A01018 | 4.74% |
| ABB India Limited INE117A01022 | 4.69% |
| Britannia Industries Limited INE216A01030 | 4.22% |
| Dr. Lal Path Labs Limited INE600L01024 | 4.15% |
| Bayer Cropscience Limited INE462A01022 | 3.81% |
| CRISIL Limited INE007A01025 | 3.53% |
| Rainbow Childrens Medicare Limited INE961O01016 | 3.45% |
| Can Fin Homes Limited INE477A01020 | 3.31% |
| Abbott India Limited INE358A01014 | 3.30% |
| Muthoot Finance Limited INE414G01012 | 3.12% |
| Alkem Laboratories Limited INE540L01014 | 3.11% |
| Divi's Laboratories Limited INE361B01024 | 3.01% |
| HDFC Asset Management Company Limited INE127D01025 | 2.89% |
| Pfizer Limited INE182A01018 | 2.74% |
| Aptus Value Housing Finance India Limited INE852O01025 | 2.55% |
| Torrent Pharmaceuticals Limited INE685A01028 | 2.52% |
| UTI Asset Management Company Limited INE094J01016 | 2.38% |
| Holding | % of fund |
|---|---|
| Net Receivables / (Payables) | -0.14% |
| Holding | % of fund |
|---|---|
| Clearing Corporation of India Ltd | 0.54% |
From the fund house's monthly portfolio (njmutualfund.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Jun 2023).
| Fund size (average AUM, July - September 2026) | ₹344 cr across all plans · this plan ₹0.67 cr |
| Fund house | NJ Mutual Fund |
| Category | Equity · ELSS (tax saver) |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.77% · Regular 2.54% (5 Nov 2026) |
| Minimum investment | ₹500 · additional ₹500 |
| Scheme code (AMFI) | 151610 |
| ISIN | INF0J8L01107 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹14.3700 | -2.24% |
| Direct · IDCW | ₹14.3700 | -2.24% |
| Regular · Growth | ₹13.5200 | -4.05% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Motilal Oswal ELSS Tax Saver Fund | +5.48% | +19.18% |
| HSBC ELSS Tax saver Fund | +2.23% | +15.90% |
| JM ELSS - Tax Saver Fund | +3.74% | +15.49% |
| WhiteOak Capital ELSS Tax Saver Fund | +0.76% | +15.04% |
| Quant ELSS Tax Saver Fund | +9.22% | +14.75% |
| Baroda BNP Paribas ELSS Tax Saver Fund | +0.58% | +14.31% |
| SBI ELSS Tax Saver Fund | -3.94% | +13.95% |
| DSP ELSS Tax Saver Fund | -1.84% | +13.82% |
Information only, not investment advice.
₹13.5200 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: -4.05%, 3 years: 6.92% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.