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NJ Overnight Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

NJ Mutual Fund · Debt fund · Direct plan · Growth

OvernightDirect · GrowthRisk: Low
NAV · 6 Nov 2026
₹1,285.3947 ▲ 0.02%
NJ Mutual Fund
Fund size₹376 crJuly - September 2026
1-month range₹1,279.36 – 1,285.39
1 year+5.21%rank 24 of 36
Expense ratio0.08%direct plan, a year
5 years–a year

What the fund does

The investment objective of the scheme is to seek to generate returns commensurate with risk of investments in overnight instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

BenchmarkNIFTY 1D Rate Index
Launched1 Aug 2022
Fund houseNJ Mutual Fund
Fund managersViral Shah

NAV history

1,2711,2781,285 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
+0.11%avg 0.1%
1 month
+0.46%avg 0.4%
3 months
+1.29%avg 1.2%
6 months
+2.59%avg 2.3%
This year
+4.40%avg 3.9%
1 year
+5.21%avg 4.8% · #24/36
3 years (a year)
+5.96%avg 5.5% · #26/34

Bars: this plan; the thin mark is the Overnight average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.6+0.5+0.5+0.5+0.5+0.4+0.4+0.5+0.4+0.5+0.4+0.5
2026+0.4+0.4+0.4+0.4+0.4+0.5+0.4+0.4+0.4+0.5+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held02 lines in all
Top 10 stocks0.0%of the fund
Equity0.0%stocks and equity derivatives
Debt & cash100.0%everything else

Where the money is

Cash & others 100.0%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt0.0%0.0%0.00
Money market0.0%0.0%0.00
Cash & others100.0%100.0%0.00

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Debt, money market and cash 2

HoldingSector / type% of fund
Clearing Corporation of India Ltd–99.38%
Net Receivables / (Payables)–0.62%

From the fund house's monthly portfolio (njmutualfund.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.2%yearly, from daily NAVs
RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2022).

Fund details

Fund size (average AUM, July - September 2026)₹376 cr across all plans · this plan ₹251 cr
Fund houseNJ Mutual Fund
CategoryDebt · Overnight
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.08% · Regular 0.17% (5 Nov 2026)
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)150369
ISININF0J8L01081
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹1,279.9328+5.10%
Regular · Growth₹1,116.5517+5.19%

Top Overnight funds (direct plans)

Fund1 year3 years (a year)
Tata Overnight Fund+5.30%+6.06%
Bajaj Finserv Overnight Fund+5.35%+6.06%
Nippon India Overnight Fund+5.28%+6.05%
Kotak Overnight Fund+5.28%+6.04%
Baroda BNP Paribas Overnight Fund+5.29%+6.04%
Mirae Asset Overnight Fund+5.26%+6.04%
quant Overnight Fund+5.04%+6.04%
UTI - Overnight Fund+5.26%+6.03%
NJ Overnight Fund+5.21%+5.96%

All Overnight funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of NJ Overnight Fund - Direct Plan - Growth today?

₹1,285.3947 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of NJ Overnight Fund - Direct Plan - Growth?

1 year: 5.21%, 3 years: 5.96% a year

How does NJ Overnight Fund rank in its category?

24 of 36 Overnight funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.