Markets / Mutual funds / Balanced Advantage

PGIM India Balanced Advantage Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

PGIM India Mutual Fund · Hybrid fund · Regular plan · IDCW

Balanced AdvantageRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹10.9100 ▲ 1.11%

PGIM India Mutual Fund

Fund size₹741 crJuly - September 2026

1-month range₹10.12 – 10.91

1 year-6.99%

Expense ratio2.48%regular plan, a year

5 years-0.72%a year

What the fund does

To provide capital appreciation and income distribution to the investors by dynamically managing the asset allocation between equity and fixed income using equity derivatives strategies, arbitrage opportunities and pure equity investments. The scheme seeks to reduce the volatility by diversifying the assets across equity and fixed income. However, there is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.

BenchmarkCRISIL Hybrid 50+50 Moderate Index

Launched4 Feb 2021

Fund housePGIM India Mutual Fund

Fund managersUtsav Mehtasince 15 Apr 2024Anandha Padmanabhan Anjeneyansince 1 Apr 2023Vinay Pahariasince 1 Apr 2023Puneet Palsince 1 Dec 2021

NAV history

Returns

1 week

+6.34%avg 4.6%

1 month

+6.23%avg 3.8%

3 months

-0.09%avg 0.1%

6 months

+2.15%avg 2.7%

This year

-7.31%avg 1.1%

1 year

-6.99%avg 2.0%

3 years (a year)

-1.05%avg 9.5%

5 years (a year)

-0.72%avg 8.3%

Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.7
2025	-2.1	-4.5	+4.7	-6.7	+3.0	+3.2	-1.9	-1.3	+0.3	+2.4	+1.1	-1.1
2026	-2.5	+0.1	-13.3	+6.1	-0.9	+1.6	+2.1	-0.5	-4.8	-0.3	+6.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held6893 lines in all

Top 10 stocks29.7%of the fund

Equity76.9%stocks and equity derivatives

Debt & cash23.1%everything else

Where the money is

Equity 76.9%Debt 12.9%Money market 5.5%Cash & others 4.8%Short -0.1%

Sectors (stocks held)

Banks

17.6%

IT - Software

5.6%

Petroleum Products

4.9%

Automobiles

4.2%

Retailing

4.1%

Pharmaceuticals & Biotechnology

4.0%

Finance

3.4%

Telecom - Services

3.2%

Credit quality (debt and money market)

Sovereign

6.6%

A1+

5.4%

AAA

4.9%

AA+

1.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	76.9%	75.5%	+1.44
Short positions	-0.1%	0.0%	-0.05
Debt	12.9%	13.2%	-0.34
Money market	5.5%	7.0%	-1.55
Cash & others	4.8%	4.3%	+0.45
Top 10 stocks	29.7%	29.2%	+0.45
Number of stocks	68	69	-1

Stocks sold off 1

TVS Motor Company Ltd.was 0.01%

Bought more 1

HDFC Bank Ltd.+0.42

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 68

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	5.91%
HDFC Bank Ltd. INE040A01034	Banks	5.41%
Reliance Industries Ltd. INE002A01018	Petroleum Products	4.07%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	3.21%
State Bank of India INE062A01020	Banks	2.40%
Infosys Ltd. INE009A01021	IT - Software	1.88%
Larsen & Toubro Ltd. INE018A01030	Construction	1.85%
Bajaj Finance Ltd. INE296A01032	Finance	1.84%
Eternal Ltd. INE758T01015	Retailing	1.62%
NTPC Ltd. INE733E01010	Power	1.49%
Titan Company Ltd. INE280A01028	Consumer Durables	1.47%
TVS Motor Company Ltd. INE494B01023	Automobiles	1.42%
Axis Bank Ltd. INE238A01034	Banks	1.32%
VARUN BEVERAGES LIMITED INE200M01039	Beverages	1.31%
Solar Industries India Ltd. INE343H01029	Chemicals & Petrochemicals	1.28%
Mahindra & Mahindra Ltd. INE101A01026	Automobiles	1.27%
SRF Ltd. INE647A01010	Chemicals & Petrochemicals	1.23%
Tata Consultancy Services Ltd. INE467B01029	IT - Software	1.20%
Divi's Laboratories Ltd. INE361B01024	Pharmaceuticals & Biotechnology	1.13%
CG Power and Industrial Solutions Ltd. INE067A01029	Electrical Equipment	1.09%
Torrent Power Ltd. INE813H01021	Power	1.06%
Kotak Mahindra Bank Ltd. INE237A01036	Banks	1.05%
JK Cement Ltd. INE823G01014	Cement & Cement Products	1.01%
JSW Steel Ltd. INE019A01038	Ferrous Metals	1.01%
Bharat Electronics Ltd. INE263A01024	Aerospace & Defense	0.98%
Prestige Estates Projects Ltd. INE811K01011	Realty	0.98%
UNO Minda Ltd. INE405E01023	Auto Components	0.96%
Vishal Mega Mart Ltd INE01EA01019	Retailing	0.95%
LTM Ltd. INE214T01019	IT - Software	0.93%
Sun Pharmaceutical Industries Ltd. INE044A01036	Pharmaceuticals & Biotechnology	0.93%
HDFC Life Insurance Company Ltd. INE795G01014	Insurance	0.93%
JSW Infrastructure Ltd. INE880J01026	Transport Infrastructure	0.92%
FSN E-Commerce Ventures Ltd. INE388Y01029	Retailing	0.91%
Abbott India Ltd. INE358A01014	Pharmaceuticals & Biotechnology	0.90%
Eicher Motors Ltd. INE066A01021	Automobiles	0.89%
Bharat Petroleum Corporation Ltd. INE029A01011	Petroleum Products	0.85%
The Federal Bank Ltd. INE171A01029	Banks	0.84%
Max Healthcare Institute Ltd. INE027H01010	Healthcare Services	0.83%
Persistent Systems Ltd. INE262H01021	IT - Software	0.81%
Hindalco Industries Ltd. INE038A01020	Non - Ferrous Metals	0.80%
Jindal Steel Ltd. INE749A01030	Ferrous Metals	0.79%
Power Finance Corporation Ltd. INE134E01011	Finance	0.78%
Tech Mahindra Ltd. INE669C01036	IT - Software	0.78%
S.J.S. Enterprises Ltd. INE284S01014	Auto Components	0.76%
Ultratech Cement Ltd. INE481G01011	Cement & Cement Products	0.76%
ICICI Lombard General Insurance Co. Ltd. INE765G01017	Insurance	0.76%
AU Small Finance Bank Ltd. INE949L01017	Banks	0.70%
United Spirits Ltd. INE854D01024	Beverages	0.70%
Cummins India Ltd. INE298A01020	Industrial Products	0.68%
Suzlon Energy Ltd. INE040H01021	Electrical Equipment	0.63%
Aster DM Quality Care Ltd. INE914M01019	Healthcare Services	0.62%
Multi Commodity Exchange Of India Ltd. INE745G01043	Capital Markets	0.61%
Info Edge (India) Ltd. INE663F01032	Retailing	0.60%
Torrent Pharmaceuticals Ltd. INE685A01028	Pharmaceuticals & Biotechnology	0.59%
Nestle India Ltd. INE239A01024	Food Products	0.58%
Maruti Suzuki India Ltd. INE585B01010	Automobiles	0.57%
Nippon Life India Asset Management Ltd. INE298J01013	Capital Markets	0.56%
Tube Investments Of India Ltd. INE974X01010	Auto Components	0.51%
Marico Ltd. INE196A01026	Agricultural Food & other Products	0.51%
Lupin Ltd. INE326A01037	Pharmaceuticals & Biotechnology	0.49%
Shriram Finance Ltd. INE721A01047	Finance	0.44%
Asian Paints Ltd. INE021A01026	Consumer Durables	0.41%
Blue Star Ltd. INE472A01039	Consumer Durables	0.38%
ITC Ltd. INE154A01025	Diversified FMCG	0.38%
MRS Bectors Food Specialities Ltd. INE495P01020	Food Products	0.37%
Ashok Leyland Ltd. INE208A01029	Agricultural, Commercial & Construction Vehicles	0.36%
GE Vernova T&D India Limited INE200A01026	Electrical Equipment	0.34%
Muthoot Finance Ltd. INE414G01012	Finance	0.33%

Show 53 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Receivables / (Payables)	–	-0.05%

Debt, money market and cash 24

Holding	Sector / type	% of fund
Clearing Corporation of India Ltd.	–	4.82%
7.18% Government of India IN0020230085	SOVEREIGN	2.65%
Muthoot Finance Ltd. ** INE414G14VR5	CRISIL A1+	2.13%
6.79% Government of India IN0020240126	SOVEREIGN	1.57%
Fedbank Financial Services Ltd. ** INE007N14EZ2	CRISIL A1+	1.43%
8.535% Muthoot Finance Ltd. ** INE414G07JZ7	CRISIL AA+	1.32%
6.59% Power Finance Corporation Ltd. ** INE134E08NU7	CRISIL AAA	1.05%
8.5% NHPC Ltd. ** INE848E07880	FITCH AAA	0.97%
6.01% Government of India IN0020250067	SOVEREIGN	0.93%
HDFC Bank Ltd. ** # INE040A16II2	CARE A1+	0.87%
7.9% Jamnagar Utilities & Power Pvt. Ltd. ** INE936D07182	CRISIL AAA	0.73%
7.82% Power Finance Corporation Ltd. ** INE134E08ME3	CRISIL AAA	0.73%
Infina Finance Pvt Ltd. ** INE879F14LY8	CRISIL A1+	0.73%
7.25% Government of India IN0020230044	SOVEREIGN	0.61%
7.51% Small Industries Development Bank of India INE556F08KU4	CRISIL AAA	0.58%
7.34% Small Industries Development Bank of India ** INE556F08KS8	CRISIL AAA	0.44%
6.64% Government of India IN0020240167	SOVEREIGN	0.34%
8.16% Aditya Birla Capital Ltd. ** INE860H07IW8	ICRA AAA	0.29%
Axis Bank Ltd. ** # INE238AD6BP3	CRISIL A1+	0.29%
7.34% Government of India IN0020240035	SOVEREIGN	0.27%
8.7% Shriram Finance Ltd. ** INE721A07SL9	CRISIL AAA	0.15%
7.17% Government of India IN0020170174	SOVEREIGN	0.11%
6.54% Government of India IN0020210244	SOVEREIGN	0.07%
7.26% Government of India IN0020220060	SOVEREIGN	0.04%

Show 14 moreShow fewer

From the fund house's monthly portfolio (pgimindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility12.9%yearly, from daily NAVs

Worst fall-22.20%20 Sept 2024 → 30 Mar 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 26 Feb 2021).

Fund details

Fund size (average AUM, July - September 2026)	₹741 cr across all plans · this plan ₹2.19 cr
Fund house	PGIM India Mutual Fund
Category	Hybrid · Balanced Advantage
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.88% · Regular 2.48% (6 Nov 2026)
Exit load	For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL.
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	148660
ISIN	INF663L01V80
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹16.9200	+0.53%
Direct · IDCW	₹11.1500	-8.08%
Regular · Growth	₹15.3200	-1.10%

Top Balanced Advantage funds (regular plans)

Fund	1 year	3 years (a year)
Axis Balanced Advantage Fund	+4.14%	+13.20%
Mahindra Manulife Balanced Advantage Fund	+4.99%	+12.52%
quant Dynamic Asset Allocation Fund	-1.67%	+12.25%
Aditya Birla Sun Life Balanced Advantage Fund	+6.96%	+11.96%
Baroda BNP Paribas Balanced Advantage Fund	+4.28%	+11.96%
Axis Balanced Advantage Fund	+2.90%	+11.86%
ICICI Prudential Balanced Advantage Fund	+5.46%	+11.59%
HDFC Balanced Advantage Fund	+0.34%	+11.56%

All Balanced Advantage funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of PGIM India Balanced Advantage Fund - Regular Plan - IDCW today?

₹10.9100 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of PGIM India Balanced Advantage Fund - Regular Plan - IDCW?

1 year: -6.99%, 3 years: -1.05% a year, 5 years: -0.72% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.