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PGIM India Gilt Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

PGIM India Mutual Fund · Debt fund · Direct plan · IDCW

GiltDirect · IDCW

NAV · 6 Nov 2026

₹13.7169 ▼ 0.08%

PGIM India Mutual Fund

Fund size₹88.08 crJuly - September 2026

1-month range₹13.49 – 13.73

1 year-6.18%

Expense ratio0.53%direct plan, a year

5 years-1.52%a year

What the fund does

Debt fund in the Gilt category, from PGIM India Mutual Fund.

Fund housePGIM India Mutual Fund

NAV history

Returns

1 week

+1.33%avg 1.3%

1 month

+0.95%avg 0.7%

3 months

-2.36%avg -0.3%

6 months

-3.07%avg 2.5%

This year

-4.98%avg 2.9%

1 year

-6.18%avg 3.3%

3 years (a year)

-1.45%avg 6.3%

5 years (a year)

-1.52%avg 5.6%

Bars: this plan; the thin mark is the Gilt average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.1
2025	-0.8	-0.0	+2.2	+0.5	+0.7	-1.4	-0.5	-2.0	+1.4	+0.3	-0.1	-1.1
2026	-0.3	+0.6	-3.9	+1.1	+0.4	-0.9	-0.0	-0.2	-2.5	-0.5	+1.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1719 lines in all

Top 10 holdings75.6%of the fund

Debt66.3%bonds, government securities

Money market13.0%CDs, CPs, treasury bills

Where the money is

Debt 66.3%Money market 13.0%Cash & others 20.7%

Credit quality (debt and money market)

Sovereign

79.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	66.3%	78.4%	-12.12
Money market	13.0%	5.7%	+7.31
Cash & others	20.7%	15.9%	+4.81

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 19

Holding	Sector / type	% of fund
6.94% Government of India IN0020260025	SOVEREIGN	31.24%
Clearing Corporation of India Ltd.	–	18.18%
6.1% Government of India IN0020210095	SOVEREIGN	11.39%
6.48% Government of India IN0020250091	SOVEREIGN	8.42%
91 DAYS TBILL RED 08-10-2026 IN002026X149	SOVEREIGN	5.88%
91 DAYS TBILL RED 01-10-2026 IN002026X131	SOVEREIGN	4.20%
6.79% Government of India IN0020240126	SOVEREIGN	3.69%
6.36% Government of India IN0020250141	SOVEREIGN	3.54%
91 DAYS TBILL RED 19-11-2026 IN002026X206	SOVEREIGN	2.92%
Net Receivables / (Payables)	–	2.53%
7.34% Government of India IN0020240035	SOVEREIGN	2.43%
8.28% Government of India IN0020070069	SOVEREIGN	1.86%
6.64% Government of India IN0020240167	SOVEREIGN	1.18%
7.26% Government of India IN0020220060	SOVEREIGN	0.89%
7.41% Government of India IN0020220102	SOVEREIGN	0.64%
7.09% Government of India IN0020240118	SOVEREIGN	0.44%
6.99% Government of India IN0020210194	SOVEREIGN	0.35%
7.57% Government of India IN0020190065	SOVEREIGN	0.20%
7.26% Government of India IN0020220151	SOVEREIGN	0.02%

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From the fund house's monthly portfolio (pgimindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.8%yearly, from daily NAVs

Worst fall-11.77%30 Jun 2020 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹88.08 cr across all plans · this plan ₹0.00 cr
Fund house	PGIM India Mutual Fund
Category	Debt · Gilt
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.53% · Regular 1.42% (6 Nov 2026)
Scheme code (AMFI)	138474
ISIN	INF223J01NB1
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹33.6062	+2.50%
Regular · Growth	₹30.7056	+1.64%
Regular · IDCW	₹12.8321	-6.76%

Top Gilt funds (direct plans)

Fund	1 year	3 years (a year)
Bandhan Gilt Fund	+7.29%	+8.29%
ICICI Prudential Gilt Fund	+3.80%	+6.87%
BARODA BNP PARIBAS GILT FUND	+3.01%	+6.77%
UTI - Gilt Fund	+4.31%	+6.73%
SBI GILT FUND	+3.93%	+6.70%
DSP Gilt Fund	+2.87%	+6.62%
Invesco India Gilt Fund	+2.63%	+6.55%
Nippon India Gilt Fund	+3.66%	+6.53%

All Gilt funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of PGIM India Gilt Fund - Direct Plan - IDCW today?

₹13.7169 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of PGIM India Gilt Fund - Direct Plan - IDCW?

1 year: -6.18%, 3 years: -1.45% a year, 5 years: -1.52% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.