Markets / Mutual funds / Gilt
SBI Mutual Fund · Debt fund · Regular plan · IDCW
Debt fund in the Gilt category, from SBI Mutual Fund.
Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.2 | |||||||||||
| 2025 | +0.9 | -0.2 | +2.5 | +2.1 | +0.5 | -1.6 | +0.7 | -2.0 | +1.6 | +0.4 | +0.1 | +0.0 |
| 2026 | +0.2 | +0.6 | -1.1 | +1.1 | +0.3 | +2.0 | -0.2 | -0.0 | -0.0 | -0.2 | +1.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 76.5% | 50.7% | +25.77 |
| Money market | 11.1% | 31.6% | -20.49 |
| Cash & others | 12.5% | 17.7% | -5.28 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| 6.94% CGL 2036 IN0020260025 | 44.20% |
| 7.71% CGL 2066 IN0020260033 | 21.50% |
| Net Receivable / Payable | 10.06% |
| 7.28% State Government of Andhra Pradesh 2032 IN1020260072 | 6.61% |
| 91 DAY T-BILL 19.11.26 IN002026X206 | 6.15% |
| 7.43% CGL 2076 IN0020250117 | 3.22% |
| 91 DAY T-BILL 15.10.26 IN002026X156 | 3.09% |
| TREPS | 2.39% |
| 91 DAY T-BILL 01.10.26 IN002026X131 | 1.24% |
| 91 DAY T-BILL 08.10.26 IN002026X149 | 0.62% |
| 6.90% CGL 2065 IN0020250018 | 0.56% |
| 7.58% State Government of West Bengal 2042 IN3420250232 | 0.24% |
| 7.37% State Government of Chhattisgarh 2031 IN3520260016 | 0.10% |
| 7.79% State Government of West Bengal 2045 IN3420250430 | 0.02% |
From the fund house's monthly portfolio (sbimf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹8,246 cr across all plans · this plan ₹0.21 cr |
| Fund house | SBI Mutual Fund |
| Category | Debt · Gilt |
| Plan | Regular |
| Option | IDCW |
| Scheme code (AMFI) | 101951 |
| ISIN | INF200K01AF5 |
| NAV date | 5 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹73.3274 | +4.13% |
| Direct · IDCW | ₹23.4028 | +4.13% |
| Regular · Growth | ₹68.7839 | +3.62% |
| Regular · Growth | ₹44.1680 | +3.62% |
| Regular · Growth | ₹41.2576 | +3.62% |
| Regular · IDCW | ₹21.1508 | +3.62% |
| Regular · IDCW | ₹21.2495 | +3.61% |
| Regular · IDCW | ₹20.8507 | +3.62% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Gilt Fund | +6.73% | +7.61% |
| Axis Gilt Fund | +4.27% | +7.03% |
| UTI - Gilt Fund | +4.43% | +6.55% |
| UTI - Gilt Fund | +4.43% | +6.55% |
| UTI - Gilt Fund | +4.43% | +6.55% |
| BARODA BNP PARIBAS GILT FUND | +2.99% | +6.50% |
| ICICI Prudential Gilt Fund | +3.58% | +6.39% |
| SBI GILT FUND | +3.62% | +6.23% |
Information only, not investment advice.
₹21.5048 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 3.62%, 3 years: 6.22% a year, 5 years: 5.91% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.