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Mutual fundsSIF

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth

NAVs of 8 Nov 2026

SBI Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · Growth
NAV · 6 Nov 2026
₹16.0305 ▲ 0.23%
SBI Mutual Fund
Fund size₹254 crJuly - September 2026
1-month range₹15.29 – 16.03
1 year+2.68%rank 15 of 34
3 years+7.19%a year
5 years+7.28%a year

What the fund does

Solution oriented fund in the Retirement category, from SBI Mutual Fund.

Fund houseSBI Mutual Fund

NAV history

151616 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+3.37%avg 4.7%
1 month
+2.56%avg 3.4%
3 months
+0.40%avg -0.8%
6 months
+3.34%avg 2.6%
This year
+1.93%avg 1.7%
1 year
+2.68%avg 2.4% · #15/34
3 years (a year)
+7.19%avg 10.0% · #24/31
5 years (a year)
+7.28%avg 8.1% · #17/29

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.9
2025-0.6-3.0+3.5+1.3+2.8+0.6-0.7-1.5+0.8+1.5+0.2+0.0
2026-1.6+0.8-5.8+4.7-0.3+2.8+0.5+0.9-2.3-0.8+3.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5368 lines in all
Top 10 stocks14.2%of the fund
Equity38.2%stocks and equity derivatives
Debt & cash61.8%everything else

Where the money is

Equity 38.2%Debt 38.2%Cash & others 23.6%

Sectors (stocks held)

Banks
7.4%
Pharmaceuticals & Biotechnology
2.8%
Automobiles
2.7%
Retailing
2.5%
Realty
2.1%
Auto Components
2.0%
Cement & Cement Products
1.9%
Finance
1.9%

Credit quality (debt and money market)

AAA
17.0%
Sovereign
10.4%
AA+
8.9%
AA
2.0%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held38.2%39.4%-1.15
Debt38.2%43.3%-5.11
Cash & others23.6%17.4%+6.26
Top 10 stocks14.2%14.9%-0.71
Number of stocks5354-1
New stocks 2
  • Corona Remedies Ltd.0.81%
  • Elevate Campuses Ltd.0.71%
Stocks sold off 3
  • Axis Bank Ltd.was 1.15%
  • Kajaria Ceramics Ltd.was 0.13%
  • TVS Motor Company Ltd.was 0.01%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 53

HoldingSector / type% of fund
HDFC Bank Ltd.
INE040A01034		Banks2.54%
ICICI Bank Ltd.
INE090A01021		Banks2.31%
Larsen & Toubro Ltd.
INE018A01030		Construction1.58%
State Bank of India
INE062A01020		Banks1.49%
Maruti Suzuki India Ltd.
INE585B01010		Automobiles1.18%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products1.17%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks1.07%
Urban Company Ltd.
INE0CAZ01013		Retailing1.02%
JSW Infrastructure Ltd.
INE880J01026		Transport Infrastructure0.95%
Bajaj Finance Ltd.
INE296A01032		Finance0.92%
Lenskart Solutions Ltd.
INE956O01016		Retailing0.92%
Anthem Biosciences Ltd.
INE0CZ201020		Pharmaceuticals & Biotechnology0.83%
Corona Remedies Ltd.
INE02ZQ01018		Pharmaceuticals & Biotechnology0.81%
Hyundai Motor India Ltd.
INE0V6F01027		Automobiles0.75%
Sona Blw Precision Forgings Ltd.
INE073K01018		Auto Components0.75%
Timken India Ltd.
INE325A01013		Industrial Products0.73%
TVS Motor Company Ltd.
INE494B01023		Automobiles0.72%
Divi's Laboratories Ltd.
INE361B01024		Pharmaceuticals & Biotechnology0.71%
Elevate Campuses Ltd.
INE147X01013		Realty0.71%
Central Depository Services (I) Ltd.
INE736A01011		Capital Markets0.71%
JSW Cement Ltd.
INE718I01012		Cement & Cement Products0.70%
Schaeffler India Ltd.
INE513A01022		Auto Components0.67%
Navin Fluorine International Ltd.
INE048G01026		Chemicals & Petrochemicals0.67%
The Indian Hotels Company Ltd.
INE053A01029		Leisure Services0.62%
Asian Paints Ltd.
INE021A01026		Consumer Durables0.61%
Pidilite Industries Ltd.
INE318A01026		Chemicals & Petrochemicals0.59%
Grindwell Norton Ltd.
INE536A01023		Industrial Products0.59%
Tech Mahindra Ltd.
INE669C01036		IT - Software0.58%
Jubilant Foodworks Ltd.
INE797F01020		Leisure Services0.58%
Balrampur Chini Mills Ltd.
INE119A01028		Agricultural Food & other Products0.56%
FSN E-Commerce Ventures Ltd.
INE388Y01029		Retailing0.56%
Bajaj Finserv Ltd.
INE918I01026		Finance0.55%
ZF Commercial Vehicle Control Systems India Ltd.
INE342J01019		Auto Components0.54%
Oberoi Realty Ltd.
INE093I01010		Realty0.53%
Thermax Ltd.
INE152A01029		Electrical Equipment0.53%
Coforge Ltd.
INE591G01025		IT - Software0.53%
Sudeep Pharma Ltd.
INE0QPI01025		Chemicals & Petrochemicals0.51%
Interglobe Aviation Ltd.
INE646L01027		Transport Services0.48%
Torrent Power Ltd.
INE813H01021		Power0.48%
Berger Paints India Ltd.
INE463A01038		Consumer Durables0.48%
DLF Ltd.
INE271C01023		Realty0.48%
ABB India Ltd.
INE117A01022		Electrical Equipment0.47%
Honeywell Automation India Ltd.
INE671A01010		Industrial Manufacturing0.45%
Voltas Ltd.
INE226A01021		Consumer Durables0.43%
LTM Ltd.
INE214T01019		IT - Software0.41%
Biocon Ltd.
INE376G01013		Pharmaceuticals & Biotechnology0.40%
Godrej Properties Ltd.
INE484J01027		Realty0.40%
Pitti Engineering Ltd.
INE450D01021		Industrial Manufacturing0.38%
Page Industries Ltd.
INE761H01022		Textiles & Apparels0.38%
HDB Financial Services Ltd.
INE756I01012		Finance0.38%
Carborundum Universal Ltd.
INE120A01034		Industrial Products0.35%
Brigade Hotel Ventures Ltd.
INE03NU01014		Leisure Services0.32%
ESAB India Ltd.
INE284A01012		Industrial Products0.12%

Debt, money market and cash 15

HoldingSector / type% of fund
TREPS–22.40%
6.64% CGL 2031
IN0020180041		Sovereign10.38%
National Bank for Agriculture and Rural Development
INE261F08EU4		CRISIL AAA3.99%
Bharat Sanchar Nigam Ltd.
INE103D08039		CRISIL AAA(CE)3.97%
Summit Digitel Infrastructure Pvt. Ltd.
INE507T07153		CRISIL AAA2.97%
Torrent Power Ltd.
INE813H07309		CRISIL AA+2.03%
Power Finance Corporation Ltd.
INE134E08MJ2		CRISIL AAA2.02%
Cholamandalam Investment & Finance Co. Ltd.
INE121A07SU3		[ICRA]AA+2.02%
Muthoot Finance Ltd.
INE414G07JZ7		CRISIL AA+2.01%
Knowledge Realty Trust
INE1JAR07036		CRISIL AAA2.00%
REC Ltd.
INE020B08EE7		CRISIL AAA2.00%
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)
INE607M08105		[ICRA]AA+2.00%
Cholamandalam Investment & Finance Co. Ltd.Perpetual
INE121A08QA7		[ICRA]AA1.98%
Net Receivable / Payable–1.22%
Union Bank of India( AT1 Bond under Basel III )
INE692A08169		CRISIL AA+0.81%

From the fund house's monthly portfolio (sbimf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility6.8%yearly, from daily NAVs
Worst fall-6.98%2 Jan 2026 → 30 Mar 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 26 Feb 2021).

Fund details

Fund size (average AUM, July - September 2026)₹254 cr across all plans · this plan ₹216 cr
Fund houseSBI Mutual Fund
CategorySolution oriented · Retirement
PlanRegular
OptionGrowth
Scheme code (AMFI)148692
ISININF200KA1T54
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹16.5821+3.20%
Direct · IDCW₹16.5799+3.20%
Regular · IDCW₹16.0322+2.68%

Top Retirement funds (regular plans)

Fund1 year3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan+2.49%+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan+1.68%+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan+11.39%+16.00%
Tata Retirement Savings Fund-Progressive Plan+6.71%+13.55%
Axis Retirement Fund - Dynamic Plan+1.19%+13.32%
Tata Retirement Savings Fund-Moderate Plan+6.31%+12.87%
Union Retirement Fund+3.53%+12.45%
Axis Retirement Fund - Aggressive Plan+1.02%+12.44%
SBI Retirement Benefit Fund - Conservative Hybrid Plan+2.68%+7.19%

All Retirement funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth today?

₹16.0305 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth?

1 year: 2.68%, 3 years: 7.19% a year, 5 years: 7.28% a year

How does SBI Retirement Benefit Fund - Conservative Hybrid Plan rank in its category?

15 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.