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Mutual fundsSIF

SBI ULTRA SHORT TERM FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

SBI Mutual Fund · Debt fund · Regular plan · IDCW

Ultra Short DurationRegular · IDCW
NAV · 6 Nov 2026
₹2,441.4452 ▲ 0.01%
SBI Mutual Fund
Fund size₹11,771 crJuly - September 2026
1-month range₹2,431.09 – 2,441.45
1 year+6.15%
Expense ratio0.59%regular plan, a year
5 years+6.34%a year

What the fund does

Debt fund in the Ultra Short Duration category, from SBI Mutual Fund.

Fund houseSBI Mutual Fund

NAV history

2,4102,4252,440 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.20%avg 0.2%
1 month
+0.42%avg 0.3%
3 months
+1.43%avg 1.0%
6 months
+3.16%avg 2.6%
This year
+5.24%avg 4.3%
1 year
+6.15%avg 5.1%
3 years (a year)
+6.91%avg 6.1%
5 years (a year)
+6.34%avg 5.6%
10 years (a year)
+3.84%avg 6.4%

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.7+0.7+0.7+0.5+0.5+0.5+0.4+0.6+0.5+0.5
2026+0.3+0.6+0.5+0.5+0.2+1.0+0.4+0.6+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings6163 lines in all
Top 10 holdings49.7%of the fund
Debt30.3%bonds, government securities
Money market64.9%CDs, CPs, treasury bills

Where the money is

Equity 0.8%Debt 30.3%Money market 64.9%Cash & others 4.0%

Credit quality (debt and money market)

A1+
57.8%
AA
10.9%
AA+
9.5%
Sovereign
9.0%
AAA
6.6%
AA-
1.3%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Short positions0.0%-0.8%+0.78
Debt30.3%25.1%+5.21
Money market64.9%65.3%-0.44
Cash & others4.0%8.9%-4.83

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

HoldingSector / type% of fund
Corporate Debt Market Development Fund-A2
INF0RQ622028		CDMDF0.44%
GOI 16.12.2026 GOV
IN001226C074		Sovereign0.40%

Bonds, money market and cash 61

HoldingSector / type% of fund
HDFC Bank Ltd.
INE040A16KD9		[ICRA]A1+9.60%
91 DAY T-BILL 22.10.26
IN002026X164		Sovereign7.10%
Kotak Mahindra Bank Ltd.
INE237AD6166		CRISIL A1+6.92%
National Bank for Agriculture and Rural Development
INE261F16AM2		CRISIL A1+6.05%
Punjab National Bank
INE160A16UD4		CRISIL A1+3.91%
TREPS–3.79%
Bank of Baroda
INE028A16MZ3		IND A1+3.78%
Muthoot Fincorp Ltd.
INE549K14CO7		CRISIL A1+3.43%
Small Industries Development Bank of India
INE556F16CB4		CRISIL A1+3.38%
Muthoot Finance Ltd.
INE414G07JQ6		CRISIL AA+2.87%
Adani Power Ltd.
INE814H07190		CRISIL AA2.66%
Union Bank of India
INE692A16NI0		[ICRA]A1+2.62%
Avanse Financial Services Ltd.
INE087P07501		IND AA2.21%
Axis Bank Ltd.
INE238AD6CB1		CRISIL A1+2.20%
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)
INE2I7H15018		CRISIL AAA(SO)2.16%
Eris Lifesciences Ltd.
INE406M08011		IND AA1.78%
Bharat Petroleum Corporation Ltd.
INE322J08040		CRISIL AAA1.78%
Muthoot Finance Ltd.
INE414G07JZ7		CRISIL AA+1.78%
Bank of Baroda
INE028A16LE0		IND A1+1.74%
Punjab National Bank
INE160A16UE2		CRISIL A1+1.74%
Bank of Baroda
INE028A16LI1		IND A1+1.74%
Bank of Baroda
INE028A16LS0		IND A1+1.73%
Tata Motors Ltd.
INE1TAE08049		CRISIL AA+1.34%
Indostar Capital Finance Ltd.
INE896L07AN0		CARE AA-1.32%
National Bank for Agriculture and Rural Development
INE261F16AQ3		CRISIL A1+1.29%
LIC Housing Finance Ltd.
INE115A07RA9		CRISIL AAA1.11%
Canara Bank
INE476A16I26		CRISIL A1+1.08%
6.04% State Government of Gujarat 2026
IN1520210130		Sovereign1.02%
Oberoi Realty Ltd.
INE093I07074		CARE AA+0.99%
Mankind Pharma Ltd.
INE634S07025		CRISIL AA+0.89%
Motilal Oswal Home Finance Ltd.
INE658R07430		[ICRA]AA+0.89%
Tata Projects Ltd.
INE725H08196		CRISIL AA0.89%
Punjab National Bank
INE160A16VR2		CRISIL A1+0.89%
Equitas Small Finance Bank Ltd.
INE063P16BE6		CRISIL A1+0.88%
Canara Bank
INE476A16H01		CRISIL A1+0.87%
JM Financial Services Ltd.
INE012I14TI6		CRISIL A1+0.86%
Kotak Mahindra Investments Ltd.
INE975F07IO5		CRISIL AAA0.69%
JM Financial Services Ltd.
INE012I07116		CRISIL AA0.66%
JM Financial Services Ltd.
INE012I14TJ4		CRISIL A1+0.65%
Tata Projects Ltd.
INE725H08204		IND AA0.49%
Muthoot Finance Ltd.
INE414G07JB8		CRISIL AA+0.45%
Nirma Ltd.
INE091A07208		CRISIL AA0.45%
Indian Railway Finance Corporation Ltd.
INE053F08304		CRISIL AAA0.45%
Phoenix Arc Pvt. Ltd.
INE163K07139		CRISIL AA0.44%
Phoenix Arc Pvt. Ltd.
INE163K07147		CRISIL AA0.44%
Phoenix Arc Pvt. Ltd.
INE163K07154		CRISIL AA0.44%
Bank of Baroda
INE028A16KW4		IND A1+0.44%
Axis Bank Ltd.
INE238AD6CA3		CRISIL A1+0.44%
Punjab National Bank
INE160A16UI3		CRISIL A1+0.43%
Union Bank of India
INE692A16LU9		[ICRA]A1+0.43%
Union Bank of India
INE692A16LP9		[ICRA]A1+0.43%
7.15% State Government of Maharashtra 2026
IN2220160088		Sovereign0.36%
Sheela Foam Ltd.
INE916U08012		IND AA0.31%
7.42% State Government of Andhra Pradesh 2026
IN1020160371		Sovereign0.31%
Torrent Power Ltd.
INE813H07382		CRISIL AA+0.28%
Net Receivable / Payable–0.25%
HDB Financial Services Ltd.
INE756I07EU9		CRISIL AAA0.22%
Shriram Finance Ltd.
INE721A07RQ0		CRISIL AAA0.22%
7.86% State Government of Karnataka 2027
IN1920160117		Sovereign0.22%
Canara Bank
INE476A16I00		CRISIL A1+0.22%
JM Financial Products Ltd.
INE523H07CB9		CRISIL AA0.15%

From the fund house's monthly portfolio (sbimf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-0.13%6 Jul 2026 → 8 Jul 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹11,771 cr across all plans · this plan ₹9.47 cr
Fund houseSBI Mutual Fund
CategoryDebt · Ultra Short Duration
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.35% · Regular 0.59% (5 Nov 2026)
Scheme code (AMFI)105080
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹6,614.6455+6.37%
Direct · IDCW₹2,473.3991+6.37%
Direct · IDCW₹1,272.5903-0.11%
Regular · Growth₹6,481.8964+6.15%
Regular · IDCW₹1,264.6353-0.10%

Top Ultra Short Duration funds (regular plans)

Fund1 year3 years (a year)
Tata Ultra Short Term Fund+6.92%+7.48%
Mirae Asset Ultra Short to Short Term Fund+6.12%+7.42%
Axis Ultra Short Term Fund+6.65%+7.41%
Axis Ultra Short to Short Term Fund+6.08%+7.40%
Mirae Asset Ultra Short-Term Fund+6.63%+7.40%
HSBC Ultra Short to Short Term Fund+5.56%+7.27%
ICICI Prudential Ultra Short to Short Term Fund+5.90%+7.25%
Tata Ultra Short to Short Term Fund+6.12%+7.25%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of SBI ULTRA SHORT TERM FUND - Regular Plan - IDCW today?

₹2,441.4452 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of SBI ULTRA SHORT TERM FUND - Regular Plan - IDCW?

1 year: 6.15%, 3 years: 6.91% a year, 5 years: 6.34% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.