Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) - Regular Plan - Growth

NAVs of 6 Nov 2026

Sundaram Mutual Fund · Debt fund · Regular plan · Growth

Banking & PSURegular · GrowthRisk: Low to Moderate

NAV · 5 Nov 2026

₹46.6925 ▲ 0.31%

Sundaram Mutual Fund

Fund size₹263 crJuly - September 2026

1-month range₹46.36 – 46.69

1 year+4.43%rank 6 of 23

Expense ratio0.42%regular plan, a year

5 years+6.07%a year

What the fund does

To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.

BenchmarkNIFTY Banking & PSU Debt Index

Launched29 Dec 2004

Fund houseSundaram Mutual Fund

Fund managersFM 1 -Mr. Sandeep AgarwalFM 2 -Mr. Kumaresh RamakrishnanFM 3 - Mr. Ronak Shah

NAV history

Returns

1 week

+0.64%avg 0.6%

1 month

+0.32%avg 0.3%

3 months

+0.54%avg 0.4%

6 months

+2.58%avg 2.5%

This year

+3.86%avg 3.6%

1 year

+4.43%avg 4.2% · #6/23

3 years (a year)

+6.99%avg 6.7% · #3/22

5 years (a year)

+6.07%avg 6.0% · #5/20

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.8	+0.3	+1.3	+1.4	+1.1	+0.0	+0.6	-0.0	+0.7	+0.8	+0.5	+0.1
2026	-0.1	+0.7	-0.2	+0.5	+0.2	+1.6	+0.3	+0.2	+0.2	-0.2	+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held2428 lines in all

Top 10 stocks54.1%of the fund

Equity89.3%stocks and equity derivatives

Debt & cash10.7%everything else

Where the money is

Equity 85.6%Derivatives (long) 3.8%Debt 0.5%Cash & others 10.1%

Sectors (stocks held)

CRISIL AAA

43.6%

ICRA AAA

38.2%

Sovereign

3.8%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	85.6%	86.1%	-0.56
Derivatives (long)	3.8%	3.8%	0.00
Debt	0.5%	0.5%	+0.01
Money market	0.0%	1.9%	-1.85
Cash & others	10.1%	7.7%	+2.41
Top 10 stocks	54.1%	53.4%	+0.65
Number of stocks	24	25	-1

New stocks 2

Power Finance Corporation Ltd - 6.96% - 02/03/2028**3.84%
6.53% Tamil Nadu State Development Loan 06/01/20311.88%

Stocks sold off 3

Power Finance Corporation Ltd - 6.61% - 15/07/2028**was 3.76%
6.36% Central Government Securities 16/02/2031was 2.50%
6.48% Central Government Securities 06/10/2035was 0.93%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 24

Holding	Sector / type	% of fund
HDFC Bank Ltd - 7.7% - 16/05/2028** INE040A08955	ICRA AAA	9.67%
National Housing Bank - 7.59% - 14/07/2027** INE557F08FY4	CRISIL AAA	7.76%
Export Import Bank of India - 7.35% - 27/07/2028** INE514E08GE8	ICRA AAA	7.73%
Indian Oil Corporation Ltd - 7.44% - 25/11/2027** INE242A08544	ICRA AAA	5.82%
National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 INE261F08EM1	ICRA AAA	3.86%
Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029** INE053F08411	ICRA AAA	3.85%
Power Finance Corporation Ltd - 6.73% - 15/10/2027** INE134E08NW3	CRISIL AAA	3.85%
Power Finance Corporation Ltd - 6.96% - 02/03/2028** INE134E08OC3	CRISIL AAA	3.84%
Small Industries Development Bank of India - 7.42% - 12/03/2029** INE556F08KW0	CRISIL AAA	3.84%
National Bank for Financing Infrastructure and Development - 7.37% - 16/07/2029** INE0KUG08142	CRISIL AAA	3.83%
Bajaj Finance Ltd - 7.11% - 10/07/2028** INE296A07TM8	CRISIL AAA	3.81%
National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028** INE261F08EP4	ICRA AAA	3.80%
REC LTD - 7.28% - 31/08/2029** INE020B08GI3	CRISIL AAA	3.25%
HDB Financial Services Ltd - 7.9611% - 05/01/2028** INE756I07FB6	CRISIL AAA	1.93%
Indian Railway Finance Corporation Ltd - 7.46% - 18/06/2029** INE053F08387	CRISIL AAA	1.93%
Bharti Telecom Ltd - 7.35% - 15/10/2027** INE403D08272	CRISIL AAA	1.92%
National Bank for Agriculture & Rural Development - 7.44% - 17/07/2029 INE261F08EU4	CRISIL AAA	1.92%
Housing & Urban Development Corporation Ltd - 7.23% - 18/07/2029** INE031A08AC8	ICRA AAA	1.91%
Small Industries Development Bank of India - 7.22% - 10/04/2029 INE556F08LC0	CRISIL AAA	1.91%
REC LTD - 7.34% - 30/04/2030** INE020B08FL9	CRISIL AAA	1.91%
Small Industries Development Bank of India - 7.04% - 09/02/2029** INE556F08LB2	CRISIL AAA	1.91%
6.45% Gujarat State Development Loan - 06/01/2030 IN1520200248	Sovereign	1.89%
6.53% Tamil Nadu State Development Loan 06/01/2031 IN3120200339	Sovereign	1.88%
REC LTD - 6.52% - 31/01/2028** INE020B08FW6	ICRA AAA	1.53%

Show 9 moreShow fewer

Derivatives, debt, money market and cash 4

Holding	Sector / type	% of fund
Cash and Other Net Current Assets^	–	6.06%
TREPS	–	4.06%
State Bank of India - 6.93% - 20/10/2035** - Call Dt : 09-Oct-2030 INE062A08488	ICRA AAA	3.76%
Corporate Debt Market Development Fund - Class A2 INF0RQ622028	–	0.54%

From the fund house's monthly portfolio (sundarammutual.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.3%yearly, from daily NAVs

Worst fall-1.05%31 Mar 2022 → 31 May 2022

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

80–100%

Other debt securities and Money Market Instruments

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹263 cr across all plans · this plan ₹93.74 cr
Fund house	Sundaram Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.27% · Regular 0.42% (5 Nov 2026)
Minimum investment	For first investment - Rs.5,000 · additional additional purchase - Rs. 1000
Scheme code (AMFI)	119625
ISIN	INF903J01PA5
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹45.9440	+4.27%
Regular · IDCW	₹11.0592	-0.96%
Regular · IDCW	₹11.0412	-0.81%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.58%	+7.19%
Franklin India Banking & PSU Debt Fund	+5.14%	+7.05%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.43%	+6.99%
Axis Banking and PSU Debt Fund	+4.50%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.14%	+6.90%
Kotak Banking and PSU Debt Fund	+4.43%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.27%	+6.84%
ICICI Prudential Banking and PSU Debt Fund	+4.61%	+6.78%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) - Regular Plan - Growth today?

₹46.6925 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) - Regular Plan - Growth?

1 year: 4.43%, 3 years: 6.99% a year, 5 years: 6.07% a year

How does Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) rank in its category?

6 of 23 Banking & PSU funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.