Tata Liquid Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Tata Mutual Fund · Debt fund · Direct plan · IDCW

LiquidDirect · IDCW

NAV · 6 Nov 2026

₹1,071.2883 ▲ 0.02%

Tata Mutual Fund

Fund size₹31,952 crJuly - September 2026

1-month range₹1,070.35 – 1,071.68

1 year+4.90%

Expense ratio0.18%direct plan, a year

5 years–a year

What the fund does

Debt fund in the Liquid category, from Tata Mutual Fund.

Fund houseTata Mutual Fund

NAV history

Returns

1 week

+0.02%avg 0.1%

1 month

+0.06%avg 0.4%

3 months

+0.02%avg 1.3%

6 months

+1.65%avg 0.6%

This year

+3.96%avg 2.6%

1 year

+4.90%avg 3.2%

Bars: this plan; the thin mark is the Liquid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2025						+0.0	+0.5	+0.5	+0.4	+0.6	+0.5	+0.5
2026	+0.4	+0.5	+0.5	+0.6	+0.5	+0.7	+0.5	+0.1	-0.1	+0.0	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings8284 lines in all

Top 10 holdings25.8%of the fund

Debt1.6%bonds, government securities

Money market89.4%CDs, CPs, treasury bills

Where the money is

Debt 1.6%Money market 89.4%Cash & others 9.5%

Credit quality (debt and money market)

A1+

72.3%

Sovereign

17.3%

AAA

1.4%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Debt	1.6%	1.3%	+0.23
Money market	89.4%	100.1%	-10.63
Cash & others	9.5%	0.3%	+9.25

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 84

Holding	Sector / type	% of fund
J) REPO	–	8.93%
** TREASURY BILL 91 DAYS (31/12/2026) IN002026X263	SOV	3.68%
** TREASURY BILL 91 DAYS (19/11/2026) IN002026X206	SOV	2.75%
** - CENTRAL BANK OF INDIA - CD - 06/11/2026 INE483A16KY7	CRISIL-A1+	2.69%
** TREASURY BILL 91 DAYS (10/12/2026) IN002026X230	SOV	2.60%
** - RELIANCE INDUSTRIES LTD - CP - 09/12/2026 INE002A14LS0	CRISIL-A1+	2.44%
** - YES BANK LTD - CD - 16/11/2026 INE528G16X94	CRISIL-A1+	2.37%
** - HDFC SECURITIES LTD - CP - 19/11/2026 INE700G14VN6	CRISIL-A1+	2.37%
** - CANARA BANK - CD - 03/12/2026 INE476A16L05	CRISIL-A1+	2.36%
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 17/12/2026 INE556F14MT0	CRISIL-A1+	2.36%
** - REC LTD - CP - 23/11/2026 INE020B14722	CRISIL-A1+	2.21%
** TREASURY BILL 91 DAYS (03/12/2026) IN002026X222	SOV	2.13%
** - NABARD - CP - 02/12/2026 INE261F14QF7	CRISIL-A1+	2.13%
** - EXIM - CP - 11/12/2026 INE514E14TR1	CRISIL-A1+	2.12%
** - H.P.C.L. - CP - 05/11/2026 INE094A14KS9	CRISIL-A1+	2.06%
** TREASURY BILL 91 DAYS (12/11/2026) IN002026X198	SOV	1.90%
** TREASURY BILL 91 DAYS (17/12/2026) IN002026X248	SOV	1.75%
** - EXIM - CP - 14/12/2026 INE514E14TQ3	CRISIL-A1+	1.73%
** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 03/11/2026 INE338I14NB3	CRISIL-A1+	1.58%
** - PNB HOUSING FINANCE LTD - CP - 05/11/2026 INE572E14KR8	CRISIL-A1+	1.58%
** - NABARD - CP - 11/11/2026 INE261F14QA8	CRISIL-A1+	1.58%
** - BPCL - CP - 13/11/2026 INE029A14BX4	CRISIL-A1+	1.58%
** - BAJAJ FINANCE LTD - CP - 19/11/2026 INE296A14J74	CRISIL-A1+	1.58%
** - NABARD - CP - 23/11/2026 INE261F14QC4	CRISIL-A1+	1.58%
** - BANK OF INDIA - CD - 03/12/2026 INE084A16GH6	CRISIL-A1+	1.58%
** - EXIM - CP - 04/12/2026 INE514E14TT7	CRISIL-A1+	1.58%
** - HDFC BANK LTD - CD - 04/12/2026 INE040A16KB3	CRISIL-A1+	1.58%
** - BAJAJ FINANCE LTD - CP - 04/12/2026 INE296A14J90	CRISIL-A1+	1.57%
** - ANGEL ONE LTD - CP - 03/12/2026 INE732I14DU8	ICRA-A1+	1.57%
** - ANGEL ONE LTD - CP - 07/12/2026 INE732I14DV6	ICRA-A1+	1.57%
** - HDFC BANK LTD - CD - 15/12/2026 INE040A16KE7	CRISIL-A1+	1.57%
** - NABARD - CP - 05/01/2027 INE261F14QK7	CRISIL-A1+	1.56%
** - ADANI PORTS & SPECIAL ECONOMIC ZONE LTD - CP - 08/01/2027 INE742F14RM0	CRISIL-A1+	1.56%
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 07/01/2027 INE556F14MU8	CRISIL-A1+	1.49%
** 07.90 % SIKKA PORTS AND TERMINALS LTD - 18/11/2026 INE941D07166	CRISIL-AAA	1.41%
** - IIFL FINANCE LTD - CP - 02/12/2026 INE530B14IU0	CRISIL-A1+	1.10%
** - RELIANCE INDUSTRIES LTD - CP - 11/12/2026 INE002A14LU6	CRISIL-A1+	1.10%
** - CHENNAI PETROLEUM CORPORATION LTD - CP - 03/11/2026 INE178A14HV0	CRISIL-A1+	0.95%
** - ULTRATECH CEMENT LTD - CP - 09/11/2026 INE481G14FW7	CRISIL-A1+	0.95%
** - HDFC SECURITIES LTD - CP - 20/11/2026 INE700G14VR7	CRISIL-A1+	0.95%
** - SIKKA PORTS AND TERMINALS LTD - CP - 04/12/2026 INE941D14782	CRISIL-A1+	0.94%
** - CITY UNION BANK LTD - CD - 04/12/2026 INE491A16193	CRISIL-A1+	0.94%
** - EXIM - CP - 10/12/2026 INE514E14TW1	CRISIL-A1+	0.94%
** - IIFL FINANCE LTD - CP - 08/12/2026 INE530B14IX4	CRISIL-A1+	0.94%
** - NABARD - CP - 27/11/2026 INE261F14QD2	CRISIL-A1+	0.87%
** - HDFC BANK LTD - CD - 14/12/2026 INE040A16IJ0	CRISIL-A1+	0.86%
** - ADITYA BIRLA HOUSING FINANCE LTD - CP - 03/11/2026 INE831R14GK3	CRISIL-A1+	0.79%
** - BAJAJ HOUSING FINANCE LTD - CP - 26/11/2026 INE377Y14CI6	CRISIL-A1+	0.79%
** - BAJAJ FINANCIAL SECURITIES LTD - CP - 01/12/2026 INE01C314HD4	CRISIL-A1+	0.79%
** - IIFL CAPITAL SERVICES LTD - CP - 30/11/2026 INE489L14991	CRISIL-A1+	0.79%
** - INDIAN BANK - CD - 10/12/2026 INE562A16QO6	CRISIL-A1+	0.79%
** TREASURY BILL 91 DAYS (24/12/2026) IN002026X255	SOV	0.79%
** - HDFC BANK LTD - CD - 13/11/2026 INE040A16HW5	CRISIL-A1+	0.63%
** - ADITYA BIRLA FASHION & RETAIL LTD - CP - 08/12/2026 INE647O14FL0	CRISIL-A1+	0.63%
** - AXIS BANK LTD - CD - 17/12/2026 INE238AD6CB1	CRISIL-A1+	0.63%
** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 25/01/2027 INE338I14NW9	CRISIL-A1+	0.62%
** - MUTHOOT FINCORP - CP - 03/11/2026 INE549K14CD0	CRISIL-A1+	0.48%
** - IIFL HOME FINANCE LTD - CP - 17/11/2026 INE477L14FZ8	CRISIL-A1+	0.47%
** - IIFL HOME FINANCE LTD - CP - 03/12/2026 INE477L14GA9	CRISIL-A1+	0.47%
** - ANGEL ONE LTD - CP - 08/12/2026 INE732I14DW4	ICRA-A1+	0.47%
** TREASURY BILL 182 DAYS (31/12/2026) IN002026Y139	SOV	0.47%
** TREASURY BILL 91 DAYS (05/11/2026) IN002026X180	SOV	0.46%
** TREASURY BILL 91 DAYS (27/11/2026) IN002026X214	SOV	0.43%
** - MUTHOOT FINANCE LTD - CP - 03/12/2026 INE414G14VB9	CRISIL-A1+	0.39%
(I) TREPS	–	0.37%
** - EXIM - CD - 11/11/2026 INE514E16CN1	CRISIL-A1+	0.32%
** - NUVAMA WEALTH AND INVESTMENT LTD - CP - 13/11/2026 INE523L14BU9	CRISIL-A1+	0.32%
** - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 02/12/2026 INE338I14NK4	CRISIL-A1+	0.31%
** - INFINA FINANCE PVT LTD - CP - 14/12/2026 INE879F14ME8	CRISIL-A1+	0.31%
** - IIFL CAPITAL SERVICES LTD - CP - 09/12/2026 INE489L14AA7	CRISIL-A1+	0.31%
** - HDFC BANK LTD - CD - 15/01/2027 INE040A16KD9	CRISIL-A1+	0.31%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/11/2026 INE556F16BQ4	CRISIL-A1+	0.24%
** - RELIANCE RETAIL VENTURES LTD - CP - 06/11/2026 INE929O14FO6	CRISIL-A1+	0.24%
SBIMF AIF - CAT I (CDMDF)27/10/2038 INF0RQ622028	–	0.22%
** - MUTHOOT FINCORP - CP - 04/11/2026 INE549K14CF5	CRISIL-A1+	0.16%
** - ADITYA BIRLA HOUSING FINANCE LTD - CP - 06/11/2026 INE831R14GL1	CRISIL-A1+	0.16%
** TREASURY BILL 182 DAYS (17/12/2026) IN002026Y113	SOV	0.16%
** - IIFL CAPITAL SERVICES LTD - CP - 11/12/2026 INE489L14AC3	CRISIL-A1+	0.16%
SDL TAMILNADU 7.39% (09/11/2026) IN3120160137	SOV	0.08%
** - BANK OF BARODA - CD - 06/11/2026 INE028A16KI3	IND-A1+	0.08%
** - UNION BANK OF INDIA - CD - 06/11/2026 INE692A16NF6	ICRA-A1+	0.08%
** - BANK OF BARODA - CD - 15/12/2026 INE028A16KW4	IND-A1+	0.08%
SGS GUJARAT 7.57% (09/11/2026) IN1520220154	SOV	0.03%
SDL KARNATAKA 7.37% (09/11/2026) IN1920160034	SOV	0.03%

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From the fund house's monthly portfolio (tatamutualfund.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs

Worst fall-0.14%7 Sept 2026 → 22 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 27 Jun 2025).

Fund details

Fund size (average AUM, July - September 2026)	₹31,952 cr across all plans · this plan ₹304 cr
Fund house	Tata Mutual Fund
Category	Debt · Liquid
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.18% · Regular 0.32% (5 Nov 2026)
Scheme code (AMFI)	153689
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹4,463.2241	+6.38%
Regular · Growth	₹4,524.1126	+6.50%
Regular · IDCW	₹1,001.5157	0.00%
Regular · IDCW	₹1,001.5187	0.00%
Regular · IDCW	₹1,066.1736	+4.81%

Top Liquid funds (direct plans)

Fund	1 year	3 years (a year)
Aditya Birla Sun Life Liquid Fund	+6.56%	+6.99%
Edelweiss Liquid Fund	+6.54%	+6.99%
Franklin India Liquid Fund	+6.56%	+6.98%
Canara Robeco Liquid Fund	+6.50%	+6.98%
Nippon India Liquid Fund	+6.55%	+6.96%
DSP Liquid Fund	+6.55%	+6.96%
Mahindra Manulife Liquid Fund	+6.53%	+6.96%
Union Liquid Fund	+6.51%	+6.95%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Tata Liquid Fund - Direct Plan - IDCW today?

₹1,071.2883 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Tata Liquid Fund - Direct Plan - IDCW?

1 year: 4.90%

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.