Markets / Mutual funds / Balanced Advantage

Union Balanced Advantage Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Hybrid fund · Regular plan · IDCW

Balanced AdvantageRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹18.5400 ▲ 0.05%

Union Mutual Fund

Fund size₹1,222 crJuly - September 2026

1-month range₹17.38 – 18.54

1 year-8.26%

Expense ratio2.50%regular plan, a year

5 years+4.27%a year

What the fund does

To achieve long term capital appreciation and generate income through an equity portfolio by using long equities, equity derivatives and arbitrage opportunities available. However, there is no assurance that the Investment Objective of the scheme will be achieved.

BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index (TRI) # #Benchmark Disclaimer: The “Product” offered by “the issuer” is not sponsored, endorsed, sold or promoted by NSE Indices Limited (Formerly Indian Index Services & Products Limited) (IISL). NSE Indices Limited does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of “the Product” or any member of the public regarding the advisability of investing in securities generally or in the “the Product” linked to NIFTY 50 Hybrid Composite Debt 50:50 Index or particularly in the ability of the NIFTY 50 Hybrid Composite Debt 50:50 Index, to track general stock market performance in India. Please read the full Disclaimer in relation to the NIFTY 50 Hybrid Composite Debt 50:50 Index in the Scheme Information Document.

Launched29 Dec 2017

Fund houseUnion Mutual Fund

Fund managersFM 1 Mr. Sanjay BembalkarFM 2 Mr. Gaurav ChopraFM 3 Mr. Parijat AgrawalFM 4 Mr. Vishal Thakker

NAV history

Returns

1 week

+4.51%avg 4.6%

1 month

+2.26%avg 3.8%

3 months

-2.68%avg 0.1%

6 months

-2.47%avg 2.7%

This year

-7.30%avg 1.1%

1 year

-8.26%avg 2.0%

3 years (a year)

+4.09%avg 9.5%

5 years (a year)

+4.27%avg 8.3%

Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	-2.7	-3.8	+4.7	+1.4	+2.2	+2.1	-0.7	-1.0	+0.9	+0.9	-0.2	-1.4
2026	-2.7	+0.5	-7.8	+4.5	-1.8	+1.9	+0.2	-0.1	-4.5	-1.6	+4.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held7897 lines in all

Top 10 stocks26.6%of the fund

Short positions-0.9%sold through derivatives

Net equity74.3%long stocks and derivatives minus shorts

Where the money is

Equity 75.2%Debt 12.0%Money market 5.5%Cash & others 7.3%Short -0.9%

Sectors (stocks held)

Banks

16.5%

Pharmaceuticals & Biotechnology

5.3%

Finance

4.6%

Auto Components

4.2%

Construction

3.6%

Capital Markets

3.6%

Telecom - Services

3.3%

IT - Software

3.0%

Credit quality (debt and money market)

AAA

12.0%

A1+

5.4%

Sovereign

0.1%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Stocks held	75.2%	74.3%	+0.91
Short positions	-0.9%	-1.7%	+0.84
Debt	12.0%	16.7%	-4.73
Money market	5.5%	5.4%	+0.10
Cash & others	7.3%	3.6%	+3.72
Top 10 stocks	26.6%	25.3%	+1.31
Number of stocks	78	78	0

New stocks 1

Honasa Consumer Ltd.0.62%

Stocks sold off 1

Patanjali Foods Ltd.was 0.64%

Bought more 4

Cemindia Projects Ltd.+0.67
Bharti Airtel Ltd.+0.43
ICICI Bank Ltd.+0.31
Infosys Ltd.+0.29

Cut back 1

Sai Life Sciences Ltd.-0.30

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 78

Holding	Sector / type	% of fund
HDFC Bank Ltd. INE040A01034	Banks	4.77%
ICICI Bank Ltd. INE090A01021	Banks	4.21%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	3.32%
Reliance Industries Ltd. INE002A01018	Petroleum Products	2.85%
State Bank of India INE062A01020	Banks	2.07%
Eternal Ltd. INE758T01015	Retailing	2.05%
Axis Bank Ltd. INE238A01034	Banks	2.04%
Gabriel India Ltd. INE524A01029	Auto Components	1.95%
Bajaj Finance Ltd. INE296A01032	Finance	1.71%
Infosys Ltd. INE009A01021	IT - Software	1.59%
Dhoot Transmission Ltd. INE01NH01023	Auto Components	1.50%
Kotak Mahindra Bank Ltd. INE237A01036	Banks	1.45%
Cemindia Projects Ltd. INE686A01026	Construction	1.41%
Shriram Finance Ltd. INE721A01047	Finance	1.22%
Clean Max Enviro Energy Solutions Ltd. INE647U01026	Power	1.13%
RBL Bank Ltd. INE976G01028	Banks	1.11%
Engineers India Ltd. INE510A01028	Construction	1.11%
Dr. Lal Path labs Ltd. INE600L01024	Healthcare Services	1.09%
Larsen & Toubro Ltd. INE018A01030	Construction	1.08%
Tata Consumer Products Ltd. INE192A01025	Agricultural Food & other Products	1.07%
Billionbrains Garage Ventures Ltd. INE0HOQ01053	Capital Markets	1.01%
Ather Energy Ltd. INE0LEZ01016	Automobiles	1.01%
Multi Commodity Exchange of India Ltd. INE745G01043	Capital Markets	0.94%
PNB Housing Finance Ltd. INE572E01012	Finance	0.93%
Cummins India Ltd. INE298A01020	Industrial Products	0.92%
IPCA Laboratories Ltd. INE571A01038	Pharmaceuticals & Biotechnology	0.88%
Shadowfax Technologies Ltd. INE12UN01015	Transport Services	0.87%
The Phoenix Mills Ltd. INE211B01039	Realty	0.86%
Ajanta Pharma Ltd. INE031B01049	Pharmaceuticals & Biotechnology	0.83%
Torrent Pharmaceuticals Ltd. INE685A01028	Pharmaceuticals & Biotechnology	0.83%
Bharat Heavy Electricals Ltd. INE257A01026	Electrical Equipment	0.82%
Maruti Suzuki India Ltd. INE585B01010	Automobiles	0.80%
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019	Auto Components	0.78%
Sun Pharmaceutical Industries Ltd. INE044A01036	Pharmaceuticals & Biotechnology	0.77%
JSW Infrastructure Ltd. INE880J01026	Transport Infrastructure	0.77%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	0.76%
Divi's Laboratories Ltd. INE361B01024	Pharmaceuticals & Biotechnology	0.75%
Bharat Electronics Ltd. INE263A01024	Aerospace & Defense	0.72%
Sai Life Sciences Ltd. INE570L01029	Pharmaceuticals & Biotechnology	0.72%
JSW Energy Ltd. INE121E01018	Power	0.72%
Aditya Birla Capital Ltd. INE674K01013	Finance	0.71%
One 97 Communications Ltd. INE982J01020	Financial Technology (Fintech)	0.70%
Ultratech Cement Ltd. INE481G01011	Cement & Cement Products	0.70%
Shiprocket Ltd. INE0FOO01011	Transport Services	0.69%
Inventurus Knowledge Solutions Ltd. INE115Q01022	IT - Services	0.69%
Manipal Health Enterprises Ltd INE459N01021	Healthcare Services	0.67%
360 ONE WAM Ltd. INE466L01038	Capital Markets	0.67%
CG Power and Industrial Solutions Ltd. INE067A01029	Electrical Equipment	0.67%
Pidilite Industries Ltd. INE318A01026	Chemicals & Petrochemicals	0.66%
Nippon Life India Asset Management Ltd. INE298J01013	Capital Markets	0.66%
Solar Industries India Ltd. INE343H01029	Chemicals & Petrochemicals	0.65%
Aarti Industries Ltd. INE769A01020	Chemicals & Petrochemicals	0.63%
Jindal Steel Ltd. INE749A01030	Ferrous Metals	0.63%
Honasa Consumer Ltd. INE0J5401028	Personal Products	0.62%
GE Vernova T&D India Ltd. INE200A01026	Electrical Equipment	0.60%
HDFC Life Insurance Company Ltd. INE795G01014	Insurance	0.60%
Mphasis Ltd. INE356A01018	IT - Software	0.58%
KRN Heat Exchanger and Refrigeration Ltd. INE0Q3J01015	Industrial Products	0.57%
Godrej Properties Ltd. INE484J01027	Realty	0.56%
HCL Technologies Ltd. INE860A01027	IT - Software	0.55%
Apar Industries Ltd. INE372A01015	Electrical Equipment	0.54%
Titan Company Ltd. INE280A01028	Consumer Durables	0.52%
Delhivery Ltd. INE148O01028	Transport Services	0.51%
Cyient Ltd. INE136B01020	IT - Services	0.50%
Gokaldas Exports Ltd. INE887G01027	Textiles & Apparels	0.49%
Varun Beverages Ltd. INE200M01039	Beverages	0.48%
Ujjivan Small Finance Bank Ltd. INE551W01018	Banks	0.47%
IndusInd Bank Ltd. INE095A01012	Banks	0.41%
E2E Networks Ltd. INE255Z01027	IT - Services	0.40%
Oil India Ltd. INE274J01014	Oil	0.36%
Trent Ltd. INE849A01020	Retailing	0.36%
Amber Enterprises India Ltd. INE371P01015	Consumer Durables	0.35%
Glaxosmithkline Pharmaceuticals Ltd. INE159A01016	Pharmaceuticals & Biotechnology	0.33%
NTPC Ltd. INE733E01010	Power	0.31%
National Stock Exchange of India Ltd. INE721I01024	Capital Markets	0.31%
Persistent Systems Ltd. INE262H01021	IT - Software	0.29%
Wockhardt Ltd. INE049B01025	Pharmaceuticals & Biotechnology	0.17%
LG Electronics India Ltd. INE324D01010	Consumer Durables	0.14%

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Short positions 2

Holding	Sector / type	% of fund
Eternal Ltd. 23.11.2026	Retailing	-0.48%
IndusInd Bank Ltd. 23.11.2026	Banks	-0.42%

Derivatives, debt, money market and cash 17

Holding	Sector / type	% of fund
TREPS	–	6.42%
Punjab National Bank INE160A16UQ6	CRISIL A1+	2.15%
Small Industries Development Bank of India** INE556F08KY6	CRISIL AAA	2.14%
Power Grid Corporation of India Ltd.** INE752E08775	CRISIL AAA	2.08%
Indian Railway Finance Corporation Ltd.** INE053F08346	CRISIL AAA	1.71%
Canara Bank INE476A16H84	CRISIL A1+	1.46%
Bank of Baroda INE028A16LS0	IND A1+	1.37%
National Bank for Agriculture and Rural Development** INE261F08DV4	CRISIL AAA	1.31%
National Bank for Agriculture and Rural Development** INE261F08ER0	CRISIL AAA	1.29%
Power Grid Corporation of India Ltd.** INE752E08734	CRISIL AAA	1.27%
Net Receivable / Payable	–	0.91%
Power Finance Corporation Ltd.** INE134E08NA9	CRISIL AAA	0.84%
Indian Railway Finance Corporation Ltd.** INE053F08460	CRISIL AAA	0.83%
Punjab National Bank INE160A16UV6	CRISIL A1+	0.43%
Power Finance Corporation Ltd.** INE134E08OA7	CRISIL AAA	0.26%
REC Ltd.** INE020B08FW6	[ICRA]AAA	0.26%
91 Day Treasury Bills IN002026X255	Sovereign	0.10%

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From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility10.5%yearly, from daily NAVs

Worst fall-15.59%27 Oct 2025 → 23 Oct 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jan 2018).

Where it can invest (limits from the scheme document)

Equity and Equity related instruments*

65–100%

of net assets; * Out of which, Equity Derivatives

0–45%

of net assets; Debt, Money Market Instruments and other assets as permitted by SEBI

0–35%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,222 cr across all plans · this plan ₹28.46 cr
Fund house	Union Mutual Fund
Category	Hybrid · Balanced Advantage
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.42% · Regular 2.50% (6 Nov 2026)
Exit load	1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	142036
ISIN	INF582M01DK6
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹22.7900	+2.52%
Direct · IDCW	₹20.4800	-6.44%
Regular · Growth	₹20.8400	+1.41%

Top Balanced Advantage funds (regular plans)

Fund	1 year	3 years (a year)
Axis Balanced Advantage Fund	+4.14%	+13.20%
Mahindra Manulife Balanced Advantage Fund	+4.99%	+12.52%
quant Dynamic Asset Allocation Fund	-1.67%	+12.25%
Aditya Birla Sun Life Balanced Advantage Fund	+6.96%	+11.96%
Baroda BNP Paribas Balanced Advantage Fund	+4.28%	+11.96%
Axis Balanced Advantage Fund	+2.90%	+11.86%
ICICI Prudential Balanced Advantage Fund	+5.46%	+11.59%
HDFC Balanced Advantage Fund	+0.34%	+11.56%

All Balanced Advantage funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Balanced Advantage Fund - Regular Plan - IDCW today?

₹18.5400 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Balanced Advantage Fund - Regular Plan - IDCW?

1 year: -8.26%, 3 years: 4.09% a year, 5 years: 4.27% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.