Union Dynamic Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Debt fund · Direct plan · IDCW

Dynamic BondDirect · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹15.6613 ▼ 0.34%

Union Mutual Fund

Fund size₹63.92 crJuly - September 2026

1-month range₹15.33 – 15.72

1 year+0.95%

Expense ratio1.31%direct plan, a year

5 years+4.06%a year

What the fund does

To actively manage a portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and liquidity to the investors. However, there can be no assurance that the investment objective of the scheme will be achieved.

BenchmarkCRISIL Dynamic Bond A-III Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.

Launched13 Feb 2012

Fund houseUnion Mutual Fund

Fund managersFM 1 Mr. Parijat AgrawalFM 2 Mr. Devesh Thacker

NAV history

Returns

1 week

+1.77%avg 1.0%

1 month

+0.51%avg 0.5%

3 months

-0.90%avg -0.1%

6 months

+1.54%avg 2.5%

This year

+0.70%avg 3.4%

1 year

+0.95%avg 3.7%

3 years (a year)

+4.94%avg 6.9%

5 years (a year)

+4.06%avg 6.1%

Bars: this plan; the thin mark is the Dynamic Bond average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.1
2025	+0.9	-0.3	+2.3	+2.2	+0.6	-1.7	+0.7	-2.5	+1.6	+0.2	-0.3	+0.6
2026	-0.4	+0.4	-3.0	+1.7	-0.0	+3.2	-0.8	-0.3	-0.5	-1.2	+1.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings69 lines in all

Top 10 holdings95.8%of the fund

Debt95.8%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 95.8%Cash & others 4.2%

Credit quality (debt and money market)

Sovereign

69.7%

AAA

26.1%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Debt	95.8%	90.6%	+5.20
Money market	0.0%	0.1%	-0.10
Cash & others	4.2%	9.3%	-5.10

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 9

Holding	Sector / type	% of fund
GOI 6.90% 2065 IN0020250018	Sovereign	43.57%
GOI 7.24% 2055 IN0020250075	Sovereign	26.08%
Indian Railway Finance Corporation Ltd.** INE053F07BD9	CRISIL AAA	8.28%
Power Finance Corporation Ltd.** INE134E08OA7	CRISIL AAA	6.50%
REC Ltd.** INE020B08FW6	[ICRA]AAA	6.47%
National Bank for Agriculture and Rural Development INE261F08EO7	CRISIL AAA	4.88%
Net Receivable / Payable	–	2.21%
TREPS	–	1.45%
Corporate Debt Mkt Devp. Fund-A2 INF0RQ622028	Alternative Investment Fund	0.56%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility4.3%yearly, from daily NAVs

Worst fall-22.19%30 Nov 2016 → 28 Feb 2019

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt* Instruments including Government Securities and Corporate Debt

0–100%

of net assets; Money Market Instruments

0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹63.92 cr across all plans · this plan ₹0.64 cr
Fund house	Union Mutual Fund
Category	Debt · Dynamic Bond
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.31% · Regular 1.53% (6 Nov 2026)
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	116556
ISIN	INF582M01351
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹23.4908	+0.95%
Direct · Growth	₹24.9086	+1.24%
Direct · IDCW	₹16.6846	+1.24%

Top Dynamic Bond funds (direct plans)

Fund	1 year	3 years (a year)
BANDHAN Dynamic Term Fund	+6.67%	+7.92%
Kotak Dynamic Term Fund	+5.81%	+7.90%
Kotak Dynamic Term Fund	+5.81%	+7.90%
Aditya Birla Sun Life Dynamic Term Fund	+5.23%	+7.80%
Mahindra Manulife Dynamic Term Fund	+4.68%	+7.60%
ICICI Prudential Dynamic Term Fund	+5.02%	+7.57%
SBI DYNAMIC TERM FUND	+5.19%	+7.48%
Nippon India Dynamic Term Fund	+3.77%	+7.40%

All Dynamic Bond funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Union Dynamic Term Fund - Direct Plan - IDCW today?

₹15.6613 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Dynamic Term Fund - Direct Plan - IDCW?

1 year: 0.95%, 3 years: 4.94% a year, 5 years: 4.06% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.