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Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Equity fund · Regular plan · IDCW

ELSS (tax saver)Regular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹72.4500 ▲ 0.71%

Union Mutual Fund

Fund size₹859 crJuly - September 2026

1-month range₹66.58 – 72.45

1 year+0.74%

Expense ratio2.59%regular plan, a year

5 years+10.24%a year

What the fund does

To generate income and long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities. However there can be no assurance that the investment objective of the scheme will be achieved.

BenchmarkBSE 500 Index (TRI)

Launched23 Dec 2011

Fund houseUnion Mutual Fund

Fund managersFM 1 Mr. Vinod MalviyaFM 2 Mr. Sanjay Bembalkar

NAV history

Returns

1 week

+6.31%avg 6.4%

1 month

+3.83%avg 5.1%

3 months

-0.93%avg -0.9%

6 months

+2.91%avg 2.7%

This year

+0.19%avg -0.4%

1 year

+0.74%avg 0.3%

3 years (a year)

+11.61%avg 11.7%

5 years (a year)

+10.24%avg 10.0%

Bars: this plan; the thin mark is the ELSS (tax saver) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.4
2025	-6.3	-7.2	+7.5	+1.1	+5.4	+3.4	-1.0	-1.1	+1.0	+3.5	+0.6	-0.9
2026	-3.2	+1.2	-11.3	+9.4	+0.0	+3.2	+1.4	+1.9	-5.3	-1.9	+6.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held8083 lines in all

Top 10 stocks31.5%of the fund

Short positions-0.4%sold through derivatives

Net equity98.7%long stocks and derivatives minus shorts

Where the money is

Equity 99.1%Cash & others 0.9%Short -0.4%

Sectors (stocks held)

Banks

22.3%

Pharmaceuticals & Biotechnology

6.8%

Auto Components

6.7%

IT - Software

5.7%

Electrical Equipment

4.2%

Chemicals & Petrochemicals

4.1%

Industrial Products

3.9%

Telecom - Services

3.8%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Stocks held	99.1%	98.9%	+0.17
Short positions	-0.4%	-0.4%	+0.05
Money market	0.0%	0.1%	-0.03
Cash & others	0.9%	1.0%	-0.14
Top 10 stocks	31.5%	31.0%	+0.49
Number of stocks	80	81	-1

New stocks 3

Tempsens Instruments (India) Ltd.0.95%
Angel One Ltd.0.58%
National Stock Exchange of India Ltd.0.28%

Stocks sold off 4

LTM Ltd.was 0.81%
Pidilite Industries Ltd.was 0.80%
Prestige Estates Projects Ltd.was 0.28%
Aegis Vopak Terminals Ltd.was 0.22%

Bought more 8

BSE Ltd.+0.81
Bharti Airtel Ltd.+0.74
Kotak Mahindra Bank Ltd.+0.61
Coforge Ltd.+0.56
Tata Consultancy Services Ltd.+0.34
Tech Mahindra Ltd.+0.29
Bajaj Finance Ltd.+0.29
ICICI Bank Ltd.+0.25

Cut back 6

Larsen & Toubro Ltd.-0.75
Interglobe Aviation Ltd.-0.71
Ujjivan Small Finance Bank Ltd.-0.50
JSW Infrastructure Ltd.-0.49
Max Financial Services Ltd.-0.35
Shriram Finance Ltd.-0.25

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 80

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	7.42%
HDFC Bank Ltd. INE040A01034	Banks	4.93%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	3.82%
Axis Bank Ltd. INE238A01034	Banks	3.24%
Reliance Industries Ltd. INE002A01018	Petroleum Products	2.47%
Gabriel India Ltd. INE524A01029	Auto Components	2.16%
One 97 Communications Ltd. INE982J01020	Financial Technology (Fintech)	1.96%
State Bank of India INE062A01020	Banks	1.90%
Eternal Ltd. INE758T01015	Retailing	1.83%
Solar Industries India Ltd. INE343H01029	Chemicals & Petrochemicals	1.75%
JSW Energy Ltd. INE121E01018	Power	1.74%
Jindal Steel Ltd. INE749A01030	Ferrous Metals	1.73%
Kotak Mahindra Bank Ltd. INE237A01036	Banks	1.72%
CG Power and Industrial Solutions Ltd. INE067A01029	Electrical Equipment	1.72%
Ajanta Pharma Ltd. INE031B01049	Pharmaceuticals & Biotechnology	1.67%
Tech Mahindra Ltd. INE669C01036	IT - Software	1.67%
Sai Life Sciences Ltd. INE570L01029	Pharmaceuticals & Biotechnology	1.63%
JSW Infrastructure Ltd. INE880J01026	Transport Infrastructure	1.59%
Sona Blw Precision Forgings Ltd. INE073K01018	Auto Components	1.57%
Shriram Finance Ltd. INE721A01047	Finance	1.55%
Maruti Suzuki India Ltd. INE585B01010	Automobiles	1.50%
The Phoenix Mills Ltd. INE211B01039	Realty	1.47%
LG Electronics India Ltd. INE324D01010	Consumer Durables	1.42%
Larsen & Toubro Ltd. INE018A01030	Construction	1.35%
Aether Industries Ltd. INE0BWX01014	Chemicals & Petrochemicals	1.34%
UNO Minda Ltd. INE405E01023	Auto Components	1.34%
Bharat Heavy Electricals Ltd. INE257A01026	Electrical Equipment	1.33%
Bajaj Finance Ltd. INE296A01032	Finance	1.27%
Balrampur Chini Mills Ltd. INE119A01028	Agricultural Food & other Products	1.21%
Acutaas Chemicals Ltd. INE00FF01025	Pharmaceuticals & Biotechnology	1.17%
Tata Consumer Products Ltd. INE192A01025	Agricultural Food & other Products	1.15%
Data Patterns (India) Ltd. INE0IX101010	Aerospace & Defense	1.14%
HDFC Asset Management Co. Ltd. INE127D01025	Capital Markets	1.12%
BSE Ltd. INE118H01025	Capital Markets	1.07%
RBL Bank Ltd. INE976G01028	Banks	1.07%
Tata Consultancy Services Ltd. INE467B01029	IT - Software	1.07%
Coforge Ltd. INE591G01025	IT - Software	1.05%
The Federal Bank Ltd. INE171A01029	Banks	1.04%
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019	Auto Components	1.01%
Ultratech Cement Ltd. INE481G01011	Cement & Cement Products	1.01%
Mphasis Ltd. INE356A01018	IT - Software	1.00%
Ujjivan Small Finance Bank Ltd. INE551W01018	Banks	1.00%
AIA Engineering Ltd. INE212H01026	Industrial Products	0.96%
Amber Enterprises India Ltd. INE371P01015	Consumer Durables	0.96%
Aarti Industries Ltd. INE769A01020	Chemicals & Petrochemicals	0.96%
Cummins India Ltd. INE298A01020	Industrial Products	0.96%
Tempsens Instruments (India) Ltd. INE1KZI01025	Industrial Manufacturing	0.95%
Grindwell Norton Ltd. INE536A01023	Industrial Products	0.95%
Torrent Pharmaceuticals Ltd. INE685A01028	Pharmaceuticals & Biotechnology	0.92%
Infosys Ltd. INE009A01021	IT - Software	0.88%
Varun Beverages Ltd. INE200M01039	Beverages	0.87%
Engineers India Ltd. INE510A01028	Construction	0.85%
Max Financial Services Ltd. INE180A01020	Insurance	0.82%
Inventurus Knowledge Solutions Ltd. INE115Q01022	IT - Services	0.80%
Dixon Technologies (India) Ltd. INE935N01020	Consumer Durables	0.79%
Gokaldas Exports Ltd. INE887G01027	Textiles & Apparels	0.70%
Zydus Lifesciences Ltd. INE010B01027	Pharmaceuticals & Biotechnology	0.70%
Info Edge (India) Ltd. INE663F01032	Retailing	0.70%
MTAR technologies Ltd. INE864I01014	Electrical Equipment	0.68%
TVS Motor Company Ltd. INE494B01023	Automobiles	0.67%
Sun Pharmaceutical Industries Ltd. INE044A01036	Pharmaceuticals & Biotechnology	0.67%
Doms Industries Ltd. INE321T01012	Household Products	0.66%
Cemindia Projects Ltd. INE686A01026	Construction	0.64%
Fortis Healthcare Ltd. INE061F01013	Healthcare Services	0.63%
Schaeffler India Ltd. INE513A01022	Auto Components	0.62%
KRN Heat Exchanger and Refrigeration Ltd. INE0Q3J01015	Industrial Products	0.59%
Angel One Ltd. INE732I01021	Capital Markets	0.58%
Shiprocket Ltd. INE0FOO01011	Transport Services	0.54%
Aditya Birla Capital Ltd. INE674K01013	Finance	0.53%
ITC Ltd. INE154A01025	Diversified FMCG	0.53%
Hindustan Copper Ltd. INE531E01026	Non - Ferrous Metals	0.50%
Tata Motors Ltd. INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.49%
Hitachi Energy India Ltd. INE07Y701011	Electrical Equipment	0.45%
KSB Ltd. INE999A01023	Industrial Products	0.45%
Tata Steel Ltd. INE081A01020	Ferrous Metals	0.44%
CarTrade Tech Ltd. INE290S01011	Retailing	0.37%
Hindustan Zinc Ltd. INE267A01025	Non - Ferrous Metals	0.37%
Interglobe Aviation Ltd. INE646L01027	Transport Services	0.29%
National Stock Exchange of India Ltd. INE721I01024	Capital Markets	0.28%
Bharat Electronics Ltd. INE263A01024	Aerospace & Defense	0.12%

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Short positions 1

Holding	Sector / type	% of fund
Net Receivable / Payable	–	-0.35%

Debt, money market and cash 2

Holding	Sector / type	% of fund
TREPS	–	1.25%
91 Day Treasury Bills IN002026X255	Sovereign	0.03%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility15.2%yearly, from daily NAVs

Worst fall-25.75%31 Jan 2020 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity & Equity related instruments*

80–100%

of net assets, Money Market Instruments, Other Liquid Instruments and other assets as permitted by SEBI

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹859 cr across all plans · this plan ₹1.28 cr
Fund house	Union Mutual Fund
Category	Equity · ELSS (tax saver)
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.66% · Regular 2.59% (6 Nov 2026)
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	119306
ISIN	INF582M01781
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹72.4500	+0.74%
Regular · Growth	₹65.9300	-0.18%
Regular · IDCW	₹36.8600	-0.16%

Top ELSS (tax saver) funds (regular plans)

Fund	1 year	3 years (a year)
Motilal Oswal ELSS Tax Saver Fund	+6.16%	+19.04%
HSBC ELSS Tax saver Fund	+3.55%	+15.93%
WhiteOak Capital ELSS Tax Saver Fund	+2.66%	+15.45%
JM ELSS - Tax Saver Fund	+4.63%	+15.43%
Baroda BNP Paribas ELSS Tax Saver Fund	+2.57%	+14.78%
Quant ELSS Tax Saver Fund	+10.05%	+14.60%
DSP ELSS Tax Saver Fund	+0.43%	+14.46%
SBI ELSS Tax Saver Fund	-2.02%	+14.40%

All ELSS (tax saver) funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund - Regular Plan - IDCW today?

₹72.4500 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund - Regular Plan - IDCW?

1 year: 0.74%, 3 years: 11.61% a year, 5 years: 10.24% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.