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Mutual fundsSIF

Union Equity Savings Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Hybrid fund · Direct plan · IDCW

Equity SavingsDirect · IDCWRisk: Moderately High
NAV · 6 Nov 2026
₹17.1700 ▲ 0.47%
Union Mutual Fund
Fund size₹119 crJuly - September 2026
1-month range₹16.58 – 17.17
1 year-3.16%
Expense ratio2.12%direct plan, a year
5 years+4.82%a year

What the fund does

To seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments. However, there is no assurance that the Investment Objective of the scheme will be achieved.

BenchmarkCRISIL Equity Savings Index (TRI)# #CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Launched9 Aug 2018
Fund houseUnion Mutual Fund
Fund managersFM 1 - Mr. Sanjay BembalkarFM 2 - Mr. Gaurav ChopraFM 3 - Mr. Parijat Agrawal

NAV history

171717 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+2.57%avg 2.3%
1 month
+1.90%avg 2.2%
3 months
-5.97%avg 0.9%
6 months
-3.92%avg 3.3%
This year
-3.92%avg 3.8%
1 year
-3.16%avg 4.8%
3 years (a year)
+4.96%avg 9.0%
5 years (a year)
+4.82%avg 7.9%

Bars: this plan; the thin mark is the Equity Savings average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.2
2025-1.2-2.0+2.9+1.0+1.2+1.3-0.2-0.5+0.5+1.8+0.6-0.1
2026-0.7+0.8-3.9+3.2-0.2+2.1+0.7-6.0-1.6-0.4+2.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held77108 lines in all
Top 10 stocks30.1%of the fund
Short positions-32.5%sold through derivatives
Net equity35.6%long stocks and derivatives minus shorts

Where the money is

Equity 68.1%Debt 16.3%Money market 7.3%Cash & others 8.4%Short -32.5%

Sectors (stocks held)

Banks
16.2%
Telecom - Services
7.6%
Pharmaceuticals & Biotechnology
4.3%
IT - Software
3.9%
Automobiles
3.6%
Power
3.4%
Finance
3.4%
Petroleum Products
3.2%

Credit quality (debt and money market)

AAA
16.3%
Sovereign
7.3%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held68.1%69.5%-1.45
Short positions-32.5%-32.5%-0.01
Debt16.3%16.4%-0.10
Money market7.3%9.9%-2.65
Cash & others8.4%4.2%+4.20
Top 10 stocks30.1%32.6%-2.45
Number of stocks7775+2
New stocks 5
  • TVS Motor Company Ltd.1.37%
  • HCL Technologies Ltd.1.16%
  • Tata Consultancy Services Ltd.1.15%
  • Vodafone Idea Ltd.0.82%
  • Honasa Consumer Ltd.0.45%
Stocks sold off 3
  • Max Financial Services Ltd.was 0.69%
  • Nippon Life India Asset Management Ltd.was 0.37%
  • FSN E-Commerce Ventures Ltd.was 0.30%
Bought more 2
  • Bharti Airtel Ltd.+0.34
  • Kotak Mahindra Bank Ltd.+0.27
Cut back 3
  • Patanjali Foods Ltd.-4.01
  • KEI Industries Ltd.-0.55
  • Ujjivan Small Finance Bank Ltd.-0.54

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 77

HoldingSector / type% of fund
HDFC Bank Ltd.
INE040A01034		Banks4.77%
ICICI Bank Ltd.
INE090A01021		Banks3.87%
Indus Towers Ltd.
INE121J01017		Telecom - Services3.76%
Bajaj Finance Ltd.
INE296A01032		Finance3.00%
Bharti Airtel Ltd.
INE397D01024		Telecom - Services2.99%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks2.64%
NTPC Ltd.
INE733E01010		Power2.61%
Reliance Industries Ltd.
INE002A01018		Petroleum Products2.30%
Axis Bank Ltd.
INE238A01034		Banks2.18%
KEI Industries Ltd.
INE878B01027		Industrial Products1.99%
Glenmark Pharmaceuticals Ltd.
INE935A01035		Pharmaceuticals & Biotechnology1.60%
TVS Motor Company Ltd.
INE494B01023		Automobiles1.37%
Interglobe Aviation Ltd.
INE646L01027		Transport Services1.30%
State Bank of India
INE062A01020		Banks1.19%
HCL Technologies Ltd.
INE860A01027		IT - Software1.16%
Tata Consultancy Services Ltd.
INE467B01029		IT - Software1.15%
Adani Ports and Special Economic Zone Ltd.
INE742F01042		Transport Infrastructure1.09%
Infosys Ltd.
INE009A01021		IT - Software1.06%
Mahindra & Mahindra Ltd.
INE101A01026		Automobiles1.01%
Tata Steel Ltd.
INE081A01020		Ferrous Metals0.90%
Bharat Petroleum Corporation Ltd.
INE029A01011		Petroleum Products0.85%
Vodafone Idea Ltd.
INE669E01016		Telecom - Services0.82%
Hindalco Industries Ltd.
INE038A01020		Non - Ferrous Metals0.82%
Patanjali Foods Ltd.
INE619A01035		Agricultural Food & other Products0.80%
Sai Life Sciences Ltd.
INE570L01029		Pharmaceuticals & Biotechnology0.72%
Engineers India Ltd.
INE510A01028		Construction0.67%
Ather Energy Ltd.
INE0LEZ01016		Automobiles0.65%
Dr. Lal Path labs Ltd.
INE600L01024		Healthcare Services0.65%
Trent Ltd.
INE849A01020		Retailing0.64%
One 97 Communications Ltd.
INE982J01020		Financial Technology (Fintech)0.64%
Shadowfax Technologies Ltd.
INE12UN01015		Transport Services0.63%
Crompton Greaves Consumer Electricals Ltd.
INE299U01018		Consumer Durables0.62%
Tata Consumer Products Ltd.
INE192A01025		Agricultural Food & other Products0.59%
CG Power and Industrial Solutions Ltd.
INE067A01029		Electrical Equipment0.57%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology0.56%
Maruti Suzuki India Ltd.
INE585B01010		Automobiles0.55%
Delhivery Ltd.
INE148O01028		Transport Services0.55%
Syrma SGS Technology Ltd.
INE0DYJ01015		Industrial Manufacturing0.52%
Inventurus Knowledge Solutions Ltd.
INE115Q01022		IT - Services0.52%
Mphasis Ltd.
INE356A01018		IT - Software0.52%
Gabriel India Ltd.
INE524A01029		Auto Components0.52%
Hindustan Unilever Ltd.
INE030A01027		Diversified FMCG0.51%
Eternal Ltd.
INE758T01015		Retailing0.50%
Solar Industries India Ltd.
INE343H01029		Chemicals & Petrochemicals0.50%
Clean Max Enviro Energy Solutions Ltd.
INE647U01026		Power0.50%
IndusInd Bank Ltd.
INE095A01012		Banks0.47%
Ajanta Pharma Ltd.
INE031B01049		Pharmaceuticals & Biotechnology0.46%
Dhoot Transmission Ltd.
INE01NH01023		Auto Components0.46%
Cemindia Projects Ltd.
INE686A01026		Construction0.45%
Honasa Consumer Ltd.
INE0J5401028		Personal Products0.45%
RBL Bank Ltd.
INE976G01028		Banks0.44%
JSW Infrastructure Ltd.
INE880J01026		Transport Infrastructure0.42%
Larsen & Toubro Ltd.
INE018A01030		Construction0.41%
KRN Heat Exchanger and Refrigeration Ltd.
INE0Q3J01015		Industrial Products0.40%
Varun Beverages Ltd.
INE200M01039		Beverages0.40%
Data Patterns (India) Ltd.
INE0IX101010		Aerospace & Defense0.37%
Aarti Industries Ltd.
INE769A01020		Chemicals & Petrochemicals0.36%
ZF Commercial Vehicle Control Systems India Ltd.
INE342J01019		Auto Components0.36%
Bharat Heavy Electricals Ltd.
INE257A01026		Electrical Equipment0.36%
Shriram Finance Ltd.
INE721A01047		Finance0.35%
Kirloskar Oil Engines Ltd.
INE146L01010		Industrial Products0.34%
IPCA Laboratories Ltd.
INE571A01038		Pharmaceuticals & Biotechnology0.33%
Manipal Health Enterprises Ltd
INE459N01021		Healthcare Services0.33%
Oil India Ltd.
INE274J01014		Oil0.32%
Godrej Properties Ltd.
INE484J01027		Realty0.32%
Ujjivan Small Finance Bank Ltd.
INE551W01018		Banks0.32%
Karur Vysya Bank Ltd.
INE036D01028		Banks0.31%
JSW Energy Ltd.
INE121E01018		Power0.30%
Glaxosmithkline Pharmaceuticals Ltd.
INE159A01016		Pharmaceuticals & Biotechnology0.29%
Gokaldas Exports Ltd.
INE887G01027		Textiles & Apparels0.27%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products0.27%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology0.26%
Billionbrains Garage Ventures Ltd.
INE0HOQ01053		Capital Markets0.26%
Bharat Electronics Ltd.
INE263A01024		Aerospace & Defense0.21%
Jindal Steel Ltd.
INE749A01030		Ferrous Metals0.17%
E2E Networks Ltd.
INE255Z01027		IT - Services0.14%
Wockhardt Ltd.
INE049B01025		Pharmaceuticals & Biotechnology0.12%

Short positions 24

HoldingSector / type% of fund
Indus Towers Ltd. 23.11.2026Telecom - Services-3.79%
Bajaj Finance Ltd. 23.11.2026Finance-2.51%
NTPC Ltd. 23.11.2026Power-2.25%
Kotak Mahindra Bank Ltd. 23.11.2026Banks-2.04%
KEI Industries Ltd. 23.11.2026Industrial Products-1.99%
HDFC Bank Ltd. 23.11.2026Banks-1.91%
Glenmark Pharmaceuticals Ltd. 23.11.2026Pharmaceuticals & Biotechnology-1.62%
TVS Motor Company Ltd. 23.11.2026Automobiles-1.38%
Bharti Airtel Ltd. 23.11.2026Telecom - Services-1.33%
ICICI Bank Ltd. 23.11.2026Banks-1.30%
Interglobe Aviation Ltd. 23.11.2026Transport Services-1.29%
HCL Technologies Ltd. 23.11.2026IT - Software-1.17%
Tata Consultancy Services Ltd. 23.11.2026IT - Software-1.15%
Adani Ports and Special Economic Zone Ltd. 23.11.2026Transport Infrastructure-1.09%
Mahindra & Mahindra Ltd. 23.11.2026Automobiles-1.01%
Tata Steel Ltd. 23.11.2026Ferrous Metals-0.90%
Axis Bank Ltd. 23.11.2026Banks-0.88%
Bharat Petroleum Corporation Ltd. 23.11.2026Petroleum Products-0.85%
Hindalco Industries Ltd. 23.11.2026Non - Ferrous Metals-0.83%
Vodafone Idea Ltd. 23.11.2026Telecom - Services-0.83%
Patanjali Foods Ltd. 23.11.2026Agricultural Food & other Products-0.80%
Crompton Greaves Consumer Electricals Ltd. 23.11.2026Consumer Durables-0.62%
Reliance Industries Ltd. 23.11.2026Petroleum Products-0.52%
IndusInd Bank Ltd. 23.11.2026Banks-0.47%

Derivatives, debt, money market and cash 7

HoldingSector / type% of fund
National Bank for Agriculture and Rural Development**
INE261F08ER0		CRISIL AAA8.66%
Net Receivable / Payable–4.93%
91 Day Treasury Bills
IN002026X198		Sovereign4.42%
Indian Railway Finance Corporation Ltd.**
INE053F08460		CRISIL AAA4.19%
Small Industries Development Bank of India**
INE556F08LA4		CRISIL AAA3.44%
TREPS–3.44%
91 Day Treasury Bills
IN002026X255		Sovereign2.84%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility8.7%yearly, from daily NAVs
Worst fall-9.55%3 Aug 2026 → 23 Oct 2026
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2018).

Where it can invest (limits from the scheme document)

uments and derivatives including index futures, stock futures, index options, & stock options, etc. as partly hedged /arbitrage exposure#
65–90%
A1. Equity & Equity Related instruments (unhedged)^
15–40%
A2. Equity & Equity Related instruments (hedged)^
25–75%
B. Debt, Money Market Instruments and other assets as permitted by SEBI
10–35%
C. Units Issued by InvITs
0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹119 cr across all plans · this plan ₹0.03 cr
Fund houseUnion Mutual Fund
CategoryHybrid · Equity Savings
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 2.12% · Regular 2.58% (5 Nov 2026)
Exit load1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)144313
ISININF582M01EE7
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹18.4000+3.78%
Regular · Growth₹17.5900+3.29%
Regular · IDCW₹16.3600-3.93%

Top Equity Savings funds (direct plans)

Fund1 year3 years (a year)
HSBC Equity Savings Fund+9.43%+13.50%
Edelweiss Equity Savings Fund+7.75%+11.53%
Kotak Equity Savings Fund+3.69%+10.16%
Baroda BNP Paribas Equity Savings Fund+4.82%+10.04%
Mahindra Manulife Equity Savings Fund+5.50%+10.03%
Invesco India Equity Savings Fund+2.00%+9.35%
HDFC Equity Savings Fund+4.13%+9.26%
DSP Equity Savings Fund+3.55%+9.19%

All Equity Savings funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Union Equity Savings Fund - Direct Plan - IDCW today?

₹17.1700 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Equity Savings Fund - Direct Plan - IDCW?

1 year: -3.16%, 3 years: 4.96% a year, 5 years: 4.82% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.