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Union Flexi Cap Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Union Mutual Fund · Equity fund · Regular plan · IDCW

Flexi CapRegular · IDCWRisk: Very High
NAV · 6 Nov 2026
₹29.7000 ▲ 0.88%
Union Mutual Fund
Fund size₹2,404 crJuly - September 2026
1-month range₹27.18 – 29.70
1 year-8.76%
Expense ratio2.50%regular plan, a year
5 years+6.56%a year

What the fund does

The investment objective of the Scheme is to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities across market capitalisation. However, there can be no assurance that the investment objective of the scheme will be achieved.

BenchmarkBSE 500 Index (TRI)
Launched10 Jun 2011
Fund houseUnion Mutual Fund
Fund managersFM 1 Mr. Sanjay BembalkarFM 2 Mr. Vinod Malviya

NAV history

272830 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+6.07%avg 6.2%
1 month
+4.47%avg 4.2%
3 months
+0.54%avg -0.5%
6 months
-7.07%avg 4.5%
This year
-9.67%avg 2.6%
1 year
-8.76%avg 3.1%
3 years (a year)
+6.86%avg 13.3%
5 years (a year)
+6.56%avg 10.4%

Bars: this plan; the thin mark is the Flexi Cap average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.9
2025-6.5-7.6+7.7+2.0+4.6+3.9-2.3-1.8+1.1+3.4+0.0-0.3
2026-3.1+1.2-11.6+10.0+0.0-8.3+1.4+2.2-5.4-0.7+6.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held7780 lines in all
Top 10 stocks31.5%of the fund
Short positions-0.5%sold through derivatives
Net equity96.1%long stocks and derivatives minus shorts

Where the money is

Equity 96.5%Money market 0.1%Cash & others 3.4%Short -0.5%

Sectors (stocks held)

Banks
19.5%
Pharmaceuticals & Biotechnology
9.7%
IT - Software
6.5%
Auto Components
5.2%
Finance
4.7%
Retailing
4.3%
Transport Services
3.8%
Capital Markets
3.8%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held96.5%95.0%+1.52
Short positions-0.5%-0.2%-0.23
Money market0.1%0.1%-0.05
Cash & others3.4%4.9%-1.47
Top 10 stocks31.5%31.1%+0.43
Number of stocks7773+4
New stocks 5
  • Hindustan Aeronautics Ltd.0.74%
  • Multi Commodity Exchange of India Ltd.0.69%
  • Sona Blw Precision Forgings Ltd.0.51%
  • HCL Technologies Ltd.0.46%
  • Aether Industries Ltd.0.28%
Stocks sold off 1
  • GE Vernova T&D India Ltd.was 0.68%
Bought more 9
  • Infosys Ltd.+0.53
  • Tata Consumer Products Ltd.+0.53
  • Reliance Industries Ltd.+0.49
  • Oil India Ltd.+0.44
  • ICICI Bank Ltd.+0.41
  • Bharti Airtel Ltd.+0.34
  • Tech Mahindra Ltd.+0.34
  • Trent Ltd.+0.26
  • Ather Energy Ltd.+0.26
Cut back 8
  • Ujjivan Small Finance Bank Ltd.-0.77
  • Bajaj Finance Ltd.-0.72
  • Clean Max Enviro Energy Solutions Ltd.-0.69
  • Sai Life Sciences Ltd.-0.55
  • State Bank of India-0.39
  • Manipal Health Enterprises Ltd-0.39
  • Shriram Finance Ltd.-0.38
  • Bharat Heavy Electricals Ltd.-0.36

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 77

HoldingSector / type% of fund
ICICI Bank Ltd.
INE090A01021		Banks6.73%
HDFC Bank Ltd.
INE040A01034		Banks4.43%
Axis Bank Ltd.
INE238A01034		Banks3.64%
State Bank of India
INE062A01020		Banks2.96%
Bharti Airtel Ltd.
INE397D01024		Telecom - Services2.95%
Divi's Laboratories Ltd.
INE361B01024		Pharmaceuticals & Biotechnology2.42%
Eternal Ltd.
INE758T01015		Retailing2.38%
Gabriel India Ltd.
INE524A01029		Auto Components2.10%
Trent Ltd.
INE849A01020		Retailing1.96%
Reliance Industries Ltd.
INE002A01018		Petroleum Products1.92%
Cemindia Projects Ltd.
INE686A01026		Construction1.81%
Shadowfax Technologies Ltd.
INE12UN01015		Transport Services1.79%
Ajanta Pharma Ltd.
INE031B01049		Pharmaceuticals & Biotechnology1.71%
Infosys Ltd.
INE009A01021		IT - Software1.64%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology1.60%
Cholamandalam Investment & Finance Co. Ltd.
INE121A01024		Finance1.58%
HDFC Life Insurance Company Ltd.
INE795G01014		Insurance1.48%
Bajaj Finance Ltd.
INE296A01032		Finance1.47%
Navin Fluorine International Ltd.
INE048G01026		Chemicals & Petrochemicals1.43%
Coforge Ltd.
INE591G01025		IT - Software1.42%
Sai Life Sciences Ltd.
INE570L01029		Pharmaceuticals & Biotechnology1.42%
Ather Energy Ltd.
INE0LEZ01016		Automobiles1.37%
Dhoot Transmission Ltd.
INE01NH01023		Auto Components1.34%
Dr. Lal Path labs Ltd.
INE600L01024		Healthcare Services1.33%
ZF Commercial Vehicle Control Systems India Ltd.
INE342J01019		Auto Components1.28%
LG Electronics India Ltd.
INE324D01010		Consumer Durables1.22%
Engineers India Ltd.
INE510A01028		Construction1.21%
Bharat Heavy Electricals Ltd.
INE257A01026		Electrical Equipment1.21%
Tech Mahindra Ltd.
INE669C01036		IT - Software1.16%
Billionbrains Garage Ventures Ltd.
INE0HOQ01053		Capital Markets1.16%
Ujjivan Small Finance Bank Ltd.
INE551W01018		Banks1.15%
Inventurus Knowledge Solutions Ltd.
INE115Q01022		IT - Services1.15%
Mphasis Ltd.
INE356A01018		IT - Software1.14%
Varun Beverages Ltd.
INE200M01039		Beverages1.09%
One 97 Communications Ltd.
INE982J01020		Financial Technology (Fintech)1.06%
Honasa Consumer Ltd.
INE0J5401028		Personal Products1.05%
ICICI Prudential Asset Management Company Ltd.
INE346A01027		Capital Markets1.04%
Shiprocket Ltd.
INE0FOO01011		Transport Services1.03%
Tata Consumer Products Ltd.
INE192A01025		Agricultural Food & other Products1.02%
Aarti Industries Ltd.
INE769A01020		Chemicals & Petrochemicals1.02%
Delhivery Ltd.
INE148O01028		Transport Services1.00%
Oil India Ltd.
INE274J01014		Oil0.98%
Manipal Health Enterprises Ltd
INE459N01021		Healthcare Services0.98%
PNB Housing Finance Ltd.
INE572E01012		Finance0.97%
Titan Company Ltd.
INE280A01028		Consumer Durables0.96%
JSW Infrastructure Ltd.
INE880J01026		Transport Infrastructure0.96%
Acutaas Chemicals Ltd.
INE00FF01025		Pharmaceuticals & Biotechnology0.95%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology0.92%
National Stock Exchange of India Ltd.
INE721I01024		Capital Markets0.91%
Adani Enterprises Ltd.
INE423A01024		Metals & Minerals Trading0.87%
Hindustan Aeronautics Ltd.
INE066F01020		Aerospace & Defense0.74%
JSW Energy Ltd.
INE121E01018		Power0.70%
ABB India Ltd.
INE117A01022		Electrical Equipment0.70%
LTM Ltd.
INE214T01019		IT - Software0.70%
Prestige Estates Projects Ltd.
INE811K01011		Realty0.69%
Data Patterns (India) Ltd.
INE0IX101010		Aerospace & Defense0.69%
Maruti Suzuki India Ltd.
INE585B01010		Automobiles0.69%
Multi Commodity Exchange of India Ltd.
INE745G01043		Capital Markets0.69%
CG Power and Industrial Solutions Ltd.
INE067A01029		Electrical Equipment0.68%
The Phoenix Mills Ltd.
INE211B01039		Realty0.68%
Shriram Finance Ltd.
INE721A01047		Finance0.68%
Cummins India Ltd.
INE298A01020		Industrial Products0.68%
Polycab India Ltd.
INE455K01017		Industrial Products0.68%
Glaxosmithkline Pharmaceuticals Ltd.
INE159A01016		Pharmaceuticals & Biotechnology0.66%
Gokaldas Exports Ltd.
INE887G01027		Textiles & Apparels0.65%
AU Small Finance Bank Ltd.
INE949L01017		Banks0.63%
Cyient Ltd.
INE136B01020		IT - Services0.62%
Clean Max Enviro Energy Solutions Ltd.
INE647U01026		Power0.57%
JSW Steel Ltd.
INE019A01038		Ferrous Metals0.54%
Sona Blw Precision Forgings Ltd.
INE073K01018		Auto Components0.51%
Larsen & Toubro Ltd.
INE018A01030		Construction0.50%
Dixon Technologies (India) Ltd.
INE935N01020		Consumer Durables0.50%
HCL Technologies Ltd.
INE860A01027		IT - Software0.46%
Balrampur Chini Mills Ltd.
INE119A01028		Agricultural Food & other Products0.45%
Sumitomo Chemical India Ltd.
INE258G01013		Fertilizers & Agrochemicals0.44%
E2E Networks Ltd.
INE255Z01027		IT - Services0.36%
Aether Industries Ltd.
INE0BWX01014		Chemicals & Petrochemicals0.28%

Short positions 1

HoldingSector / type% of fund
Net Receivable / Payable–-0.45%

Debt, money market and cash 2

HoldingSector / type% of fund
TREPS–3.85%
91 Day Treasury Bills
IN002026X255		Sovereign0.06%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility19.3%yearly, from daily NAVs
Worst fall-32.48%31 Jul 2017 → 31 Mar 2020
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity & Equity related instruments
65–100%
of net assets, Money Market Instruments, Other Liquid Instruments and other assets as permitted by SEBI
0–35%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹2,404 cr across all plans · this plan ₹17.43 cr
Fund houseUnion Mutual Fund
CategoryEquity · Flexi Cap
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 1.45% · Regular 2.50% (5 Nov 2026)
Exit load1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)115290
ISININF582M01120
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹60.1800+4.52%
Direct · IDCW₹48.6000-3.38%
Regular · Growth₹53.3000+3.41%

Top Flexi Cap funds (regular plans)

Fund1 year3 years (a year)
BANK OF INDIA FLEXI CAP FUND+9.43%+19.30%
360 ONE Flexicap Fund+8.64%+18.31%
ITI Flexi Cap Fund+13.09%+18.24%
BANK OF INDIA FLEXI CAP FUND+7.91%+17.59%
Motilal Oswal Flexi Cap Fund+3.05%+17.26%
Invesco India Flexi Cap Fund+5.11%+17.25%
HDFC Flexi Cap Fund+3.38%+17.11%
HSBC Flexi Cap Fund+6.31%+16.76%

All Flexi Cap funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Flexi Cap Fund - Regular Plan - IDCW today?

₹29.7000 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Flexi Cap Fund - Regular Plan - IDCW?

1 year: -8.76%, 3 years: 6.86% a year, 5 years: 6.56% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.