Markets / Mutual funds / Liquid
Union Mutual Fund · Debt fund · Regular plan · IDCW
To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.0 | |||||||||||
| 2025 | +0.0 | -0.0 | +0.1 | -0.0 | +0.0 | -0.0 | +0.0 | +0.0 | -0.0 | +0.0 | +0.0 | +0.0 |
| 2026 | -0.0 | +0.0 | -0.0 | +0.0 | +0.0 | -0.1 | +0.1 | +0.0 | -0.1 | +0.0 | -0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹7,522 cr across all plans · this plan ₹0.07 cr |
| Fund house | Union Mutual Fund |
| Category | Debt · Liquid |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.07% · Regular 0.17% (5 Nov 2026) |
| Exit load | Investor Exit upon subscription - Exit load as a % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000% |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 115402 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹2,764.0194 | +6.50% |
| Direct · IDCW | ₹1,003.9591 | +0.28% |
| Direct · IDCW | ₹1,003.1878 | +0.07% |
| Direct · IDCW | ₹1,001.9101 | +0.05% |
| Direct · IDCW | ₹1,003.2877 | +0.09% |
| Regular · Growth | ₹2,727.0595 | +6.40% |
| Regular · IDCW | ₹1,003.2567 | +0.09% |
| Regular · IDCW | ₹1,002.7383 | +0.07% |
| Regular · IDCW | ₹1,001.4576 | +0.03% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Franklin India Liquid Fund | +6.55% | +6.96% |
| Franklin India Liquid Fund | +6.55% | +6.96% |
| HSBC Liquid Fund | +6.47% | +6.92% |
| Franklin India Liquid Fund | +6.49% | +6.90% |
| BANK OF INDIA LIQUID FUND | +6.48% | +6.90% |
| BANDHAN LIQUID Fund | +6.47% | +6.90% |
| Axis Liquid Fund | +6.47% | +6.88% |
| Edelweiss Liquid Fund | +6.45% | +6.86% |
Information only, not investment advice.
₹1,002.1700 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 0.06%, 3 years: 0.02% a year, 5 years: 0.02% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.