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Union Money Market Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

Union Mutual Fund · Debt fund · Direct plan · Growth

Money MarketDirect · GrowthRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,381.1309 ▲ 0.02%
Union Mutual Fund
Fund size₹1,267 crJuly - September 2026
1-month range₹1,375.94 – 1,381.13
1 year+6.66%rank 1 of 21
Expense ratio0.17%direct plan, a year
5 years+6.55%a year

What the fund does

The investment objective of the Scheme is to generate regular income through investment in a portfolio comprising of money market instruments. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

BenchmarkCRISIL Money Market A-I Index. CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Launched26 Aug 2021
Fund houseUnion Mutual Fund
Fund managersFM 1 - Mr. Devesh Thacker FM 2 - Mr. Parijat Agrawal

NAV history

1,3641,3721,380 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.20%avg 0.2%
1 month
+0.36%avg 0.4%
3 months
+1.43%avg 1.5%
6 months
+3.34%avg 3.3%
This year
+5.70%avg 5.5%
1 year
+6.66%avg 6.4% · #1/21
3 years (a year)
+7.18%avg 7.3% · #17/20
5 years (a year)
+6.55%avg 6.7% · #15/16

Bars: this plan; the thin mark is the Money Market average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.8+0.8+0.7+0.6+0.5+0.5+0.4+0.6+0.5+0.5
2026+0.4+0.5+0.5+0.7+0.2+1.1+0.5+0.6+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings3641 lines in all
Top 10 holdings46.1%of the fund
Debt2.8%bonds, government securities
Money market92.5%CDs, CPs, treasury bills

Where the money is

Debt 2.8%Money market 92.5%Cash & others 4.6%

Credit quality (debt and money market)

A1+
82.5%
Sovereign
12.9%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Short positions0.0%-7.3%+7.26
Debt2.8%2.7%+0.15
Money market92.5%104.3%-11.79
Cash & others4.6%-7.0%+11.64

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 41

HoldingSector / type% of fund
Indian Bank
INE562A16QE7		CRISIL A1+4.66%
Mahindra Rural Housing Finance Ltd.**
INE950O14CD2		CRISIL A1+4.63%
Axis Bank Ltd.**
INE238AD6CO4		CRISIL A1+4.63%
Axis Bank Ltd.**
INE238AD6CG0		CRISIL A1+4.61%
The Federal Bank Ltd.**
INE171A16NL9		CRISIL A1+4.61%
Punjab National Bank
INE160A16UQ6		CRISIL A1+4.61%
HDFC Bank Ltd.**
INE040A16IT9		CRISIL A1+4.61%
Mahindra & Mahindra Financial Services Ltd.**
INE774D14TO0		CRISIL A1+4.60%
LIC Housing Finance Ltd.**
INE115A14FT0		CRISIL A1+4.60%
Muthoot Fincorp Ltd.**
INE549K14CO7		CRISIL A1+4.57%
364 Day Treasury Bills
IN002025Z484		Sovereign4.17%
Export-Import Bank of India**
INE514E14TS9		CRISIL A1+2.36%
Indian Bank**
INE562A16PT7		CRISIL A1+2.36%
UCO Bank**
INE691A16MA1		CRISIL A1+2.35%
364 Day Treasury Bills
IN002025Z385		Sovereign2.35%
HDFC Bank Ltd.**
INE040A16KD9		[ICRA]A1+2.33%
AU Small Finance Bank Ltd.**
INE949L16ES9		CRISIL A1+2.32%
ICICI Bank Ltd.**
INE090AD6287		[ICRA]A1+2.32%
Aditya Birla Capital Ltd.**
INE674K14CS4		CRISIL A1+2.31%
Small Industries Development Bank of India**
INE556F16CB4		CRISIL A1+2.31%
Punjab National Bank**
INE160A16UL7		CRISIL A1+2.31%
National Bank for Agriculture and Rural Development**
INE261F16AM2		CRISIL A1+2.31%
Cholamandalam Investment & Finance Co. Ltd.**
INE121A14YN2		CRISIL A1+2.30%
AU Small Finance Bank Ltd.**
INE949L16EM2		CRISIL A1+2.30%
ICICI Bank Ltd.
INE090AD6303		[ICRA]A1+2.30%
Muthoot Finance Ltd.**
INE414G14VQ7		CRISIL A1+2.29%
Infina Finance Pvt. Ltd.**
INE879F14NU2		CRISIL A1+2.29%
6.10% Reverse Repo–2.27%
6.20% Reverse Repo–1.94%
Bank of Baroda
INE028A16LS0		IND A1+1.57%
364 Day Treasury Bills
IN002025Z369		Sovereign1.41%
364 Day Treasury Bills
IN002025Z500		Sovereign1.22%
State Government of Gujarat 7.05% 2026
IN1520160152		Sovereign0.95%
364 Day Treasury Bills
IN002025Z492		Sovereign0.93%
State Government of West Bengal 7.92% 2027
IN3420160175		Sovereign0.48%
State Government of Bihar 7.10% 2026
IN1320160121		Sovereign0.47%
State Government of Karnataka 7.08% 2026
IN1920160059		Sovereign0.47%
State Government of Tamil Nadu 7.07% 2026
IN3120160152		Sovereign0.47%
Corporate Debt Mkt Devp. Fund-A2
INF0RQ622028		Alternative Investment Fund0.26%
TREPS–0.10%
Net Receivable / Payable–0.05%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-0.12%6 Jul 2026 → 8 Jul 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2021).

Where it can invest (limits from the scheme document)

Money Market Instruments ^
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹1,267 cr across all plans · this plan ₹1,008 cr
Fund houseUnion Mutual Fund
CategoryDebt · Money Market
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.17% · Regular 0.29% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)149117
ISININF582M01HG5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹1,012.5777+0.20%
Regular · Growth₹1,332.1635+6.00%
Regular · IDCW₹1,003.2031–
Regular · IDCW₹1,002.3319–

Top Money Market funds (direct plans)

Fund1 year3 years (a year)
Bandhan Money Market Fund+6.53%+7.37%
Franklin India Money Market Fund+6.49%+7.37%
Nippon India Money Market Fund+6.40%+7.36%
Aditya Birla Sun Life Money Market Fund+6.44%+7.36%
Mirae Asset Money Market Fund+6.35%+7.36%
Kotak Money Market Fund+6.47%+7.35%
HDFC Money Market Fund+6.44%+7.34%
UTI - Money Market Fund+6.41%+7.34%
Union Money Market Fund+6.66%+7.18%

All Money Market funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Money Market Fund - Direct Plan - Growth today?

₹1,381.1309 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Money Market Fund - Direct Plan - Growth?

1 year: 6.66%, 3 years: 7.18% a year, 5 years: 6.55% a year

How does Union Money Market Fund rank in its category?

1 of 21 Money Market funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.