Markets / Mutual funds / Value
Union Mutual Fund · Equity fund · Regular plan · IDCW
The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value). However, there can be no assurance that the investment objective of the scheme will be achieved.
Bars: this plan; the thin mark is the Value average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -1.5 | |||||||||||
| 2025 | -4.9 | -7.9 | +7.6 | +1.4 | +5.5 | +3.0 | -0.6 | -2.6 | +1.1 | +4.5 | +0.4 | -0.1 |
| 2026 | -1.8 | +1.0 | -11.2 | +9.2 | -0.8 | +3.7 | +0.6 | +0.3 | -5.5 | -2.2 | +5.2 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2018).
| Fund size (average AUM, July - September 2026) | ₹394 cr across all plans · this plan ₹2.69 cr |
| Fund house | Union Mutual Fund |
| Category | Equity · Value |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.50% · Regular 2.70% (5 Nov 2026) |
| Exit load | 1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter. |
| Minimum investment | ₹1,000 · additional ₹1,000 |
| Scheme code (AMFI) | 145472 |
| ISIN | INF582M01EQ1 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹30.4900 | -1.42% |
| Direct · IDCW | ₹30.4900 | -1.42% |
| Regular · Growth | ₹28.2800 | -2.58% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Quant Value Fund | +8.90% | +18.47% |
| Axis Value Fund | +5.21% | +17.56% |
| LIC MF Value Fund | +15.92% | +16.22% |
| DSP Value Fund | +3.51% | +15.97% |
| HDFC Value Fund | +3.75% | +15.78% |
| HSBC Value Fund | -0.67% | +14.53% |
| Aditya Birla Sun Life Value Fund | +6.82% | +13.90% |
| Aditya Birla Sun Life Value Fund | +5.95% | +12.94% |
Information only, not investment advice.
₹28.2800 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: -2.58%, 3 years: 11.03% a year, 5 years: 10.71% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.