Markets / Mutual funds / Gilt (10-year constant maturity)

UTI 10 year Constant Maturity Gilt Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · IDCW

Gilt (10-year constant maturity)Regular · IDCW

NAV · 6 Nov 2026

₹13.0331 ▼ 0.20%

UTI Mutual Fund

Fund size₹112 crJuly - September 2026

1-month range₹12.79 – 13.06

1 year+2.03%

Expense ratio0.77%regular plan, a year

5 years–a year

What the fund does

The investment objective of the scheme is to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkCRISIL 10 Year Gilt Index

Launched1 Aug 2022

Fund houseUTI Mutual Fund

Fund managersJaydeep Bhowal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+1.51%avg 1.6%

1 month

+0.72%avg 0.8%

3 months

-1.29%avg -1.2%

6 months

+1.72%avg 2.0%

This year

+1.75%avg 2.1%

1 year

+2.03%avg 2.4%

3 years (a year)

+6.43%avg 6.8%

Bars: this plan; the thin mark is the Gilt (10-year constant maturity) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	+1.1	+0.2	+1.6	+2.0	+1.1	-0.6	+0.4	-1.2	+1.1	+0.4	+0.5	+0.1
2026	-0.1	+0.9	-1.9	+0.6	+0.7	+2.4	+0.0	-0.3	-1.1	-1.0	+1.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings78 lines in all

Top 10 holdings87.2%of the fund

Debt0.0%bonds, government securities

Money market86.9%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Money market 86.9%Cash & others 12.8%

Credit quality (debt and money market)

Sovereign

86.9%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	0.0%	0.0%	0.00
Money market	86.9%	95.1%	-8.19
Cash & others	12.8%	4.7%	+8.18

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.25%

Bonds, money market and cash 7

Holding	Sector / type	% of fund
06.94% GSEC Mat- 11/05/2036 IN0020260025	SOV	56.19%
06.48% GSEC Mat- 06/10/2035 IN0020250091	SOV	13.64%
NET CURRENT ASSETS	–	12.84%
07.18% GSEC MAT -24/07/2037 IN0020230077	SOV	8.54%
6.79% GOVT BONDS - 07/10/2034 IN0020240126	SOV	4.65%
6.90% GSEC MAT - 15/04/2065 IN0020250018	SOV	2.99%
7.24% GSEC MAT- 18/08/2055 IN0020250075	SOV	0.90%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.4%yearly, from daily NAVs

Worst fall-3.39%14 Aug 2026 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Sept 2022).

Where it can invest (limits from the scheme document)

Securities issued by the Central and State Governments

80–100%

Triparty Repos on Government Securities or treasury bill, Repo, Reverse Repo on Government Securities & Money Market instruments

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹112 cr across all plans · this plan ₹0.02 cr
Fund house	UTI Mutual Fund
Category	Debt · Gilt (10-year constant maturity)
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.33% · Regular 0.77% (6 Nov 2026)
Minimum investment	Direct Plan-Growth-Rs.5000, Regular Plan-Growth-Rs.5000 "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" · additional Direct Plan-Growth-Rs.1000, Regular Plan-Growth-Rs.1000 "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:"
Scheme code (AMFI)	150411
ISIN	INF789F1AVJ4
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹13.3016	+2.50%
Direct · IDCW	₹13.3019	+2.50%
Direct · IDCW	₹13.1704	+2.88%
Direct · IDCW	₹11.5966	-0.11%
Direct · IDCW	₹13.3017	+2.50%
Regular · Growth	₹13.0331	+2.03%
Regular · IDCW	₹13.0327	+2.03%
Regular · IDCW	₹11.3440	-0.61%
Regular · IDCW	₹13.0326	+2.03%

Top Gilt (10-year constant maturity) funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan 10 year Constant Maturity Gilt Fund	+3.69%	+7.48%
ICICI Prudential 10 year Constant Maturity Gilt Fund	+3.18%	+7.16%
SBI 10 YEAR CONSTANT MATURITY GILT FUND	+2.22%	+6.61%
UTI 10 year Constant Maturity Gilt Fund	+2.03%	+6.43%
DSP 10 year Constant Maturity Gilt Fund	+1.09%	+6.07%

All Gilt (10-year constant maturity) funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI 10 year Constant Maturity Gilt Fund - Regular Plan - IDCW today?

₹13.0331 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI 10 year Constant Maturity Gilt Fund - Regular Plan - IDCW?

1 year: 2.03%, 3 years: 6.43% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.