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UTI ELSS Tax Saver Fund - Direct Plan - IDCW

NAVs of 6 Nov 2026

UTI Mutual Fund · Equity fund · Direct plan · IDCW

ELSS (tax saver)Direct · IDCWRisk: Very High
NAV · 5 Nov 2026
₹53.3131 ▲ 2.26%
UTI Mutual Fund
Fund size₹3,468 crJuly - September 2026
1-month range₹49.82 – 53.31
1 year-3.62%
Expense ratio1.16%direct plan, a year
5 years+5.94%a year

What the fund does

The primary objective of the scheme is to invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. Securities shall also include fully/ partly convertible debentures/ bonds.

BenchmarkNifty 500 TRI
Launched15 Dec 1999
Fund houseUTI Mutual Fund
Fund managersAmit Premchandani FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

505255 2026-08-112026-08-242026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+5.16%avg 5.1%
1 month
+4.46%avg 3.6%
3 months
-2.91%avg -1.7%
6 months
+0.26%avg 1.9%
This year
-4.45%avg -0.3%
1 year
-3.62%avg -0.3%
3 years (a year)
+9.27%avg 12.7%
5 years (a year)
+5.94%avg 11.1%

Bars: this plan; the thin mark is the ELSS (tax saver) average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.8
2025-4.5-6.9+6.2+2.1+4.2+4.0-3.0-1.8+0.9+3.3+0.9+0.1
2026-3.4+0.2-11.5+8.7-0.6+2.7+2.3-0.4-6.0-0.4+5.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held6162 lines in all
Top 10 stocks40.7%of the fund
Equity99.0%stocks and equity derivatives
Debt & cash1.0%everything else

Where the money is

Equity 99.0%Cash & others 1.0%

Sectors (stocks held)

Banks
26.5%
IT - Software
7.3%
Retailing
6.5%
Automobiles
5.7%
Telecom - Services
4.3%
Finance
4.3%
Pharmaceuticals & Biotechnology
4.3%
Consumer Durables
4.2%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held99.0%98.3%+0.66
Cash & others1.0%1.7%-0.72
Top 10 stocks40.7%40.3%+0.44
Number of stocks6160+1
New stocks 4
  • EQ - VISHAL MEGA MART LTD0.93%
  • EQ - LTM Limited0.76%
  • EQ - DR REDDYS LABORATORIES LTD.0.60%
  • EQ - COHANCE LIFESCIENCES LIMITED0.28%
Stocks sold off 3
  • EQ - COFORGE LTDwas 1.43%
  • EQ - BHARAT PETROLEUM CORPN LTD.was 0.74%
  • EQ - PNC INFRATECH LTDwas 0.44%
Bought more 3
  • EQ - HDFC BANK LIMITED+0.53
  • EQ - KOTAK MAHINDRA BANK LTD.+0.27
  • EQ - VARUN BEVERAGES LTD+0.27
Cut back 1
  • EQ - HINDUSTAN AERONAUTICS LTD-0.28

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 61

HoldingSector / type% of fund
EQ - HDFC BANK LIMITED
INE040A01034		Banks8.11%
EQ - ICICI BANK LTD
INE090A01021		Banks7.11%
EQ - KOTAK MAHINDRA BANK LTD.
INE237A01036		Banks4.49%
EQ - BHARTI AIRTEL LTD.
INE397D01024		Telecom - Services4.32%
EQ - AXIS BANK LTD.
INE238A01034		Banks3.70%
EQ - BAJAJ FINANCE LTD.
INE296A01032		Finance2.95%
EQ - RELIANCE INDUSTRIES LTD.
INE002A01018		Petroleum Products2.74%
EQ - MAHINDRA & MAHINDRA LTD.
INE101A01026		Automobiles2.49%
EQ - INFOSYS LTD.
INE009A01021		IT - Software2.44%
EQ - STATE BANK OF INDIA
INE062A01020		Banks2.36%
EQ - TATA STEEL LTD.
INE081A01020		Ferrous Metals2.21%
EQ - TECH MAHINDRA LTD.
INE669C01036		IT - Software2.08%
EQ - AJANTA PHARMA LTD.
INE031B01049		Pharmaceuticals & Biotechnology2.07%
EQ - PHOENIX MILLS LTD
INE211B01039		Realty1.99%
EQ - MARUTI SUZUKI INDIA LTD.
INE585B01010		Automobiles1.84%
EQ - INFO-EDGE (INDIA) LTD.
INE663F01032		Retailing1.78%
EQ - ASTER DM QUALITY CARE LIMITED
INE914M01019		Healthcare Services1.66%
EQ - VARUN BEVERAGES LTD
INE200M01039		Beverages1.59%
EQ - JUBILANT FOODWORKS LTD.
INE797F01020		Leisure Services1.54%
EQ - BRIGADE ENTERPRISES LTD.
INE791I01019		Realty1.50%
EQ - MPHASIS LTD
INE356A01018		IT - Software1.49%
EQ - ETERNAL LIMITED
INE758T01015		Retailing1.48%
EQ - CROMPTON GREAVES CONSUMER ELEC
INE299U01018		Consumer Durables1.41%
EQ - EICHER MOTORS LTD
INE066A01021		Automobiles1.38%
EQ - CHOLAMANDALAM INVESTMENT & FIN
INE121A01024		Finance1.37%
EQ - SUN PHARMACEUTICALS INDUSTRIES
INE044A01036		Pharmaceuticals & Biotechnology1.34%
EQ - MAHANAGAR GAS LTD.
INE002S01010		Gas1.33%
EQ - SAMVARDHANA MOTHERSON INTL LTD
INE775A01035		Auto Components1.28%
EQ - BHARAT ELECTRONICS LTD.
INE263A01024		Aerospace & Defense1.25%
EQ - POLYCAB INDIA LTD
INE455K01017		Industrial Products1.23%
EQ - TUBE INVESTMENTS OF INDIA LTD
INE974X01010		Auto Components1.23%
EQ - ENDURANCE TECHNOLOGIES LTD
INE913H01037		Auto Components1.22%
EQ - COAL INDIA LTD.
INE522F01014		Consumable Fuels1.18%
EQ - NTPC LTD.
INE733E01010		Power1.17%
EQ - ICICI LOMBARD GENERAL INSURANC
INE765G01017		Insurance1.12%
EQ - POWER GRID CORPORATION OF INDI
INE752E01010		Power1.08%
EQ - HDFC LIFE INSURANCE COMPANY LI
INE795G01014		Insurance1.07%
EQ - AVENUE SUPERMARTS LTD.
INE192R01011		Retailing1.05%
EQ - ADANI ENTERPRISES LTD.
INE423A01024		Metals & Minerals Trading1.05%
EQ - TATA CONSUMER PRODUCTS LTD
INE192A01025		Agricultural Food & other Products1.02%
EQ - HINDUSTAN AERONAUTICS LTD
INE066F01020		Aerospace & Defense1.00%
EQ - AIA ENGINEERING LTD.
INE212H01026		Industrial Products0.97%
EQ - CERA SANITARYWARE LTD.
INE739E01017		Consumer Durables0.95%
EQ - METROPOLIS HEALTHCARE LTD
INE112L01020		Healthcare Services0.94%
EQ - HAVELLS INDIA LTD.
INE176B01034		Consumer Durables0.94%
EQ - VISHAL MEGA MART LTD
INE01EA01019		Retailing0.93%
EQ - DALMIA BHARAT LTD
INE00R701025		Cement & Cement Products0.92%
EQ - KAJARIA CERAMICS LTD.
INE217B01036		Consumer Durables0.87%
EQ - JK PAPER LTD.
INE789E01012		Paper, Forest & Jute Products0.79%
EQ - GODREJ CONSUMER PRODUCTS LTD
INE102D01028		Personal Products0.78%
EQ - SWIGGY LTD
INE00H001014		Retailing0.77%
EQ - LTM Limited
INE214T01019		IT - Software0.76%
EQ - UNITED FOODBRANDS LTD
INE382M01027		Leisure Services0.74%
EQ - EMAMI LTD.
INE548C01032		Personal Products0.72%
EQ - FEDERAL BANK LTD.
INE171A01029		Banks0.68%
EQ - P I INDUSTRIES LTD
INE603J01030		Fertilizers & Agrochemicals0.60%
EQ - DR REDDYS LABORATORIES LTD.
INE089A01031		Pharmaceuticals & Biotechnology0.60%
EQ - INDIAMART INTERMESH LTD
INE933S01016		Retailing0.52%
EQ - FRACTAL ANALYTICS LTD
INE212S01015		IT - Software0.49%
EQ - COHANCE LIFESCIENCES LIMITED
INE03QK01018		Pharmaceuticals & Biotechnology0.28%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.01%

Debt, money market and cash 1

HoldingSector / type% of fund
NET CURRENT ASSETS–0.96%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility13.8%yearly, from daily NAVs
Worst fall-34.95%31 Jan 2018 → 31 Mar 2020
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and Equity Related Instruments
80–100%
Money Market instruments and other liquid instruments
0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹3,468 cr across all plans · this plan ₹27.75 cr
Fund houseUTI Mutual Fund
CategoryEquity · ELSS (tax saver)
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.16% · Regular 1.94% (5 Nov 2026)
Exit loadW.e.f. 01-08-2009 - Exit load : Nil (Lock-in-period of 3 years from the date of for each investment)
Minimum investmentRegular Plan-Growth- Rs.500, Regular Plan-Payout of IDCW- Rs.500, Direct Plan-Growth- Rs.500, Direct Plan-Payout of IDCW- Rs.500, · additional Regular Plan-Growth-Rs.500, Regular Plan-Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Payout of IDCW-Rs.500,
Scheme code (AMFI)120714
ISININF789F01TD2
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹226.2258-3.62%
Regular · Growth₹199.7184-4.49%
Regular · IDCW₹38.1544-4.49%

Top ELSS (tax saver) funds (direct plans)

Fund1 year3 years (a year)
Motilal Oswal ELSS Tax Saver Fund+6.71%+20.59%
JM ELSS - Tax Saver Fund+5.14%+16.97%
WhiteOak Capital ELSS Tax Saver Fund+2.48%+16.97%
HSBC ELSS Tax saver Fund+3.02%+16.80%
Quant ELSS Tax Saver Fund+10.29%+15.94%
Baroda BNP Paribas ELSS Tax Saver Fund+1.81%+15.69%
ITI ELSS Tax Saver Fund-1.95%+14.94%
DSP ELSS Tax Saver Fund-0.92%+14.88%

All ELSS (tax saver) funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI ELSS Tax Saver Fund - Direct Plan - IDCW today?

₹53.3131 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI ELSS Tax Saver Fund - Direct Plan - IDCW?

1 year: -3.62%, 3 years: 9.27% a year, 5 years: 5.94% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.