UTI - Equity Savings Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Hybrid fund · Direct plan · IDCW

Equity SavingsDirect · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹20.6532 ▲ 0.69%

UTI Mutual Fund

Fund size₹833 crJuly - September 2026

1-month range₹19.81 – 20.65

1 year+4.00%

Expense ratio1.04%direct plan, a year

5 years+8.89%a year

What the fund does

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunies, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

BenchmarkCRISIL Equity Savings TRI

Launched30 Aug 2018

Fund houseUTI Mutual Fund

Fund managersAnurag Mittal FM 1V Srivatsa FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+2.86%avg 2.3%

1 month

+3.52%avg 2.2%

3 months

+0.69%avg 0.9%

6 months

+2.65%avg 3.3%

This year

+1.65%avg 3.8%

1 year

+4.00%avg 4.8%

3 years (a year)

+9.02%avg 9.0%

5 years (a year)

+8.89%avg 7.9%

Bars: this plan; the thin mark is the Equity Savings average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	+0.3	-1.6	+2.4	+1.6	+1.0	+1.3	-0.7	-0.5	+0.9	+2.2	+1.2	+0.8
2026	-0.3	+0.3	-4.1	+2.9	-0.5	+1.1	+1.0	+0.0	-1.8	+0.3	+2.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held4577 lines in all

Top 10 stocks35.6%of the fund

Short positions-31.6%sold through derivatives

Net equity35.1%long stocks and derivatives minus shorts

Where the money is

Equity 66.6%Money market 16.6%Cash & others 16.8%Short -31.6%

Sectors (stocks held)

Banks

20.9%

Automobiles

7.6%

Telecom - Services

4.6%

Finance

4.2%

Cement & Cement Products

3.4%

IT - Software

3.4%

Petroleum Products

2.8%

Construction

2.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	66.6%	67.4%	-0.82
Short positions	-31.6%	-32.7%	+1.14
Money market	16.6%	21.3%	-4.74
Cash & others	16.8%	11.2%	+5.58
Top 10 stocks	35.6%	37.0%	-1.34
Number of stocks	45	44	+1

New stocks 1

EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED0.35%

Bought more 5

EQ - RELIANCE INDUSTRIES LTD.+1.13
EQ - HINDUSTAN AERONAUTICS LTD+0.44
EQ - COAL INDIA LTD.+0.41
EQ - VEDANTA ALUMINIUM METAL LTD.+0.39
EQ - ITC LTD.+0.37

Cut back 8

EQ - DLF LTD.-0.55
EQ - AXIS BANK LTD.-0.39
EQ - MAHINDRA & MAHINDRA LTD.-0.36
EQ - GRASIM INDUSTRIES LTD.-0.29
EQ - STATE BANK OF INDIA-0.29
EQ - ICICI BANK LTD-0.27
EQ - TATA CONSULTANCY SERVICES LTD.-0.27
EQ - MARUTI SUZUKI INDIA LTD.-0.25

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 45

Holding	Sector / type	% of fund
EQ - AXIS BANK LTD. INE238A01034	Banks	5.13%
EQ - HDFC BANK LIMITED INE040A01034	Banks	4.65%
EQ - MAHINDRA & MAHINDRA LTD. INE101A01026	Automobiles	3.81%
EQ - KOTAK MAHINDRA BANK LTD. INE237A01036	Banks	3.65%
EQ - GRASIM INDUSTRIES LTD. INE047A01021	Cement & Cement Products	3.43%
EQ - BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	3.33%
EQ - STATE BANK OF INDIA INE062A01020	Banks	3.27%
EQ - ICICI BANK LTD INE090A01021	Banks	3.17%
EQ - RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	2.83%
EQ - LARSEN & TOUBRO LTD. INE018A01030	Construction	2.35%
EQ - BAJAJ FINANCE LTD. INE296A01032	Finance	2.28%
EQ - MARUTI SUZUKI INDIA LTD. INE585B01010	Automobiles	2.17%
EQ - JSW STEEL LTD. INE019A01038	Ferrous Metals	1.54%
EQ - ITC LTD. INE154A01025	Diversified FMCG	1.38%
EQ - INDUS TOWERS LIMITED INE121J01017	Telecom - Services	1.27%
EQ - SBI LIFE INSURANCE COMPANY LTD INE123W01016	Insurance	1.10%
EQ - AUROBINDO PHARMA LTD. INE406A01037	Pharmaceuticals & Biotechnology	1.07%
EQ - HINDUSTAN AERONAUTICS LTD INE066F01020	Aerospace & Defense	1.05%
EQ - INFOSYS LTD. INE009A01021	IT - Software	1.04%
EQ - SHRIRAM FINANCE LTD INE721A01047	Finance	1.03%
EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029	IT - Software	1.02%
EQ - INTERGLOBE AVIATION LTD INE646L01027	Transport Services	1.02%
EQ - VEDANTA ALUMINIUM METAL LTD. INE1CDF01017	Non - Ferrous Metals	1.01%
EQ - INDUSIND BANK INE095A01012	Banks	0.99%
EQ - COAL INDIA LTD. INE522F01014	Consumable Fuels	0.90%
EQ - ADANI PORTS AND SPECIAL ECONO INE742F01042	Transport Infrastructure	0.87%
EQ - OIL & NATURAL GAS CORPORATION INE213A01029	Oil	0.85%
EQ - POWER GRID CORPORATION OF INDI INE752E01010	Power	0.83%
EQ - HERO MOTOCORP LTD. INE158A01026	Automobiles	0.82%
EQ - TATA POWER COMPANY LTD. INE245A01021	Power	0.81%
EQ - LIC OF INDIA INE0J1Y01017	Insurance	0.80%
EQ - HCL TECHNOLOGIES LTD. INE860A01027	IT - Software	0.79%
EQ - BAJAJ AUTO LTD. INE917I01010	Automobiles	0.75%
EQ - CIPLA LTD. INE059A01026	Pharmaceuticals & Biotechnology	0.68%
EQ - TATA MOTORS LTD INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.68%
EQ - NTPC LTD. INE733E01010	Power	0.68%
EQ - BAJAJ FINSERV LTD. INE918I01026	Finance	0.65%
AXIS BANK LTD. STD - MARGIN	–	0.62%
EQ - DR REDDYS LABORATORIES LTD. INE089A01031	Pharmaceuticals & Biotechnology	0.54%
EQ - WIPRO LIMITED INE075A01022	IT - Software	0.52%
EQ - HINDALCO INDUSTRIES LTD. INE038A01020	Non - Ferrous Metals	0.39%
EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED INE721I01024	Not Applicable	0.35%
EQ - REC LTD INE020B01018	Finance	0.23%
EQ - DLF LTD. INE271C01023	Realty	0.22%
EQ - DABUR INDIA LTD. INE016A01026	Personal Products	0.05%

Show 30 moreShow fewer

Short positions 22

Holding	Sector / type	% of fund
AXIS BANK LTD.-27-Oct-2026 INE238A01034	Banks	-3.73%
MAHINDRA & MAHINDRA LTD.-27-Oct-2026 INE101A01026	Automobiles	-3.08%
KOTAK MAHINDRA BANK LTD.-27-Oct-2026 INE237A01036	Banks	-3.01%
GRASIM INDUSTRIES LTD.-27-Oct-2026 INE047A01021	Cement & Cement Products	-2.59%
STATE BANK OF INDIA-27-Oct-2026 INE062A01020	Banks	-2.18%
BHARTI AIRTEL LTD.-27-Oct-2026 INE397D01024	Telecom - Services	-2.17%
BAJAJ FINANCE LTD.-27-Oct-2026 INE296A01032	Finance	-2.07%
MARUTI SUZUKI INDIA LTD.-27-Oct-2026 INE585B01010	Automobiles	-2.00%
HDFC BANK LTD.-27-Oct-2026 INE040A01034	Banks	-1.78%
JSW STEEL LTD.-27-Oct-2026 INE019A01038	Ferrous Metals	-1.55%
SBI LIFE INSURANCE COMPANY LTD.-27-Oct-2026 INE123W01016	Insurance	-1.04%
RELIANCE INDUSTRIES LTD.-27-Oct-2026 INE002A01018	Petroleum Products	-0.99%
INDUS TOWERS LIMITED-27-Oct-2026 INE121J01017	Telecom - Services	-0.96%
ICICI BANK LTD-27-Oct-2026 INE090A01021	Banks	-0.80%
INDUS IND BANK LTD.-27-Oct-2026 INE095A01012	Banks	-0.78%
BAJAJ FINSERV LTD.-27-Oct-2026 INE918I01026	Finance	-0.65%
HINDUSTAN AERONAUTICS LTD-27-Oct-2026 INE066F01020	Aerospace & Defense	-0.61%
CIPLA LTD.-27-Oct-2026 INE059A01026	Pharmaceuticals & Biotechnology	-0.50%
LARSEN AND TOUBRO LIMITED-27-Oct-2026 INE018A01030	Construction	-0.43%
HINDALCO INDUSTRIES LTD.-27-Oct-2026 INE038A01020	Non - Ferrous Metals	-0.40%
INTERGLOBE AVIATION LTD-27-Oct-2026 INE646L01027	Transport Services	-0.19%
DABUR INDIA LTD.-27-Oct-2026 INE016A01026	Personal Products	-0.05%

Show 12 moreShow fewer

Derivatives, debt, money market and cash 10

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	8.87%
07.32% GSEC MAT -13/11/2030 IN0020230135	SOV	8.21%
7.04% GSEC MAT- 03/06/2029 IN0020240050	SOV	5.85%
INVIT - IRB INVIT FUND INE183W23014	-	2.73%
7.06% GS MAT - 10/04/2028 IN0020230010	SOV	2.51%
INVIT - INDUS INFRA TRUST INE0NHL23019	-	1.75%
REIT- KNOWLEDGE REALTY TRUST REIT INE1JAR25012	-	0.99%
REIT- EMBASSY OFFICE PARKS INE041025011	-	0.96%
REIT- NEXUS SELECT TRUST INE0NDH25011	-	0.82%
REIT- BROOKFIELD INDIA REAL ESTATE TRUST INE0FDU25010	-	0.70%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility5.4%yearly, from daily NAVs

Worst fall-10.08%31 Jan 2020 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Aug 2018).

Where it can invest (limits from the scheme document)

a) Cash future arbitrage opportunities

25–75%

b) Net long equity position

15–40%

Debt and Money market instruments

10–35%

Equity and equity related instruments

15–90%

a) Cash Future arbitrage opportunities

10–90%

b) Net long equity position

5–40%

Debt and Money market instruments

10–85%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹833 cr across all plans · this plan ₹0.17 cr
Fund house	UTI Mutual Fund
Category	Hybrid · Equity Savings
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.04% · Regular 2.06% (6 Nov 2026)
Exit load	(A) Redemption / Switch out within 30 days from the date of allotment – 1.00% (B) Redemption / Switch out after 30 days from the date of allotment – NIL
Minimum investment	Regular Plan-Quarterly Reinvestment of IDCW- Rs.5000, Regular Plan-Quarterly Payout of IDCW- Rs.5000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.5000, Direct Plan-Quarterly Payout of IDCW- Rs.5000, Regular Plan-Monthly Reinvestment of IDCW- Rs.5000, Regular Plan-Monthly Payout of IDCW- Rs.5000, Direct Plan-Monthly Reinvestment of IDCW- Rs.5000, Direct Plan-Monthly Payout of IDCW- Rs.5000, Regular Plan-Growth- Rs.5000, Direct Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.1000, Regular Plan-Quarterly Payout of IDCW-Rs.1000, Direct Plan-Quarterly Reinvestment of IDCW-Rs.1000, Direct Plan-Quarterly Payout of IDCW-Rs.1000, Regular Plan-Monthly Reinvestment of IDCW-Rs.1000, Regular Plan-Monthly Payout of IDCW-Rs.1000, Direct Plan-Monthly Reinvestment of IDCW-Rs.1000, Direct Plan-Monthly Payout of IDCW-Rs.1000, Regular Plan-Growth-Rs.1000, Direct Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Scheme code (AMFI)	144489
ISIN	INF789F1A819
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹20.6521	+4.00%
Direct · IDCW	₹20.4463	+2.96%
Direct · IDCW	₹20.6520	+4.00%
Regular · Growth	₹19.1637	+2.97%
Regular · IDCW	₹19.1637	+2.97%
Regular · IDCW	₹19.1638	+2.97%
Regular · IDCW	₹18.9580	+1.86%

Top Equity Savings funds (direct plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+9.43%	+13.50%
Edelweiss Equity Savings Fund	+7.75%	+11.53%
Kotak Equity Savings Fund	+3.69%	+10.16%
Baroda BNP Paribas Equity Savings Fund	+4.82%	+10.04%
Mahindra Manulife Equity Savings Fund	+5.50%	+10.03%
Invesco India Equity Savings Fund	+2.00%	+9.35%
HDFC Equity Savings Fund	+4.13%	+9.26%
DSP Equity Savings Fund	+3.55%	+9.19%

All Equity Savings funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Equity Savings Fund - Direct Plan - IDCW today?

₹20.6532 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Equity Savings Fund - Direct Plan - IDCW?

1 year: 4.00%, 3 years: 9.02% a year, 5 years: 8.89% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.