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UTI - Flexi Cap Fund. - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Equity fund · Direct plan · IDCW

Flexi CapDirect · IDCWRisk: Very High
NAV · 6 Nov 2026
₹238.0758 ▲ 0.90%
UTI Mutual Fund
Fund size₹23,664 crJuly - September 2026
1-month range₹217.35 – 238.08
1 year+2.05%
Expense ratio1.16%direct plan, a year
5 years+4.69%a year

What the fund does

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

BenchmarkNifty 500 TRI
Launched1 Aug 1992
Fund houseUTI Mutual Fund
Fund managersAjay Tyagi FM 1Kamal Gada FM 2Akash Shah FM 3Not Applicable FM 4Not Applicable FM 5

NAV history

218229239 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+6.39%avg 6.2%
1 month
+5.89%avg 4.3%
3 months
+0.42%avg -0.7%
6 months
+9.96%avg 4.9%
This year
+3.57%avg 3.0%
1 year
+2.05%avg 3.6%
3 years (a year)
+10.40%avg 13.9%
5 years (a year)
+4.69%avg 11.2%

Bars: this plan; the thin mark is the Flexi Cap average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.4
2025-3.5-6.6+5.0+3.3+2.2+3.8-1.3-0.6-0.7+2.7-0.2-2.0
2026-4.8-2.0-10.3+9.0+1.1+4.0+6.7+1.6-6.5+0.1+6.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5456 lines in all
Top 10 stocks44.3%of the fund
Equity97.1%stocks and equity derivatives
Debt & cash3.0%everything else

Where the money is

Equity 97.1%Money market 0.2%Cash & others 2.7%

Sectors (stocks held)

Retailing
16.6%
Banks
14.9%
Consumer Durables
10.4%
IT - Software
9.3%
Pharmaceuticals & Biotechnology
8.4%
Finance
7.7%
Automobiles
7.5%
Industrial Products
4.5%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held97.1%97.2%-0.14
Money market0.2%0.2%+0.01
Cash & others2.7%2.6%+0.12
Top 10 stocks44.3%44.5%-0.20
Number of stocks5456-2
Stocks sold off 2
  • EQ - PAGE INDUSTRIESwas 0.20%
  • EQ - SCHAEFFLER INDIA LTDwas 0.10%
Bought more 2
  • EQ - TVS MOTOR COMPANY LTD+0.31
  • EQ - HDFC BANK LIMITED+0.26
Cut back 1
  • EQ - SHREE CEMENT LTD.-0.37

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 54

HoldingSector / type% of fund
EQ - ETERNAL LIMITED
INE758T01015		Retailing6.56%
EQ - ICICI BANK LTD
INE090A01021		Banks5.81%
EQ - BAJAJ FINANCE LTD.
INE296A01032		Finance5.53%
EQ - HDFC BANK LIMITED
INE040A01034		Banks4.61%
EQ - TITAN COMPANY LTD.
INE280A01028		Consumer Durables3.94%
EQ - COFORGE LTD
INE591G01025		IT - Software3.77%
EQ - DIXON TECHNOLOGIES (INDIA) LTD
INE935N01020		Consumer Durables3.61%
EQ - INFO-EDGE (INDIA) LTD.
INE663F01032		Retailing3.59%
EQ - PERSISTENT SYSTEMS LTD.
INE262H01021		IT - Software3.44%
EQ - KOTAK MAHINDRA BANK LTD.
INE237A01036		Banks3.41%
EQ - BHARTI AIRTEL LTD.
INE397D01024		Telecom - Services3.37%
EQ - AVENUE SUPERMARTS LTD.
INE192R01011		Retailing2.84%
EQ - MAHINDRA & MAHINDRA LTD.
INE101A01026		Automobiles2.44%
EQ - DR LAL PATHLABS LTD.
INE600L01024		Healthcare Services2.22%
EQ - EICHER MOTORS LTD
INE066A01021		Automobiles2.19%
EQ - AJANTA PHARMA LTD.
INE031B01049		Pharmaceuticals & Biotechnology2.12%
EQ - TRENT LIMITED
INE849A01020		Retailing2.10%
EQ - MARUTI SUZUKI INDIA LTD.
INE585B01010		Automobiles2.06%
EQ - LTM Limited
INE214T01019		IT - Software2.05%
EQ- GLOBAL HEALTH LTD.
INE474Q01031		Healthcare Services2.00%
EQ - POLYCAB INDIA LTD
INE455K01017		Industrial Products1.81%
EQ - DIVIS LABORATORIES LTD.
INE361B01024		Pharmaceuticals & Biotechnology1.76%
EQ - ASTRAL LTD.
INE006I01046		Industrial Products1.53%
EQ - PIDILITE INDUSTRIES LTD.
INE318A01026		Chemicals & Petrochemicals1.46%
EQ - CHOLAMANDALAM INVESTMENT & FIN
INE121A01024		Finance1.45%
EQ - TORRENT PHARMACEUTICALS LTD.
INE685A01028		Pharmaceuticals & Biotechnology1.45%
EQ - CG POWER & IND SOLUTIONS LTD
INE067A01029		Electrical Equipment1.19%
EQ - GRINDWELL NORTON LTD.
INE536A01023		Industrial Products1.19%
EQ - AFFLE 3I LIMITED
INE00WC01027		IT - Services1.19%
EQ - GLAND PHARMA LTD.
INE068V01023		Pharmaceuticals & Biotechnology1.13%
EQ - IPCA LABORATORIES LTD.
INE571A01038		Pharmaceuticals & Biotechnology1.11%
EQ - MARICO LTD
INE196A01026		Agricultural Food & other Products1.05%
EQ - AU SMALL FINANCE BANK LTD
INE949L01017		Banks1.03%
EQ - NESTLE INDIA LTD.
INE239A01024		Food Products1.02%
EQ - POLY MEDICURE LTD
INE205C01021		Healthcare Equipment & Supplies1.01%
EQ - HAVELLS INDIA LTD.
INE176B01034		Consumer Durables0.85%
EQ - BERGER PAINTS INDIA LTD.
INE463A01038		Consumer Durables0.84%
EQ - TVS MOTOR COMPANY LTD
INE494B01023		Automobiles0.79%
EQ - P I INDUSTRIES LTD
INE603J01030		Fertilizers & Agrochemicals0.76%
EQ - MEESHO LTD
INE0VDM01015		Retailing0.76%
EQ - LENSKART SOLUTIONS LTD
INE956O01016		Retailing0.72%
EQ - AAVAS FINANCIERS LTD.
INE216P01012		Finance0.69%
EQ - 3M INDIA LTD.
INE470A01017		Diversified0.66%
EQ - JUBILANT FOODWORKS LTD.
INE797F01020		Leisure Services0.63%
EQ - CLEAN SCIENCE & TECHNOLOGY LTD
INE227W01023		Chemicals & Petrochemicals0.58%
EQ - ASIAN PAINTS (INDIA) LTD.
INE021A01026		Consumer Durables0.52%
EQ - METRO BRANDS LTD
INE317I01021		Consumer Durables0.49%
EQ - UNITED FOODBRANDS LTD
INE382M01027		Leisure Services0.42%
EQ - ANTHEM BIOSCIENCES LTD
INE0CZ201020		Pharmaceuticals & Biotechnology0.41%
EQ - ERIS LIFESCIENCES LTD
INE406M01024		Pharmaceuticals & Biotechnology0.38%
EQ - ROSSARI BIOTECH LTD
INE02A801020		Chemicals & Petrochemicals0.32%
EQ - SHEELA FOAM LTD.
INE916U01025		Consumer Durables0.13%
EQ - SHREE CEMENT LTD.
INE070A01015		Cement & Cement Products0.05%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.02%

Debt, money market and cash 2

HoldingSector / type% of fund
NET CURRENT ASSETS–2.74%
6.75% GOVT BONDS MAT - 23/12/2029
IN0020240183		SOV0.22%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility14.5%yearly, from daily NAVs
Worst fall-26.09%31 Jan 2020 → 31 Mar 2020
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and equity related instruments
65–100%
Money Market Instruments and other instruments permissible under residual portion
0–35%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹23,664 cr across all plans · this plan ₹63.11 cr
Fund houseUTI Mutual Fund
CategoryEquity · Flexi Cap
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.16% · Regular 1.68% (6 Nov 2026)
Exit loadFor subscriptions received w.e.f. June 4th, 2018, applicable Exit load: Redemption / Switch out within 12 months from the date of allotment – (i) NIL for upto 10% of the allotted Units (ii) 1.00 % for beyond 10% of the allotted Units.
Minimum investmentRegular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, · additional Regular Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Scheme code (AMFI)120663
ISININF789F01TA8
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹357.7483+2.05%
Regular · Growth₹330.8994+1.43%
Regular · IDCW₹218.7696+1.43%

Top Flexi Cap funds (direct plans)

Fund1 year3 years (a year)
ITI Flexi Cap Fund+14.79%+20.17%
Invesco India Flexi Cap Fund+6.51%+18.87%
Motilal Oswal Flexi Cap Fund+3.92%+18.27%
HDFC Flexi Cap Fund+4.04%+17.88%
Bajaj Finserv Flexi Cap Fund+6.86%+17.66%
ICICI Prudential Flexi Cap fund+6.30%+17.01%
Aditya Birla Sun Life Flexi Cap Fund+8.42%+16.92%
Quant Flexi Cap Fund+11.42%+16.38%

All Flexi Cap funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Flexi Cap Fund. - Direct Plan - IDCW today?

₹238.0758 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Flexi Cap Fund. - Direct Plan - IDCW?

1 year: 2.05%, 3 years: 10.40% a year, 5 years: 4.69% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.