UTI - Liquid Fund - Regular Plan - IDCW

NAVs of 6 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Moderate

NAV · 5 Nov 2026

₹169.0049 ▲ 0.03%

UTI Mutual Fund

Fund size₹30,165 crJuly - September 2026

1-month range₹168.19 – 169.00

1 year-89.36%

Expense ratio0.25%regular plan, a year

5 years-32.89%a year

What the fund does

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee /indicate any returns.

BenchmarkNifty Liquid Index A-I

Launched23 Jun 2003

Fund houseUTI Mutual Fund

Fund managersAmit Sharma FM 1Not Applicable FM 2Not Applicable FM 3

NAV history

Returns

1 week

+0.16%avg 0.1%

1 month

+0.47%avg 0.3%

3 months

+1.49%avg 1.0%

6 months

-89.68%avg 0.4%

This year

-89.45%avg 2.0%

1 year

-89.36%avg 2.5%

3 years (a year)

-50.41%avg 3.4%

5 years (a year)

-32.89%avg 2.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.5	+0.6	+0.6	+0.6	+0.5	+0.5	+0.5	+0.4	+0.6	+0.4	+0.5
2026	+0.4	+0.5	+0.5	+0.7	+0.5	-89.9	+0.5	+0.5	+0.5	+0.5	+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings107108 lines in all

Top 10 holdings25.3%of the fund

Debt0.6%bonds, government securities

Money market95.0%CDs, CPs, treasury bills

Where the money is

Debt 0.6%Money market 95.0%Cash & others 4.4%

Credit quality (debt and money market)

A1+

84.6%

Sovereign

10.4%

AAA

0.3%

Unrated / other

0.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	0.6%	2.2%	-1.62
Money market	95.0%	83.1%	+11.87
Cash & others	4.4%	14.6%	-10.24

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.02%

Bonds, money market and cash 107

Holding	Sector / type	% of fund
91 DAYS T-BILL - 19/11/2026 IN002026X206	SOV	4.52%
NET CURRENT ASSETS	–	4.35%
CD - UCO BANK - 04/11/2026 INE691A16ML8	CARE-A1+	3.44%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F14QD2	ICRA-A1+	2.71%
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F14MS2	CRISIL-A1+	2.52%
CD - HDFC BANK - 04/12/2026 INE040A16KB3	CARE-A1+	2.34%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F14PZ7	ICRA-A1+	2.17%
91 DAYS T-BILL - 03/12/2026 IN002026X222	SOV	1.99%
CD - BANK OF INDIA - 03/12/2026 INE084A16GH6	CARE-A1+	1.98%
CD - HDFC BANK LTD - 04/11/2026 INE040A16JY7	CARE-A1+	1.81%
CD - HDFC BANK LTD - 06/11/2026 INE040A16HU9	CRISIL-A1+	1.81%
CD - INDIAN BANK - 09/11/2026 INE562A16RN6	CRISIL-A1+	1.81%
CD - PUNJAB & SIND BANK LTD - 17/11/2026 INE608A16TM5	ICRA-A1+	1.81%
CP BAJAJ FINANCE LTD. INE296A14K55	CRISIL-A1+	1.80%
CD - KARUR VYSYA BANK LTD - 03/12/2026 INE036D16KP5	ICRA-A1+	1.80%
91 DAYS T-BILL - 24/12/2026 IN002026X255	SOV	1.80%
CD - PUNJAB & SIND BANK LTD - 22/12/2026 INE608A16TS2	ICRA-A1+	1.79%
CD - NABARD - 10/11/2026 INE261F16AC3	CRISIL-A1+	1.72%
CP NTPC LTD. INE733E14CF8	CRISIL-A1+	1.64%
CP NTPC LTD. INE733E14CH4	CRISIL-A1+	1.45%
CP CANFIN HOMES LTD. INE477A14EM2	ICRA-A1+	1.45%
CD - BANK OF INDIA - 15/12/2026 INE084A16GM6	CARE-A1+	1.44%
CP BAJAJ FINANCIAL SECURITIES LTD INE01C314HA0	CRISIL-A1+	1.44%
CD - Union Bank Of India - 10/12/2026 INE692A16KQ9	ICRA-A1+	1.35%
CD - SIDBI - 06/11/2026 INE556F16BQ4	CRISIL-A1+	1.34%
CD - CENTRAL BANK OF INDIA - 23/11/2026 INE483A16LB3	CRISIL-A1+	1.26%
182 DAYS T-BILL - 12/11/2026 IN002026Y063	SOV	1.18%
CP CHENNAI PETROLEUM CORPORATION LIMITED INE178A14HU2	CRISIL-A1+	1.09%
CP TATA COMMUNICATIONS LTD. INE151A14354	CRISIL-A1+	1.09%
CP SHAREKHAN LTD INE211H14BC7	CRISIL-A1+	1.08%
CP JSW ENERGY LTD. INE121E14482	ICRA-A1+	1.08%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. INE790I14IF6	CRISIL-A1+	0.99%
CD - HDFC BANK LTD - 16/10/2026 INE040A16JT7	CARE-A1+	0.91%
CP MAHINDRA RURAL HOUSING FINANCE LTD INE950O14CC4	CRISIL-A1+	0.90%
CP HINDUSTAN PETROLEUM CORPORATION LTD. INE094A14KM2	CRISIL-A1+	0.90%
CP MUTHOOT FINCORP LIMITED INE549K14CF5	CRISIL-A1+	0.90%
CP BAJAJ FINANCE LTD. INE296A14J25	CRISIL-A1+	0.90%
CP HDFC SECURITIES LTD INE700G14VJ4	CARE-A1+	0.90%
CP HDFC SECURITIES LTD INE700G14VM8	ICRA-A1+	0.90%
CD - KARUR VYSYA BANK LTD - 16/11/2026 INE036D16KN0	ICRA-A1+	0.90%
CD - CANARA BANK - 25/11/2026 INE476A16L13	CRISIL-A1+	0.90%
91 DAYS T-BILL - 10/12/2026 IN002026X230	SOV	0.90%
CP GODREJ FINANCE LIMITED INE02KN14820	CRISIL-A1+	0.90%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F14QF7	ICRA-A1+	0.90%
CP ADITYA BIRLA CAPITAL LTD INE674K14DD4	ICRA-A1+	0.90%
CD - HDFC BANK LTD - 15/12/2026 INE040A16KE7	CARE-A1+	0.90%
CP ICICI HOME FINANCE COMPANY LIMITED INE071G14IE8	ICRA-A1+	0.72%
CP EXPORT IMPORT BANK OF INDIA INE514E14TS9	CRISIL-A1+	0.72%
CP TVS CREDIT SERVICES LIMITED INE729N14IU3	CRISIL-A1+	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD. INE338I14NF4	ICRA-A1+	0.72%
CP HERO FINCORP LTD. INE957N14KX0	CRISIL-A1+	0.72%
CD - UNION BANK OF INDIA - 30/11/2026 INE692A16MY9	ICRA-A1+	0.72%
CP NUVOCO VISTAS CORPORATION LTD INE118D14AT9	CRISIL-A1+	0.72%
CP KOTAK SECURITIES LTD. INE028E14XY0	CRISIL-A1+	0.72%
CP EXPORT IMPORT BANK OF INDIA INE514E14TW1	CRISIL-A1+	0.72%
CP POWER FINANCE CORPORATION LTD. INE134E14BA2	CRISIL-A1+	0.72%
CP TITAN COMPANY LTD. INE280A14641	CARE-A1+	0.72%
CP RELIANCE INDUSTRIES LTD. INE002A14LU6	CRISIL-A1+	0.72%
CP RELIANCE RETAIL VENTURES LIMITED INE929O14FL2	CRISIL-A1+	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD. INE338I14NK4	ICRA-A1+	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD. INE338I14NL2	ICRA-A1+	0.72%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED INE09OL14JS4	CRISIL-A1+	0.72%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED INE09OL14JG9	CRISIL-A1+	0.63%
CP BAJAJ FINANCIAL SECURITIES LTD INE01C314HD4	CRISIL-A1+	0.63%
CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026 INE556F16BR2	CARE-A1+	0.54%
CD - KARUR VYSYA BANK LTD - 13/11/2026 INE036D16KM2	ICRA-A1+	0.54%
CP ADITYA BIRLA CAPITAL LTD INE674K14CW6	IND-A1+	0.54%
CP ICICI SECURITIES LTD. INE763G14N19	CRISIL-A1+	0.54%
CD - INDIAN BANK LTD. - 10/12/2026 INE562A16QO6	CRISIL-A1+	0.54%
CP BAJAJ FINANCIAL SECURITIES LTD INE01C314GU0	CRISIL-A1+	0.45%
CD - AXIS BANK - 07/12/2026 INE238AD6CN6	CRISIL-A1+	0.45%
CP HERO FINCORP LTD. INE957N14KQ4	CRISIL-A1+	0.36%
CD - UNION BANK OF INDIA - 06/11/2026 INE692A16NF6	ICRA-A1+	0.36%
CP GIC HOUSING FINANCE LTD. INE289B14KG8	CRISIL-A1+	0.36%
CP NUVOCO VISTAS CORPORATION LTD INE118D14AR3	CRISIL-A1+	0.36%
CP NU VISTA LTD INE973U14318	CRISIL-A1+	0.36%
CP BHARAT PETROLEUM CORPORATION LTD. INE029A14BX4	CRISIL-A1+	0.36%
CP TOYOTA FINANCIAL SERVICES INDIA LTD INE692Q14BX5	CRISIL-A1+	0.36%
CP INFINA FINANCE PRIVATE LIMITED INE879F14NQ0	CRISIL-A1+	0.36%
CP AADHAR HOUSING FINANCE LIMITED INE883F14153	ICRA-A1+	0.36%
CP SHAREKHAN LTD INE211H14AY3	CRISIL-A1+	0.36%
CP KOTAK SECURITIES LTD. INE028E14XW4	CRISIL-A1+	0.36%
CP AXIS SECURITIES LTD INE110O14JN7	CRISIL-A1+	0.36%
CP EXPORT IMPORT BANK OF INDIA INE514E14TT7	CRISIL-A1+	0.36%
CP KOTAK SECURITIES LTD. INE028E14YD2	CRISIL-A1+	0.36%
CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED INE704I14LG9	CRISIL-A1+	0.36%
CP REDINGTON LTD INE891D14D27	CRISIL-A1+	0.36%
CP HINDUJA LEYLAND FINANCE LTD. INE146O14CR7	CRISIL-A1+	0.36%
CP HINDUJA LEYLAND FINANCE LTD. INE146O14CS5	CRISIL-A1+	0.36%
CD - KOTAK MAHINDRA BANK LTD - 21/12/2026 INE237AD6158	CRISIL-A1+	0.36%
CP INDIA CEMENTS LTD. INE383A14080	CARE-A1+	0.36%
NCD LIC HOUSING FINANCE LTD. INE115A07PN6	CRISIL-AAA	0.33%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.29%
CD - HDFC Bank Ltd. - 13/11/2026 INE040A16HW5	CRISIL-A1+	0.27%
CP GODREJ INDUSTRIES LTD. INE233A149S8	CRISIL-A1+	0.27%
CP NUVAMA WEALTH AND INVESTMENT LIMITED INE523L14BT1	CRISIL-A1+	0.27%
CP GODREJ INDUSTRIES LTD. INE233A149R0	CRISIL-A1+	0.27%
CP GODREJ INDUSTRIES LTD. INE233A149Q2	CRISIL-A1+	0.27%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD. INE790I14ID1	CRISIL-A1+	0.27%
CD - Canara Bank - 08/12/2026 INE476A16J90	CRISIL-A1+	0.27%
CD - HDFC BANK LTD - 19/10/2026 INE040A16JU5	CARE-A1+	0.18%
CD - INDIAN BANK - 06/11/2026 INE562A16PT7	CRISIL-A1+	0.18%
CP CEAT LTD. INE482A14GY2	IND-A1+	0.18%
CD - AXIS BANK - 27/11/2026 INE238AD6BP3	CRISIL-A1+	0.18%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026 INE556F16BS0	CARE-A1+	0.18%
CP CEAT LTD. INE482A14HD4	IND-A1+	0.18%
CD - AU SMALL FINANCE BANK - 13/11/2026 INE949L16EA7	CRISIL-A1+	0.09%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility225.4%yearly, from daily NAVs

Worst fall-90.00%19 Jun 2026 → 22 Jun 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Oct 2017).

Where it can invest (limits from the scheme document)

Money market instruments

0–100%

Low) Debt Securities

0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹30,165 cr across all plans · this plan ₹0.80 cr
Fund house	UTI Mutual Fund
Category	Debt · Liquid
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.15% · Regular 0.25% (5 Nov 2026)
Exit load	if redeemed 1st day-0.0070%, 2nd day-0.0065%, 3rd day-0.0060%, 4th day-0.0055%, 5th day- 0.0050%, 6th day-0.0045% from day 7th onwards Nil from the date of investment.
Minimum investment	Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Reinvestment of IDCW- Rs.20000, Regular Plan-Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.100, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.100, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW – Rs.20000, Direct Plan-Weekly Payout of IDCW– Rs.20000 · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Reinvestment of IDCW-Rs.500, Regular Plan-Payout of IDCW-Rs.500, Regular Plan-Weekly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.100, Regular Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Fortnightly Reinvestment of IDCW-Rs.500, Regular Plan-Fortnightly Payout of IDCW-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Fortnightly Reinvestment of IDCW-Rs.500, Direct Plan-Fortnightly Payout of IDCW-Rs.500, Direct Plan-Weekly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.100, Direct Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500,Regular Plan-Weekly Payout of IDCW – Rs.500, Direct Plan-Weekly Payout of IDCW– Rs. 500
Scheme code (AMFI)	140517
ISIN	INF789F1AF02
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹469.8801	-89.35%
Direct · IDCW	₹106.5304	-89.99%
Direct · IDCW	₹106.8611	-92.20%
Direct · IDCW	₹104.5126	-89.98%
Direct · IDCW	₹206.6472	-89.35%
Direct · IDCW	₹195.1642	-89.35%
Direct · IDCW	₹161.4185	-89.35%
Direct · IDCW	₹115.9763	-89.97%
Direct · IDCW	₹170.2040	-89.35%
Regular · Growth	₹422.0035	-89.36%
Regular · Growth	₹465.0483	-89.36%
Regular · IDCW	₹114.3445	-89.90%
Regular · IDCW	₹106.4623	-90.03%
Regular · IDCW	₹122.4163	-89.36%
Regular · IDCW	₹109.3443	-90.02%
Regular · IDCW	₹105.4135	-89.99%
Regular · IDCW	₹205.0587	-89.36%
Regular · IDCW	₹193.6210	-89.36%
Regular · IDCW	₹115.8884	-89.97%
Regular · IDCW	₹142.8740	-89.35%

Top Liquid funds (regular plans)

Fund	1 year	3 years (a year)
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)	+6.56%	+6.97%
Groww Liquid Fund	+6.52%	+6.96%
PGIM India Liquid Fund	+6.54%	+6.96%
Franklin India Liquid Fund	+6.55%	+6.96%
Franklin India Liquid Fund	+6.55%	+6.96%
BANK OF INDIA LIQUID FUND	+6.52%	+6.95%
Tata Liquid Fund	+6.50%	+6.94%
HSBC Liquid Fund	+6.47%	+6.92%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Liquid Fund - Regular Plan - IDCW today?

₹169.0049 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Liquid Fund - Regular Plan - IDCW?

1 year: -89.36%, 3 years: -50.41% a year, 5 years: -32.89% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.