Markets / Mutual funds / Long Duration
UTI Mutual Fund · Debt fund · Regular plan · IDCW
The scheme aims to generate optimal returns with adequate liquidity by investing in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Bars: this plan; the thin mark is the Long Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.1 | |||||||||||
| 2025 | +0.7 | -0.8 | +3.1 | +2.0 | -0.1 | -2.7 | +1.1 | -3.4 | +1.9 | +0.1 | -0.6 | +1.0 |
| 2026 | -0.2 | +0.6 | -3.2 | +1.9 | +0.1 | +2.8 | -0.6 | -0.6 | -0.7 | -1.4 | +2.6 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 0.7% | 0.5% | +0.24 |
| Money market | 94.2% | 84.0% | +10.20 |
| Cash & others | 5.0% | 15.5% | -10.47 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.15% |
| Holding | % of fund |
|---|---|
| 6.90% GSEC MAT - 15/04/2065 IN0020250018 | 45.07% |
| 7.24% GSEC MAT- 18/08/2055 IN0020250075 | 31.79% |
| 7.09% GS MAT - 05/08/2054 IN0020240118 | 15.65% |
| NET CURRENT ASSETS | 4.98% |
| 7.23% GSEC MAT- 15/04/2039 IN0020240027 | 1.67% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028 | 0.70% |
From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Mar 2023).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹79.01 cr across all plans · this plan ₹0.01 cr |
| Fund house | UTI Mutual Fund |
| Category | Debt · Long Duration |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.09% · Regular 1.27% (5 Nov 2026) |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 151532 |
| ISIN | INF789F1AXZ6 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹12.3857 | +2.73% |
| Direct · IDCW | ₹12.3857 | +2.73% |
| Direct · IDCW | ₹11.4190 | +2.73% |
| Direct · IDCW | ₹12.2289 | +2.73% |
| Direct · IDCW | ₹12.3857 | +2.73% |
| Regular · Growth | ₹11.9696 | +1.75% |
| Regular · IDCW | ₹11.9697 | +1.75% |
| Regular · IDCW | ₹11.9699 | +1.76% |
| Regular · IDCW | ₹11.0220 | +1.75% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Aditya Birla Sun Life Long Term Fund | +2.96% | +6.94% |
| Aditya Birla Sun Life Long Term Fund | +2.36% | +6.27% |
| ICICI Prudential Long Term Fund | +2.00% | +6.24% |
| Axis Long Term Fund | +3.06% | +6.23% |
| Nippon India Nivesh Lakshya Long Term Fund | +2.10% | +6.20% |
| SBI Long Term Fund | +2.72% | +6.18% |
| Axis Long Term Fund | +2.66% | +5.80% |
| UTI Long Term Fund | +1.75% | +4.97% |
Information only, not investment advice.
₹11.9698 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 1.75%, 3 years: 4.97% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.