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Mutual fundsSIF

UTI Medium Term Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · Growth

Medium DurationDirect · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹20.7616 ▼ 0.07%
UTI Mutual Fund
Fund size₹36.59 crJuly - September 2026
1-month range₹20.57 – 20.78
1 year+3.90%rank 11 of 12
Expense ratio0.94%direct plan, a year
5 years+5.91%a year

What the fund does

The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkNifty Medium Duration Debt Index A-III
Launched31 Mar 2015
Fund houseUTI Mutual Fund
Fund managersAnurag Mittal FM 1Not Applicable FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

212121 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.78%avg 0.8%
1 month
+0.38%avg 0.4%
3 months
-0.18%avg 0.2%
6 months
+2.16%avg 2.9%
This year
+3.40%avg 4.6%
1 year
+3.90%avg 5.3% · #11/12
3 years (a year)
+6.80%avg 8.0% · #12/12
5 years (a year)
+5.91%avg 7.2% · #11/11

Bars: this plan; the thin mark is the Medium Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.9+0.4+1.2+1.3+1.1-0.1+0.5-0.3+0.8+0.6+0.6+0.2
2026+0.1+0.8-0.7+0.7+0.2+1.8+0.4+0.1-0.3-0.5+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1516 lines in all
Top 10 holdings77.8%of the fund
Debt37.9%bonds, government securities
Money market47.4%CDs, CPs, treasury bills

Where the money is

Equity 0.1%Debt 37.9%Money market 47.4%Cash & others 14.6%

Credit quality (debt and money market)

Sovereign
47.4%
AA
19.1%
AAA
14.2%
AA+
2.6%
AA-
1.5%
Unrated / other
0.5%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt37.9%35.7%+2.23
Money market47.4%45.1%+2.37
Cash & others14.6%19.2%-4.62

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN–0.09%

Bonds, money market and cash 15

HoldingSector / type% of fund
07.18% GSEC MAT -14/08/2033
IN0020230085		SOV19.20%
NET CURRENT ASSETS–14.60%
7.26% GSEC 22/08/2032
IN0020220060		SOV11.88%
7.79% UTTARPRADESH SDL 29/03/2033
IN3320220186		SOV9.01%
NCD BAJAJ FINANCE LTD.
INE296A07TL0		CRISIL-AAA8.56%
7.10% GSEC - MAT - 08/04/2034
IN0020240019		SOV7.34%
NCD ADANI POWER LTD.
INE814H07208		IND-AA5.86%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029
INE2I7G15010		CRISIL-AAA(SO)5.62%
NCD 360 ONE PRIME LTD
INE248U07EW8		CRISIL-AA4.43%
NCD ERIS LIFESCIENCES LTD
INE406M08011		IND-AA2.95%
NCD ERIS LIFESCIENCES LTD
INE406M08029		IND-AA2.95%
NCD ADITYA BIRLA RENEWABLES LTD
INE01QP08016		CRISIL-AA2.94%
NCD PIRAMAL FINANCE LIMITED
INE516Y07444		ICRA-AA+2.60%
NCD AVANSE FINANCIAL SERVICES LIMITED
INE087P07451		CRISIL-AA-1.48%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
INF0RQ622028		-0.50%

From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.5%yearly, from daily NAVs
Worst fall-2.91%28 Feb 2020 → 31 Aug 2020
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt securities
50–100%
Money Market Instruments
0–50%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹36.59 cr across all plans · this plan ₹14.98 cr
Fund houseUTI Mutual Fund
CategoryDebt · Medium Duration
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.94% · Regular 1.54% (6 Nov 2026)
Exit loadRedemption / Switch out (a) within 12 months from the date of allotment – (i) upto 10% of the allotted Units - NIL (ii) beyond 10% of allotted Units - 1.00 % (b) After 12 months from the date of allotment - NIL
Minimum investmentRegular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:" · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, "Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:"
Scheme code (AMFI)134503
ISININF789FB1KE6
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹10.4002-1.88%
Direct · IDCW₹15.5343+3.90%
Direct · IDCW₹15.5509+3.90%
Direct · IDCW₹15.3777+3.90%
Regular · Growth₹19.1913+3.23%
Regular · IDCW₹13.8403+3.23%
Regular · IDCW₹10.2071-23.84%
Regular · IDCW₹14.1779+3.23%
Regular · IDCW₹14.0760+3.23%

Top Medium Duration funds (direct plans)

Fund1 year3 years (a year)
Aditya Birla Sun Life Medium Term Fund+8.04%+10.58%
Kotak Medium Term Fund+5.79%+8.81%
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)+5.48%+8.45%
ICICI Prudential Medium Term Fund+6.45%+8.39%
Kotak Medium Term Fund+4.09%+8.22%
HDFC Medium Term Fund+5.81%+7.86%
HSBC Medium Term Fund+4.96%+7.75%
SBI MEDIUM TERM FUND+5.70%+7.65%
UTI Medium Term Fund+3.90%+6.80%

All Medium Duration funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of UTI Medium Term Fund - Direct Plan - Growth today?

₹20.7616 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Medium Term Fund - Direct Plan - Growth?

1 year: 3.90%, 3 years: 6.80% a year, 5 years: 5.91% a year

How does UTI Medium Term Fund rank in its category?

11 of 12 Medium Duration funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.