UTI - Money Market Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Direct plan · IDCW

Money MarketDirect · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹1,256.9938 ▲ 0.02%

UTI Mutual Fund

Fund size₹16,479 crJuly - September 2026

1-month range₹1,252.72 – 1,257.67

1 year+0.37%

Expense ratio0.17%direct plan, a year

5 years+0.11%a year

What the fund does

The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BenchmarkCRISIL Money Market A-I Index

Launched23 Apr 1997

Fund houseUTI Mutual Fund

Fund managersAnurag Mittal FM 1Amit Sharma FM 2Not Applicable FM 3Not Applicable FM 4

NAV history

Returns

1 week

+0.19%avg 0.2%

1 month

+0.03%avg 0.4%

3 months

+0.28%avg 1.5%

6 months

+0.40%avg 3.3%

This year

+0.44%avg 5.5%

1 year

+0.37%avg 6.4%

3 years (a year)

+0.12%avg 7.3%

5 years (a year)

+0.11%avg 6.7%

10 years (a year)

+1.41%avg 6.7%

Bars: this plan; the thin mark is the Money Market average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.0
2025	+0.1	-0.0	+0.2	+0.1	-0.2	-0.1	+0.2	-0.2	-0.0	+0.1	-0.0	+0.0
2026	-0.1	+0.0	+0.2	-0.2	+0.0	+0.2	-0.1	+0.0	+0.2	-0.0	+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9394 lines in all

Top 10 holdings23.0%of the fund

Debt0.4%bonds, government securities

Money market95.7%CDs, CPs, treasury bills

Where the money is

Debt 0.4%Money market 95.7%Cash & others 3.9%

Credit quality (debt and money market)

A1+

90.5%

Sovereign

5.2%

Unrated / other

0.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	0.4%	0.3%	+0.06
Money market	95.7%	97.0%	-1.24
Cash & others	3.9%	2.8%	+1.11

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.04%

Bonds, money market and cash 93

Holding	Sector / type	% of fund
NET CURRENT ASSETS	–	3.86%
182 DAYS T-BILL - 04/02/2027 IN002026Y188	SOV	3.06%
CD - NABARD - 22/01/2027 INE261F16AF6	ICRA-A1+	2.44%
CD - NABARD - 28/01/2027 INE261F16AH2	ICRA-A1+	2.44%
CD - INDIAN BANK - 05/02/2027 INE562A16QI8	CRISIL-A1+	2.44%
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 INE556F16CC2	CARE-A1+	2.43%
182 DAYS T-BILL - 18/02/2027 IN002026Y204	SOV	2.13%
CD - CANARA BANK - 12/02/2027 INE476A16H01	CRISIL-A1+	2.13%
CD - HDFC BANK LTD - 24/02/2027 INE040A16IO0	CRISIL-A1+	2.12%
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 INE237AD6141	CRISIL-A1+	1.98%
CD - NABARD - 19/01/2027 INE261F16AE9	CRISIL-A1+	1.83%
CP SUNDARAM HOME FINANCE LTD. INE667F14GV3	CRISIL-A1+	1.82%
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 INE237AD6117	CRISIL-A1+	1.53%
CD - HDFC BANK - 05/02/2027 INE040A16IM4	CARE-A1+	1.52%
CD - IDFC BANK LTD - 03/02/2027 INE092T16ZC0	CRISIL-A1+	1.52%
CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027 INE0KUG16012	CRISIL-A1+	1.52%
CD - CANARA BANK - 11/03/2027 INE476A16H84	CRISIL-A1+	1.51%
CP ASEEM INFRASTRUCTURE FINANCE LTD INE0AD514370	CARE-A1+	1.51%
CD - UCO BANK - 15/06/2027 INE691A16MJ2	CRISIL-A1+	1.48%
CD - BANK OF MAHARASHTRA - 07/01/2027 INE457A16MU5	CRISIL-A1+	1.38%
CD - KOTAK MAHINDRA BANK LTD - 05/03/2027 INE237AD6166	CRISIL-A1+	1.36%
CD - CANARA BANK - 08/01/2027 INE476A16F94	CRISIL-A1+	1.22%
CD - INDIAN BANK - 12/01/2027 INE562A16QE7	CRISIL-A1+	1.22%
CD - AXIS BANK LTD - 14/01/2027 INE238AD6BW9	CRISIL-A1+	1.22%
CD - AU SMALL FINANCE BANK LTD - 11/01/2027 INE949L16EE9	IND-A1+	1.22%
CD - NABARD - 14/01/2027 INE261F16AD1	CRISIL-A1+	1.22%
CD - INDIAN BANK - 22/01/2027 INE562A16QG2	CRISIL-A1+	1.22%
CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 INE556F16BX0	CARE-A1+	1.22%
CD - INDUSIND BANK LTD - 27/01/2027 INE095A169C7	CRISIL-A1+	1.22%
CD - CANARA BANK - 02/02/2027 INE476A16G44	CRISIL-A1+	1.22%
CP POONAWALLA FINCORP LTD. INE511C14ZH9	CARE-A1+	1.22%
CD - INDUSIND BANK LTD - 05/02/2027 INE095A162D0	CRISIL-A1+	1.22%
CD - AXIS BANK - 12/02/2027 INE238AD6CO4	CRISIL-A1+	1.22%
CP POONAWALLA FINCORP LTD. INE511C14ZI7	CARE-A1+	1.22%
CD - HDFC BANK LTD - 15/02/2027 INE040A16JC3	CARE-A1+	1.22%
CD - NABARD - 17/02/2027 INE261F16AK6	ICRA-A1+	1.21%
CD - INDIAN OVERSEAS BANK LTD - 18/02/2027 INE565A16BR4	CARE-A1+	1.21%
CD - ICICI BANK LTD. - 08/03/2027 INE090AD6295	ICRA-A1+	1.21%
CP BHARTI TELECOM LTD. INE403D14619	CARE-A1+	1.21%
CP ANGEL ONE LTD INE732I14CZ9	CARE-A1+	1.21%
CP ICICI SECURITIES LTD. INE763G14L78	CRISIL-A1+	1.21%
CP IGH HOLDINGS PRIVATE LIMITED INE02FN14853	CRISIL-A1+	1.21%
CP ANGEL ONE LTD INE732I14DF9	CARE-A1+	1.20%
CD - SIDBI - 11/08/2027 INE556F16CF5	CARE-A1+	1.17%
CD - PUNJAB & SIND BANK LTD. - 15/03/2027 INE608A16TE2	ICRA-A1+	1.06%
CD - CANARA BANK - 29/01/2027 INE476A16G36	CRISIL-A1+	0.92%
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 INE556F16BW2	CARE-A1+	0.91%
CD - SMALL INDST. DEV. BANK OF INDIA - 09/02/2027 INE556F16CA6	CARE-A1+	0.91%
CP TATA PROJECTS LTD INE725H14EK3	CRISIL-A1+	0.91%
CP TOYOTA FINANCIAL SERVICES INDIA LTD INE692Q14BY3	CRISIL-A1+	0.91%
CD - EQUITAS SMALL FINANCE BANK LTD - 12/02/2027 INE063P16BJ5	CARE-A1+	0.91%
CP GIC HOUSING FINANCE LTD. INE289B14JW7	CRISIL-A1+	0.91%
CP MAHINDRA RURAL HOUSING FINANCE LTD INE950O14CB6	CRISIL-A1+	0.91%
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F14MP8	CRISIL-A1+	0.89%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027 INE949L16EO8	CARE-A1+	0.89%
CD - AU SMALL FINANCE BANK LTD - 26/08/2027 INE949L16EP5	CARE-A1+	0.87%
CD - EXIM BANK - 29/01/2027 INE514E16CO9	CRISIL-A1+	0.76%
CP FEDBANK FINANCIAL SERVICES LTD. INE007N14EV1	CRISIL-A1+	0.76%
CD - NABARD Mat - 26/02/2027 INE261F16AL4	CRISIL-A1+	0.76%
CP TATA TELESERVICES LTD. INE037E14AV5	CRISIL-A1+	0.64%
CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 INE556F16BV4	CARE-A1+	0.61%
CP ANGEL ONE LTD INE732I14CW6	ICRA-A1+	0.61%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 INE556F16BY8	CARE-A1+	0.61%
CP ADITYA BIRLA CAPITAL LTD INE674K14BS6	ICRA-A1+	0.61%
CP GIC HOUSING FINANCE LTD. INE289B14KE3	CRISIL-A1+	0.61%
CP AXIS SECURITIES LTD INE110O14HP6	CRISIL-A1+	0.61%
CD - AXIS BANK - 26/02/2027 INE238AD6CP1	CRISIL-A1+	0.61%
CD - Canara Bank - 04/03/2027 INE476A16H43	CRISIL-A1+	0.61%
CP NUVAMA WEALTH FINANCE LTD INE918K14CZ0	CRISIL-A1+	0.61%
CP IGH HOLDINGS PRIVATE LIMITED INE02FN14788	CRISIL-A1+	0.61%
CD - UJJIVAN SMALL FINANCE BANK LTD - 26/02/2027 INE551W16CI5	ICRA-A1+	0.61%
CP TATA CAPITAL LTD. INE976I14QY5	CRISIL-A1+	0.60%
CP FEDBANK FINANCIAL SERVICES LTD. INE007N14ET5	CRISIL-A1+	0.60%
CP FEDBANK FINANCIAL SERVICES LTD. INE007N14ES7	CRISIL-A1+	0.60%
CD - Axis Bank Ltd - 18/03/2027 INE238AD6CH8	ICRA-A1+	0.60%
CD - Canara Bank - 25/03/2027 INE476A16I26	CRISIL-A1+	0.60%
CP IGH HOLDINGS PRIVATE LIMITED INE02FN14739	CRISIL-A1+	0.46%
CD - Canara Bank - 26/02/2027 INE476A16I00	CRISIL-A1+	0.46%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED INE09OL14IQ0	CRISIL-A1+	0.46%
CP 360 ONE PRIME LTD INE248U14SX2	ICRA-A1+	0.45%
CP 360 ONE WAM LIMITED INE466L14FT4	ICRA-A1+	0.45%
CP MUTHOOT FINCORP LIMITED INE549K14CL3	CRISIL-A1+	0.45%
CP FEDBANK FINANCIAL SERVICES LTD. INE007N14EW9	CRISIL-A1+	0.45%
CP L AND T FINANCE LIMITED INE498L14FQ3	CRISIL-A1+	0.45%
CP JIO CREDIT LTD INE282H14097	CRISIL-A1+	0.45%
CD - INDIAN BANK - 21/06/2027 INE562A16RH8	CRISIL-A1+	0.44%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.36%
CP ICICI SECURITIES LTD. INE763G14G42	CRISIL-A1+	0.30%
CP TATA CAPITAL LTD. INE976I14RR7	CRISIL-A1+	0.30%
CP MUTHOOT FINCORP LIMITED INE549K14CN9	CRISIL-A1+	0.30%
CP MUTHOOT FINCORP LIMITED INE549K14CO7	CRISIL-A1+	0.30%
CP NUVAMA WEALTH MANAGEMENT LTD INE531F14FM2	CRISIL-A1+	0.15%
CP KOTAK MAHINDRA PRIME LTD. INE916D146O4	CRISIL-A1+	0.15%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.4%yearly, from daily NAVs

Worst fall-0.91%11 Apr 2025 → 22 May 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Money market instruments

0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹16,479 cr across all plans · this plan ₹0.08 cr
Fund house	UTI Mutual Fund
Category	Debt · Money Market
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.17% · Regular 0.29% (6 Nov 2026)
Minimum investment	Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Weekly Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, · additional Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Monthly Reinvestment of IDCW-Rs.500, Regular Plan-Monthly Payout of IDCW-Rs.500, Regular Plan-Weekly Reinvestment of IDCW-Rs.500, Regular Plan-Weekly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Fortnightly Reinvestment of IDCW-Rs.500, Regular Plan-Fortnightly Payout of IDCW-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Fortnightly Reinvestment of IDCW-Rs.500, Direct Plan-Fortnightly Payout of IDCW-Rs.500, Direct Plan-Monthly Reinvestment of IDCW-Rs.500, Direct Plan-Monthly Payout of IDCW-Rs.500, Direct Plan-Weekly Reinvestment of IDCW-Rs.500, Direct Plan-Weekly Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Daily Reinvestment of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500,
Scheme code (AMFI)	135606
ISIN	INF789FA1M20
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,401.6443	+6.41%
Direct · IDCW	₹1,030.8658	-0.01%
Direct · IDCW	₹1,143.1429	+0.84%
Direct · IDCW	₹1,665.1088	+6.41%
Direct · IDCW	₹2,019.0381	+6.41%
Direct · IDCW	₹1,900.7156	+6.41%
Direct · IDCW	₹1,804.9545	+6.41%
Direct · IDCW	₹1,743.6650	+6.41%
Regular · Growth	₹7,757.1430	+6.31%
Regular · Growth	₹3,356.9929	+6.31%
Regular · IDCW	₹4,185.6354	+6.31%
Regular · IDCW	₹2,673.9263	+3.22%
Regular · IDCW	₹1,067.4666	-6.38%
Regular · IDCW	₹1,108.8284	-1.82%
Regular · IDCW	₹1,039.5217	+0.20%
Regular · IDCW	₹1,886.4049	+6.31%
Regular · IDCW	₹1,999.5049	+6.31%
Regular · IDCW	₹1,164.6263	+0.37%
Regular · IDCW	₹1,298.9194	+6.31%
Regular · IDCW	₹1,033.4319	–

Top Money Market funds (direct plans)

Fund	1 year	3 years (a year)
Bandhan Money Market Fund	+6.53%	+7.37%
Franklin India Money Market Fund	+6.49%	+7.37%
Nippon India Money Market Fund	+6.40%	+7.36%
Aditya Birla Sun Life Money Market Fund	+6.44%	+7.36%
Mirae Asset Money Market Fund	+6.35%	+7.36%
Kotak Money Market Fund	+6.47%	+7.35%
HDFC Money Market Fund	+6.44%	+7.34%
UTI - Money Market Fund	+6.41%	+7.34%

All Money Market funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Money Market Fund - Direct Plan - IDCW today?

₹1,256.9938 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Money Market Fund - Direct Plan - IDCW?

1 year: 0.37%, 3 years: 0.12% a year, 5 years: 0.11% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.